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Hello! Let me tell you why Ant's credit score has not risen.
1.Imperfect Sesame Credit personal information.
Sesame Credit has not yet implemented a real-name system like Alipay, but the personal information is incomplete, which is likely to pull down the Sesame score.
Principle of pulling points: one of the five scoring indicators of Sesame Credit: identity traits. If you can't provide detailed information about your identity, study, occupation, etc., it will be difficult for the system to make a comprehensive assessment of your credit situation.
2.Frequently change the mobile phone number and delivery address.
Frequent changes to mobile phone numbers and frequent changes to delivery addresses are all subtractions of Sesame Credit.
Principle of pulling points: To make an inappropriate analogy: if the P2P company you invest in frequently changes its number and relocates, how do you feel? The credit scoring system prefers people who have a stable life.
3.Never use Alipay to pay for life services.
Not having to pay for electricity, water, and gas is tantamount to giving up an opportunity to show Ant Financial the stability and regularity of your life. If you pay your bills on time on a regular basis, you can get extra points. The same is true for binding a mobile phone to the account, paying phone bills and charging data.
Principle of pulling points: Same as above, the scoring system likes people who have a stable life.
4.When shopping on Tmall, there is a preference for inferior bargains.
Thrift is a virtue, but if you buy shoddy goods for a long time in the Tao shop, it is likely to damage your personal image. You can buy less, but it's better to buy more high-quality items.
Pull Score Principle: One of the five scoring indicators of Sesame Credit: behavioral preference. The type of consumption is a universal dimension for judging credit levels.
5.When shopping online, there are often delays in confirming receipt and payment.
If you are always too lazy to confirm the receipt and rely on the system default, the system may think that you have bad credit habits. It is recommended that you take the initiative to confirm, pay and evaluate as soon as possible after receiving the goods, and I hope my can help you.
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Hello, the score of Sesame Credit is updated monthly, and it is updated on time on the 6th of each month. If you have an urgent need for money, it is recommended that you must choose a reliable big brand, which is a credit service brand of Du Xiaoman Finance (formerly Finance), which is safe and trustworthy, and has the characteristics of simple application, fast loan, flexible borrowing and repayment, transparent interest and fees, and strong security. The online application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for loan disbursement.
Early repayment is possible, and the recovery limit can be revolving after repayment.
I hope this is helpful to you, click below on the mobile phone to measure the amount immediately.
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Hello, dear, I'm glad to answer this question for you, frankly speaking, the sesame score of 749 is already very high, and your sesame credit will be regularly evaluated every month, if the use is good, it will **, the sesame credit score will not rise, because the sesame credit has reached a certain bottleneck. Because the evaluation of Sesame Credit Score is based on comprehensive factors such as each person's identity characteristics, performance ability, history, connections, and behavior. When these factors are relatively stable, it is normal for Sesame Credit to not rise.
If you want to continue to let sesame divide **, you must start from these factors, 1. Improve personal information and light up all icons. Alipay personal credit has a column of personal information, which determines the identity characteristics, and improves all this information, which is of great help to improve the sesame credit score. There were 13 stars in this column before, commonly known as 13 stars, and later Alipay revised and canceled the overseas credit report, and it became 12 stars, 2. Use sesame credit products more.
Use more Huabei, borrow, and repay on time, use Alipay to repay credit cards, use Alipay to pay utility bills, pay utility bills, rent power banks, umbrellas, shared bicycles, etc., live in hotels with credit, travel and take buses and subways with Alipay scan code payment, etc., I hope my answer will be helpful to you! Acknowledgement, Consultation Record · Answered on 2021-11-09
Why didn't my sesame credit move when it reached 749.
Hello, I am the answer in the financial field, "Talking about stocks and gold", I have many years of experience in finance and law, I have seen your questions, and I am sorting out the relevant answers for you, typing may take some time, please be patient, I will provide you with the most detailed answers within 5 minutes, will not reply to you, thank you!
Hello, dear, I'm glad to answer this question for you, frankly speaking, the sesame score of 749 is already very high, and your sesame credit will be regularly evaluated every month, if the use is good, it will **, the sesame credit score will not rise, because the sesame credit has reached a certain bottleneck. Because the evaluation of Sesame Credit Score is based on comprehensive factors such as each person's identity characteristics, performance ability, history, connections, and behavior. When these factors are relatively stable, it is normal for Sesame Credit to not rise.
If you want to continue to let sesame divide **, you must start from these factors, 1. Improve personal information and light up all icons. Alipay personal credit has a column of personal information, which determines the identity characteristics, and improves all this information, which is of great help to improve the sesame credit score. There were 13 stars in this column before, commonly known as 13 stars, and later Alipay revised and canceled the overseas credit report, and it became 12 stars, 2. Use sesame credit products more.
Use more Huabei, borrow, and repay on time, use Alipay to repay credit cards, use Alipay to pay utility bills, pay utility bills, rent power banks, umbrellas, shared bicycles, etc., live in hotels with credit, travel and take buses and subways with Alipay scan code payment, etc., I hope my answer will be helpful to you! Thanks,
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1.If the Sesame Credit score does not rise, it may be that the individual has not used various functions in Alipay recently, and Sesame Credit has not detected a point worth raising, so the Sesame Credit score will not rise and will remain unchanged.
2.If the Sesame Credit score does not rise, it may be that you are not good enough in some aspects, such as the Alipay account has not completed various information, and you cannot prove that you have good financial resources, so the Sesame Credit score will remain unchanged.
3.In fact, in real life, it will be difficult for many people's sesame credit scores to grow after they reach a certain score, such as more than 800, so there is no need to grow, and the conditions for growth will become more and more stringent.
