What insurance is good for 0 year olds? Can you protect both health and education?

Hello, the child's insurance is recommended to follow the following points: 1. First of all, improve the children's medical insurance, which is the most basic protection. 2. Accident insurance.

Children have poor self-control, are active and curious, and parents are most worried about their children's bumps, so the accidental medical expenses can also be compensated. 3. Health and medical insurance. Critical illness has a tendency to be younger and younger, so it is appropriate to purchase critical illness insurance, and at the same time, it is recommended to add additional medical insurance, so that some medical expenses can be reimbursed in case the child is sick and hospitalized.

4. Education insurance, one of the issues that parents are most concerned about, higher and higher education expenditures, and the future of the unavoidable, all give parents a responsibility, and it is very necessary to make financial planning and arrangements for their children in advance. It is best if the education fund can be earmarked and has the function of premium waiver, and the expenditure of general premiums should be controlled at 10%-15% of the annual income. As parents, they want to give their children the best, but in fact, parents are the best insurance for their children, and the protection of the family's financial pillar must be done well.

At present, your family situation is not very detailed, you can click on my QQ to communicate in detail, I wish you peace and happiness! Reference: How to buy insurance for my baby?

Hello! The principle of family insurance purchase: adults first, then children; Protect first, manage later.

It is recommended that the annual premium expenditure of households be controlled below 30% of the annual disposable income). My main customer was also "Little Baby". Whenever I recommend a lifetime protection plan to their parents, more than 90% of them are happy to accept it.

The following combination of products may be helpful to you. 1.Accident & Medical Insurance:

An accident and medical insurance from AIA Life Insurance (cost-effective, relatively comprehensive coverage, and fast claim settlement. and hospitalization claims are not divided into accidents and illnesses). The annual payment is about 300 yuan.

100,000 yuan of insurance, if you pay for 20 years, you will pay 1,970 yuan per year. Benefits: 40 critical illnesses and 8 minor illnesses (including carcinoma-in-situ, etc.); At the age of 65, he received a high-end demonstration bonus of 100,000 yuan + 159743 yuan as a pension.

42 categories of critical illnesses (100,000) and 9 categories of specific critical illnesses (120,000) are covered; Hospitalization insurance can be attached up to the age of 64; At the age of 88, he received 100,000 sum insured. 3.Education Insurance:

Make corresponding recommendations according to the amount of payment (annual payment starts from 5000, and there is no upper limit). There are more than 50 life insurance companies nationwide, with tens of thousands of products. There are many types of insurance products, how to choose the best one for you?

After graduating with a bachelor's degree in preventive medicine, I joined Beijing Datong Insurance Service (a national professional insurance supermarket) in 2009, where I can compare and analyze "thousands" of insurance products from 16 life insurance companies and 33 property insurance companies for free. It can truly achieve objective analysis, shop around for you for free, and can help you save 20% of the cost! If you are in Beijing, please feel free to contact...

Hello: It is recommended to improve children's medical insurance first. Now there are many types of children's insurance, so in what order should the baby be insured, first of all, you should buy children's insurance for the child that combines the protection function and the savings function, and then consider buying insurance with investment function for the child under the condition of spare energy.

Protection children's insurance often needs to be purchased in combination with education savings insurance, because many children's insurance products do not sell protection functions alone, and the protection functions are often included in education savings insurance as additional insurance. Second, because children's education funds often need to be accumulated for a long time, usually 10-15 years. The amount of money for their children's education, especially the cost of going to college, often leaves many parents at a loss.

As long as parents do not underestimate small money, small money will become big money after a certain amount of time, and now children's insurance has dividends, so the sooner you help your child buy savings children's insurance, the more conducive it is to easily accumulate education funds, and can help children take precautions, and have the same equal starting point as others in the future, and enjoy the right to school fairly.

Hello: It can be seen that you really want to give your child a comprehensive cover. As for what insurance to buy, it has a certain relationship with your financial budget, if the budget is not much, consider health first, health is the first, and this risk should be transferred to the insurance company first.

