How to raise sesame credit score 600 now 590

Updated on technology 2024-03-03
6 answers
  1. Anonymous users2024-02-06

    To improve the sesame credit score, six to six don't, six to - 1. Spend more shopping on Ali's e-commerce platform Tmall, **, Juhuasuan, etc. Of course, online shopping is also particular, don't always look for some bargains, but also buy more home appliances, fitness equipment, handicrafts and other large goods. 2. Use the Alipay credit card repayment function more often and repay the loan in time.

    At present, Sesame Credit is not connected to the personal credit reporting system of the central bank, and its credit history is mainly past credit account repayment records and credit account history. Since there is no personal loan record, credit card repayment history is particularly important. 3. Use Alipay to transfer money.

    The network between Alipay users is based on money such as transfer and payment, and if you often maintain a large amount of relationship with your friends, then the credit score will be much higher. 4. Buy more wealth management products on Alipay. At present, Alipay not only has Yue Bao, but also access to Zhaocaibao, the larger the amount of money invested by the user, the more frequent the frequency, and the higher the score.

    5. Multi-application of life services provided on Alipay. Such as water, electricity and gas payment, rental information, hotel air ticket booking and other functions. 6. Make more loving donations.

    At present, there is an entrance to Alipay for love donations, if you donate often, no matter how much the amount is, the accumulated credit will naturally be higher than that of those who do not donate. Six don'ts - 1. Frequently change the bound mobile phone number. Yu Wujie, chief credit data scientist at Ant Financial, once said, "If a person has not changed his mobile phone number for 10 years, he can rest assured that he can borrow money (mobile phone "cash loan", looking for the way to borrow money that knows you best) to him."

    He also said that in terms of the overall population, if the mobile phone number is used for a longer time, the default rate will be lower, only 5%, or even 1%. 2. Never send red envelopes. Generally speaking, comrades who love to give red envelopes are usually not bad for money and are willing to give, and their credit is not bad, so those who never give red envelopes expose their shortcomings.

    3. You don't have a credit card, or you can't repay it on time. Not having a credit card, or having a credit card but not spending it regularly online, and not making payments on time can all lower an individual's credit score. 4. The delivery address is unstable.

    The person in charge of JD Baitiao once said: "If a user's collection address changes frequently, we will consider his creditworthiness to be inferior to those users who have a long-term stable delivery address." 5. Online shopping always does not take the initiative to receive and pay.

    Buying something online and always waiting for the system to pay by default is also not a good credit habit. Therefore, remember to take the initiative to pay as soon as possible after receiving the goods, and evaluate the buyer in time. 6. Take a taxi but release the driver "pigeon".

    Nowadays, Alipay has apps such as Kuaidai Taxi and Shenzhou Car Rental, and if you book a taxi but end up releasing the driver's "pigeon" or the rental car is not returned in time, this kind of behavior may be considered a sign of poor performance ability and be included in the database.

  2. Anonymous users2024-02-05

    This will be accumulated according to the usual credit.

  3. Anonymous users2024-02-04

    If you want to increase the sesame score, there are several ways to do it:

    1.Improve Sesame Credit Information. The personal information in Sesame Credit contains the user's basic information, credit consumption, and asset status, and only by filling in all these specific information can the system deepen its understanding of you, and the information provided can judge your credit status, which is conducive to improving Sesame Score.

    2.Alipay is mostly bound to bank cards and credit cards. In ordinary consumption, use Alipay more, and the capital flow of bank cards can increase the user's account flow.

    When repaying by credit card, Alipay is also used to repay the credit card. In this way, a good repayment record and an increased account turnover are conducive to improving the sesame score.

    3.Use the Alipay transfer function or buy some investment and wealth management products, and you can also make some public welfare donations.

    Extended information: What can Sesame Credit 650 do, and what is Sesame Credit 650 used for?

    1. You can open a borrowing, and Alipay can use the borrowing to make a small loan. If the Sesame Credit score is not less than 600, if the user meets the conditions, he only needs to upgrade his Alipay wallet to the latest version, and the "Borrow" function can be used in the "Wealth" column of the Alipay wallet.

    2. Borrowing is a consumer credit product of Ant Micro Loan, users with a sesame score of not less than 600 will have the opportunity to use personal consumption loans, and users can apply for a loan of up to 50,000 yuan according to the score, and the amount applied for can be transferred to the balance of Alipay. The maximum repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

    3. Although it is convenient and fast to use Alipay to "borrow" a loan, its interest rate is relatively not low, so remember to overdraft within your ability to avoid exceeding your repayment ability and causing adverse effects on personal credit.

    1.Credit lending, credit consumption.