Sesame Credit is updated on the 6th of each month, and you can always pay attention to its changes every month, and only after reaching a certain height can you enjoy the corresponding rights and interests, such as Sesame Credit can be opened with a score of more than 600; Only those with a score of 650 or more can join Alipay mutual insurance for free.
Sesame Credit is scored from five aspects, namely behavioral preference, identity characteristics, performance ability, credit history and personal relationships; If your Sesame Credit score is not very high, you can consider improving your score from these 5 aspects.
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There will indeed be such a statement, because after the sesame credit score is 700, it already means that the credit is extremely good, and the space for ** at this time will be much smaller.
With the continuous popularity of Sesame Credit, more and more people have begun to pay attention to their Sesame Credit score. Sesame Credit Score was just a score to evaluate personal credit standards at the beginning, and was later promoted by Alipay, and now many apps will draw on Sesame Credit Score to evaluate a user's credit level, which is why so many people have begun to pay attention to Sesame Credit Score.
A Sesame Credit score of 700 is already very high.
There are many levels of Sesame Credit Score, and a score of 700 is already excellent. Some people may have a high initial score of Sesame Credit, so it can easily grow to hundreds of points. However, with the further improvement of the sesame credit score, the requirements for the highest margin will become higher and higher.
Even if some people have very good sesame credit, they can't keep up with their consumption level, so they can't continue to increase their scores. <>
Sesame Credit Score is related to an individual's spending level.
In the early stage of Sesame Credit, there are no high requirements for consumption. However, after a certain level, the requirements for the amount and frequency of consumption will become higher and higher。Many users do not have such a high spending power, so their sesame credit score is around 700 points all year round, and some people will be stuck at 698 points, and 698 to 720 points are more difficult hurdles.
You can increase your Sesame Credit score by spending.
As I mentioned above, the main reason why many people do not improve their Sesame Credit score is because they have too little spending behavior. You can make purchases through apps that participate in Alipay-linked, such as ** shopping and Xianyu shopping that we often mention. This method can significantly improve a person's spending power, and the athlete can improve a person's sesame credit score.
Finally, while it is true that the Sesame Credit score is useful, there is no need to raise it for the sake of improving.
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This is indeed true, because if you grow to 700 points, that's a very high height, naturally, it's hard for him to go up again, but with 700 points, a lot of things can be done.
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This is not true. In normal times, if you use Alipay for a longer time and have a better reputation, the reputation of Sesame will still rise.
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Yes, if the credit score is relatively low, it will rise very quickly, but if it reaches 70%, it will not rise very fast, and it will become very slow.
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A person with a score of 726 on Sesame Credit is more reliable, but this is only a credit system on the Internet, and it can only be said that he is more reliable on the Internet, and he is not sure in real life. However, the current sesame credit score has involved many aspects, which can bring a lot of convenience in daily life, if the credit score is low, then there must be a lot of inconvenience, in general, it is necessary to improve your sesame credit score.
1. What is the role of sesame seeds?
Sesame has established a set of credit system, which can not only realize deposit-free car rental, etc., but also simplify the process when applying for visas for certain countries, without the need to provide various supporting materials. Sesame has provided credit services for users and merchants in hundreds of scenarios such as credit cards, consumer finance, hotels, renting, and public utilities. There are five dimensions based on the "scoring" of sesame points, namely identity characteristics, credit history, performance ability, personal relationships, and behavioral preferences.
2. How to "improve" sesame seeds?
1. Frequent use**, Tmall shopping, shopping records are the main ** of sesame points.
2. Use Alipay's credit card repayment function more often and repay it in time.
3. Frequently use Alipay's Yu'e Bao, Borrow, and Huabei functions.
4. Fill in a wealth of personal information, such as professional information, job experience, and even the situation of a private car, the sesame credit score can directly affect whether you can use borrowing or Huabei, if the score is high, then both can be used, of course, some people think that the use of caution is actually a person, if their personal qualifications or other aspects are better, it can be borrowed, but most people are not qualified to borrow, even if the amount spent is very high, But the borrowing has not been open to it. I haven't really understood what a criterion for his borrowing is, but as long as his sesame credit score is high, there are still certain benefits, and he can prove his identity at many times. If you want to improve your law enforcement credit score, you can try it according to the methods given above.
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Summary. Ways to maintain and improve your Sesame Credit Score:
1. Increase the number and scope of Alipay's use.
Helps to increase sesame seeds. Sesame seeds are a long-term accumulation process, so the sesame seeds are also relatively stable and may not change for a month or months.
2. There are five dimensions of sesame score evaluation, namely credit history, behavioral preference, performance ability, identity traits, and personal relationships, and users can improve their sesame points through these five dimensions. It is not easy to improve the sesame points, and users need to maintain good repayment habits and not overdue when using loan services.
Why didn't my sesame credit move when it reached 749.
Answers for you. Hello, the specific reasons are as follows: 1. In fact, sesame points are a watershed, usually Hu Wanqi is below 750, and it is relatively simple to want to improve, but if it reaches 750, it is difficult to continue to improve on the naochang. 2. It is no longer enough to use Alipay more, including the purchase of some financial products within it will not bring obvious results, unless the amount is huge.
3. However, users with a sesame score of about 750 can use it normally, whether it is a loan product or a variety of collateral-free products in Alipay, so there is no need to continue to force the score.
Thank you. Ways to maintain and improve the Sesame Credit Score: 1. Increase the number and scope of Alipay's use to help improve the Sesame Score.
Sesame seeds are a long-term accumulation process, so the sesame seeds are also relatively stable and may not change for a month or months. 2. There are five dimensions of sesame score evaluation, namely credit history, behavioral preference, performance and grip ability, identity traits, and personal relationships. It is not easy to improve the sesame points, and users need to maintain good repayment habits and not overdue when using loan services.
You're welcome to be able to answer your questions.
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