Please refer to the following information. If you are healthy and have an education fund, you can add health insurance (serious illness or medical treatment) to the education fund insurance, or you can make a combination of insurance, that is, you can apply for education fund insurance separately and apply for health insurance separately**. Education insurance does not pay too much attention to the amount of income, because the insurance itself is not a pure investment tool, but a financial tool, is a financial arrangement, education insurance is characterized by stability, continuity, will not be misappropriated, plus the policyholder is exempt from premiums, if the policyholder has a risk of no longer have to pay the premium, to ensure the child's future education fund receiving, very suitable for parents who do not agree to buy insurance for adults first.

Reference: How to buy insurance for 0---3 years old Your baby's Comprehensive Health Protection** plan.

It is recommended to buy a social security medical treatment for your child first, pay very little, and be reimbursed for both inpatient and outpatient services. When buying insurance for your child, you should pay attention to whether you have purchased sufficient protection, because only when you protect yourself can you have the ability to give your child more protection. If you need education and medical care for commercial insurance, you can refer to the following, Taiping's Sunshine Angel + Angel Critical Illness + Additional University + True Love Health, this combination, the main insurance Sunshine Angel 25-year-old contract termination can receive a wedding payment, Angel Critical Illness has critical illness protection, additional university in the child when he is in college, that is, 18-21 years old each year to receive an education fund, true love health to take care of hospitalization.

Children's Critical Illness Insurance --- Angel Both Additional Critical Illness How to buy insurance for your baby.

Hello: Welcome to the sunflower insurance network consultation, we are happy to serve you. Every parent has the mentality of "hoping that the son will grow into a dragon and the daughter will become a phoenix" to educate their children.

The hearts of parents are high and high. If you want your child to be superior and not lose at the starting line, you need to make future plans for your child in time. A 0-year-old child is the best time to save insurance, with low premiums and a long insurance period.

The child is small, the resistance is poor, and if it is older, it is a great curiosity, and it is inevitable to bump and bump, so for accidents, medical treatment is the first choice. Then, according to their own financial situation, they can save critical illness, education funds, etc. The following example is a perfect combination that suits your needs and can be used as a reference.

Deposit insurance is determined based on age, gender, number of years of payment, and annual premiums. Therefore, I hope to come to ** or add QQ to further communicate with you, and I am willing to make a perfect protection plan for you. Congratulations:

Babies thrive! All the best for the family! Reference:

Comprehensive protection for 0-year-old babies.

Hello! It is recommended that you first apply for the most basic social security medical care for your child, choose the right commercial insurance for your child, and at the same time, both parents must have sufficient protection, especially for the baby's insurance, you must choose insurance with exemption function, so that you can really care for the healthy growth of your child. There is no best children's insurance product, only the most suitable, you want to protect both health and education products, I recommend two combination products for you, please learn more.

If you are satisfied with the insurance plan, you can plan your annual premium according to 10%-20% of your annual household income. Reference: Education and medical insurance plan for 0-year-old babies Education and medical insurance plans suitable for children and teenagers.

Hello, it is recommended that you choose Ping An's Xinli combination, this product is very comprehensive to cover life, critical illness, accident, accidental medical treatment, and hospitalization expenses. Every 2 years, 7% of the sum insured will be returned until the age of 80, and if you don't receive it, you can put it in the company to accumulate interest, and then make your children's education or wedding money. There are also dividends in the policy every year, and the most recent dividend interest rate is that you can also receive a life payment of twice the sum insured at the age of 80.

If you want to know more about this product or other children's insurance types of Ping An, please feel free to talk to me QQ to answer your questions and design a family protection plan that suits you for you. Reference: Xinli plan.

Hello! For 0-year-old babies, first of all, the urban residents should have good medical insurance, which is the most basic protection. After that, when we consider commercial insurance, it is mainly divided into two aspects: medical care and children's education.

If the collocation is reasonable, it can be solved at the same time. This can be assured. In addition, according to the term, it can be divided into long-term and short-term, long-term insurance is generally for life or seventy or eighty years old, and short-term insurance until the end of adulthood.