    The higher the Sesame Credit Score, the more privileges you have, such as you can open Ant Huabei (a payment method), Ant Borrow, and a Tmall function to drive a new car.

    2.Credit riding.

    In this world of shared bicycles, you can achieve no deposit, no card, and direct scanning code riding, including ofo small yellow bike, Yongan public bicycle, small blue bike, Youbai bike, and wind breaking riding.

    3.Rent a car on credit.

    No deposit is required for renting a car. Including Shenzhou Car Rental, eHi Car Rental, Avis Car Rental, and Panda Car Rental.

    4.Convenient transportation. Pass first through the expressway, and enjoy the first payment after taking the bus.

    5.Basic Communication Services Benefits.

    There is no need to pre-deposit a mobile phone card, and it is easy to buy a contract machine.

    6.Credit borrowing and repayment.

    There is a credit deposit free to rent items. Rental types include: power banks, umbrellas, books, clothing, digital, toys, and overseas wifi.

    7.Credit**.

    Good credit, sell second-hand mobile phones, digital enjoyment first get money. **Intermediaries include: love**, valuation**, have to sell**.

    8.Travel accommodations.

    Stay-in-own-pay deposit is free, and you can choose a homestay hotel.

    9.Rent on credit.

    Operating environment: iqooneo3 Alipay.

  4. Anonymous users2024-02-03

    To get your Sesame Credit from 550 to 600, you can do the following:

    1. Develop good consumption and credit habits, try not to overconsume, pay water, electricity and gas bills on time, return credit cards (credit cards) on time, borrow and borrow, etc.

    2. Enrich Alipay's consumption behavior, such as using services such as shared bicycles, using Zhiruzhi Alipay for online shopping, ordering takeout, and running consumption in multiple offline fields.

    3. Improve personal identity information, such as uploading ID cards**, running face recognition, etc.

  5. Anonymous users2024-02-02

    1.If you want to improve your Sesame Credit Score, you first need to complete the Alipay account information, such as personal education information, provident fund, social security, vehicle information, etc., as long as the information that can be filled in is basically all filled, there is no need to worry that personal information will be leaked.

    2.Bind the credit card in the Alipay account, so that you can repay the credit card through Alipay every month, then the system will understand the repayment ability and personal financial status, and then the system will improve the Sesame Credit score according to these.

    3.Buy financial products in Alipay, such as Yu Bao, Yu Libao, etc., these financial products can allow users to get good income, and the flexibility is also very good, for example, the money in Yue Bao can be used for online shopping, and you can also directly return the credit card, and regular use will help improve the sesame credit score.

    4.Use various functions in Alipay, such as using Huabei for online shopping, using MYbank for loans, and other borrowing methods, you must repay on time after using these openings, and the more times you use it, the more Sesame Credit will improve.

    5.In normal times, you can use Alipay to make various payments, such as mobile phone recharge, water and electricity bill payment, gas bill payment, etc., and you can also swipe the card when taking the bus, as long as you use it regularly, it is still very helpful to improve the sesame credit score.

    6.To improve the quality of the circle of friends, now the payment source Hanbao friends can also chat with each other, and increase some interaction, such as transfers, red envelopes, etc., these behaviors can improve the sesame credit score.

    Sesame credit score is updated on the 6th of each month, you can pay more attention to it, if you can usually do the above points to reach 650 points, it is still very easy, and sesame credit score of more than 650 points can enjoy a lot of rights and interests, such as sharing bicycles without deposit riding.

  6. Anonymous users2024-02-01

    Hello, the method of Sesame Credit fast to 600 is as follows: 1. Complete your personal information. Supplement some personal information, academic certification (it is not recommended to falsify, work certification, provident fund, driver's license, credit card bill certification, etc.)

    2. Mostly shop and consume on Ali's e-commerce platforms such as Tmall, **, and Juhuasuan. Alipay's behavior preference data is mostly **compared to Alibaba's shopping**, so if you need to shop, try to choose **, Tmall, Xianyu and other platforms to buy. Of course, online shopping should not be biased towards some cheap items, but also buy some home appliances, handicrafts and the like.

    3. Open Ant Huabei and MYbank to buy more wealth management products. Open Huabei, often use the town auction and repay on time, and withdraw cash from MYbank Alipay can also be free! Now Alipay not only carries Yue Bao, but also a large number of financial products, the larger the amount of money invested by the user, the more times, the score will naturally follow!

    4. Use the Alipay credit card repayment function more often and repay the loan in time. 5. Confirm the payment and evaluation in time after shopping and receiving 6, pay the fees for water, electricity, travel and slag coal on time, bind Alipay to repay the credit card 7, and use Ali Travel and Go Ah services for travel.

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