I have more than 600 sesame points, and my personal credit is not very good, what online loans can I

Updated on Financial 2024-04-15
5 answers
  1. Anonymous users2024-02-07

    What kind of online loans can I apply for with a sesame score of 700?

    1. Ant borrowing.

    Most people know this small loan product, this is a credit loan launched by Ant Financial, if you have a sesame score of 700, it means that you are eligible to apply for borrowing, but whether there is a limit is determined by the system, first you have to complete real-name authentication, and complete personal information as much as possible, such as driver's license, vehicle information, real estate information, social security information, etc.

    The maximum repayment period of borrowing is 12 months, and the daily interest rate of the loan is to support borrowing and repaying at any time, with a maximum amount of up to 300,000 yuan, which is a small loan with a relatively high amount.

    2. Online business loans.

    Ant Loan is a personal loan, while an online business loan is a business loan, suitable for small and medium-sized enterprises to open a store and do business, and the online business loan contains many different large loans, as long as the applicant's credit, qualifications and business conditions meet the conditions, they can be opened.

    Application conditions, sesame score of more than 700, the applicant is the legal representative of the enterprise or the person in charge of the individual industrial and commercial household, aged between 18-65 years old, and the industrial and commercial registration time is at least 1 year.

    3. Reserve fund.

    Now many institutions have launched a reserve fund, pure credit small loans, suitable for short-term borrowing, Alipay's reserve amount is only 500 yuan, up to 7 days to borrow, the interest is about 2 yuan, the upgraded reserve is not limited, can be used at any time, more use is conducive to the rapid accumulation of sesame credit.

    If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (original name: Youqianhua, renamed in June 2018"There is money to spend"The big brands are reliable, the interest rates are low and trustworthy. There is money to spend - full easy loan, the maximum amount of borrowing is 200,000, and the daily interest rate is as low as low.

    It has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

    Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

    2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

    The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply. Online loans are risky, so you need to be cautious in your choice!

  2. Anonymous users2024-02-06

    Now the risk control is too strict. The platform is impossible to pass,

  3. Anonymous users2024-02-05

    The online loans that can be applied for with 700 points are: 1. Online business loans. Alipay's large long-term loans, for the customer group is mainly ** or Alibaba merchants, the loan amount is up to 1 million, can be repaid at any time, up to 24 months, in the current financial products interest is relatively low, if you have the amount of ant borrowing, at the same time open a store, the flow meets the requirements, you can upgrade to an online business loan, sesame points are best above 700 to have a chance to open.

    2. Reserve. Alipay small loan products, the previous maximum amount was only 500 yuan, after the recent revision and upgrade, you can borrow unlimited times per month, pay interest of about 2 yuan each time, suitable for emergency use, if your sesame score is less than 700, it may be closed permissions, usually use more Alipay, help improve reputation.

    3. Ants borrow. Users need to authenticate their personal information, sesame points of more than 700 have the opportunity to open a loan, the loan term is up to 12 months, the daily interest rate of the loan is about or so, support borrowing and repaying at any time, authorize social security, provident fund, bind credit card, and use Huabei more, which helps to open a loan.

    4. Zhaolian good term loan. If the score is above 700, it means that the credit is good, and with other personal information, the success rate of the application is relatively high. Good loans are calculated on a daily basis, and can be repaid in advance, and the initial payment amount is about a few thousand yuan.

    5. Come to installments.

    It is also an Alipay loan, and you can submit an application within the life account. From the name, it seems that the installment is a consumer installment product, in fact, it is not, the installment amount can be used for installment, or it can be withdrawn to a bank card, the maximum amount is 200,000, and the next payment is fast, if you have a sesame score of more than 700 points, you can apply for it.

    6. China Post loan.

    If the sesame credit score is above 700, you may wish to learn about the China Post Loan, because it is a consumer finance company, approved by the China Banking Regulatory Commission, and is more formal.

  4. Anonymous users2024-02-04

    1. Alipay ant borrowing.

    You can borrow up to 300,000 (600 points).

    Sesame seeds. If you have no less than 600 points, you will have the opportunity to open an ant loan, with a maximum of 300,000 yuan and a daily interest rate as low as 0 015. This loan opening is automatically opened by the system and cannot be applied for by the user.

    Users who have opened Ant Borrowing can see their loan amount and borrowing interest rate, and the borrowing operation is very simple.

    2. Zhaolian good term loan - up to 200,000 yuan (600 points).

    Sesame Credit.

    More than 600 points, 21 50-year-old Alipay real-name users, search for Zhaolian good term loan on the homepage of Alipay on the mobile phone, or pay attention to Alipay life account Zhaolian good term loan can find this opening.

    After entering the interface, in the menu bar "I want to" "Apply", fill in the personal information to apply, the system will evaluate the matching amount according to your information and credit situation, the loan amount can be recycled within 3 years, and the sesame has a high interest rate.

    3. Zhaolian Financial.

    Zero Spend (600 points).

    For credit loan products for college students, Sesame Credit can apply for 600 points or with school information, no handling fee, interest rate as low as 0 04, the key is no liquidated damages.

  5. Anonymous users2024-02-03

    Hello, 1. Small Win Card Loan. Xiaoying Card Loan has been online for a long time, and it has been continuously releasing water, and there is no need to provide sesame points, as long as a frequently used credit card is enough, and the review speed is fast and the next payment is fast, which is very suitable for credit card users. The maximum amount is 80,000 yuan, you can borrow 3 6 9 12 months, pay attention to keep the mobile phone unblocked, there may be a return visit**.

    2. Flying loans. If you have a mortgage or credit card in your name and a continuous repayment record, you can apply for a flying loan with these without providing sesame points. The maximum amount is 300,000, and if you have a mortgage, you can borrow up to 8 percent, and the longest installment is 2 years.

    3. Get paid quickly. It is understood that quick salary is also one of the online loans that do not look at sesame points, and borrowers only need to provide their ID cards and real-name mobile phone numbers to apply. Quick Salary can provide a loan of about 3,000 yuan, and the term of use can be up to 28 days.

    It is said that it is relatively easy to pass the audit with a stable job, and the amount will be relatively high. 4. Mobile phone second loan. Mobile phone second loan is a regular army in online lending, launched by Jiangxi Bank.

    Because it is the mouth of the bank, it does not look at the sesame points at present, and good credit is the key.

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