The specific plan also takes into account your ideas and needs.

Hello! In order to prepare for the child's medical care, it is recommended to prepare the children's social medical insurance first. Planning and preparation for your child needs to be taken early, and too little premium budget will not achieve the purpose of education reserves.

It is advisable to pay no more than 10%-20% of the family's annual income. What kind of plan is to start from your budget to design a plan for you! Prepare for your child's education and pay attention to the additional exemption features!

Whether parents are there or not, it will not affect the child's education fund reserve, which is the key to saving future education funds! Buying insurance is buying protection! (Before considering for children, you need to take full care of adults!)

Adults are the best insurance for children and the umbrella for children! Insurance can be used to obtain a high payout in the event of uncertain risks that may occur in the future at a small cost. If you need further consultation, you can contact me on QQ!

Reference: Three essential insurances for children, spend a small amount of money to buy a big peace of mind Comprehensive Finance Buy enhanced children's insurance Mention Recommend Jixing to send treasure for the baby! Recommend the Angel Program, so that children can feel it at any time.

Hello 1Pay for 5 years, insurance for 16 years, and a daily subsidy of 100 yuan for hospitalization due to illness or accident, with a maximum of 1,000 days. Regardless of whether there is a claim or not, we will be refunded the premium paid at maturity, and at the same time, we can enjoy dividends (which can be used as supplementary education funds)2

Purchase special education fund insurance, short-term payment, compound interest appreciation, and maximize returns. 3.Supplementary Health Care Insurance Card:

100,000 yuan for hospitalization, 5,000 yuan for accidental medical treatment, and accident and disability protection are provided at the same time. Insurance Period: 1 Year Premium:

300 yuan thanks.

Hello friends, first of all, you can give your baby a children's medical insurance. To buy commercial insurance for children, you can consider the following three aspects: Accident insurance Health and medical insurance Education savings insurance For the above aspects, what are parents most worried about, then you should first solve that aspect of protection.

Depending on the individual's financial ability, it can be separated from the primary and the secondary, and it does not need to be done in one step. The payment period can be selected according to your needs. Further communication is needed, and ** exchanges are welcome.

Good luck.

Sunshine Life's children's universal product is equivalent to your bank current deposit, all the money you pay is your baby's, with additional protection of 100,000 critical illness + 100,000 death, which can be used for education, entrepreneurship, marriage, and pension, and is a full-featured product.

Hello, thank you for coming to Kwai Net, thank you for your trust in insurance. 0-year-old children should first take care of their health, and then consider education funds, wedding funds, and so on. I don't know what your specific situation is, but I suggest you take a look at Sunshine Insurance's Sunshine Baby Insurance, which has low premiums, high sum insured, dividends every year, no compound interest, additional accidents, hospitalization, something to say, nothing to do as education funds, wedding payments, and even children's pensions.

Interested in talking about it specifically.

To provide you with an idea: newborn baby, if you can, first participate in the local medical insurance, dozens of dollars a year, on this basis, add the commercial insurance part of the critical illness insurance and accidental medical treatment, not much money can solve the cost of hospitalization. Leave more of the budget to the parents of the children to build security.

Education fund planning: You need to quantify it first, the expected cost of receiving different education (including going to school at home or abroad) varies greatly, and taking into account inflation, education cost expectations and other factors, combined with your family's existing financial management methods to choose a suitable insurance plan, which is more targeted. Upload the scheme for reference.

Family Protection Tetralogy Lijia Baby - 100% Health

Hello! Buying insurance or protecting first and then managing money, first insuring serious illness, hospitalization and medical treatment, accident insurance, followed by children's education funds! Buy the protection first, and if you are financially rich, buy some additional education insurance!

You can learn about China Life's Corning + Hongyun children's product portfolio; You can also learn about China Life's Ruixin both, plus Ruixin's insurance for paying critical illnesses in advance, which feels more suitable for children to buy! Send a related case for your reference! Reference:

Healthy financial planning for 3-year-old boys Comprehensive insurance planning for 0-year-old babies.