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The state stipulates February 25.
I don't know what industry you are.
The Agricultural Bank of China has adjusted to the cap: 26 yuan. Hope.
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It began to be implemented on February 25, and the central bank promulgated the same, it is divided into industries, and the rates of different industries are different, and the central bank issued a new list of rates on February 25, 2013.
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At present, the handling fee of UnionPay POS machines in China is uniformly stipulated in the Measures for the Distribution of Inter-bank Transaction Proceeds of Bank Cards of China UnionPay Network Access Institutions.
Among them, the handling fee for consuming POS is roughly as follows:
2. Pharmacies, small supermarkets, wholesale departments, specialty stores, clinics and other merchants with low POS card consumption are generally deducted from the consumption amount.
3. Hotels, catering, entertainment, jewelry, and arts and crafts stores generally deduct the consumption amount.
4. The general deduction rate of real estate and automobile sales merchants is a fixed handling fee, which is deducted according to the number of POS consumption card swipes, or the handling fee is capped at RMB.
5. The factory deduction rate of large-scale wholesale, first-class merchants, and production and processing enterprises is capped at the yuan and the handling fee is charged.
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General industry, service industry.
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February 25th, but there is a transition period.
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2020 Agricultural Bank of China POS machine.
The standard of card handling fee is 15 yuan per transaction; If it exceeds 50,000 yuan, accounting for the transaction amount, the maximum shall not exceed 50 yuan.
1. Bank counter transfer:
1. Our bank in the same city: free of charge.
2. Bank non-local: 05% of the transaction amount, minimum $1 and maximum $50.
3. Inter-bank transfer (including intra-city and non-local): 2 yuan per transaction below 10,000 yuan (including 10,000 yuan); 0.10,000 yuan (including 10,000 yuan):
5 yuan pen; 10,000 yuan (including 10,000 yuan), 10 yuan; 1-50,000 yuan (including 50,000 yuan).
2. ATM transfer:
1. Our bank in the same city: free of charge.
2. Bank non-local: 05% of the transaction amount, minimum $1 and maximum $50.
3. Inter-bank transfer (including intra-city and non-local): 2 yuan per transaction below 10,000 yuan (including 10,000 yuan); 10,000 yuan (including 10,000 yuan):
5 yuan pen; 10,000 yuan (including 10,000 yuan), 10 yuan; 1-50,000 yuan (including 50,000 yuan), and the cumulative ATM transfer amount does not exceed 50,000 yuan per day.
3. Mobile Banking.
Transfer fee: The handling fee for bank non-local, inter-bank transfer, and roaming remittance is 30% over the counter, with a maximum of 15 yuan for a single transaction. The bank's intra-city transfer fees are free of charge. In addition, VIP customers can also enjoy other benefits on top of this.
Extended information: 1. Agricultural Bank of China.
How to handle the pos machine.
The following basic materials are required to apply for ABC's RMB card acquiring business: business license and tax registration certificate.
or tax payment certificate), legal representative.
Original and photocopy of ID card and other relevant supporting documents. Wherever POS system, MIS system or ERP system is used.
Large-scale retail malls, supermarkets, hypermarkets and large-scale chain fast food industries for enterprise management and financial management, in view of their relatively sound accounting, should not all be replaced by tax-controlled cash registers, and tax control cash registers cannot replace enterprise management and financial management, therefore, the implementation of tax control transformation after the introduction of relevant national standards.
Second, POS machine.
1. Swipe magnetic card POS machine. Magnetic cards are inexpensive, easy to use, and easy to manage, but the security risks of magnetic cards are becoming increasingly prominent.
2. Swipe the IC card.
POS machine. If you contact it for a long time, it is easy to cause poor contact of the IC card, and it is not easy to read the data.
3. Brush non-contact IC card POS machine. The difference between IC card and magnetic card is that the data storage is different, the IC card has a large storage capacity, high security and confidentiality, and the CPU card has data processing capabilities and a long service life.
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The handling fee of the Agricultural Bank of China POS machine is charged at 5% of the amount of each card swipe.
1. Authenticate both parties to the transaction and prevent payment fraud. It can use digital signatures and digital certificates to authenticate all parties to online commerce to prevent payment fraud, authenticate the validity of the identities of all parties participating in the online **, and issue digital certificates to the participating parties through certification bodies or registration bodies to confirm the legitimacy of their identities.
2. Encrypt information flow. A single-key system or a dual-key system can be used to encrypt and decrypt information, and technologies such as digital envelopes and digital signatures can be used to strengthen the confidentiality and integrity of data transmission, so as to prevent unauthorized third parties from obtaining the true meaning of information.
3. The digital summary algorithm confirms the authenticity of the electronic information of payment. In order to protect the data from being created, embedded, deleted, tampered with, replayed, etc., by unauthorized parties, and to reach the recipient intact, data hashing technology can be used.
4. Ensure the non-repudiation of transactions and business. When there is a dispute between the two parties of an online transaction, especially a dispute related to payment and settlement, the system can guarantee the non-repudiation of the relevant behavior or business. The online payment system must generate or provide sufficient evidence in the process of the transaction to quickly distinguish the right and wrong in the dispute, which can be achieved by digital signature and other technologies.
5. Deal with the multilateral payment problem of network business. Payment and settlement involves multiple parties such as customers, merchants and banks, and the transmitted purchase information and payment instruction information must also be linked, because the merchant will only continue the transaction after confirming certain payment information, and the bank will only provide payment if the payment is confirmed.
In order to ensure security, merchants cannot read customers' payment instructions, and banks cannot read merchants' purchase information, and this multilateral payment relationship can be realized by borrowing technologies such as dual digital signatures provided by the system.
6. Improve payment efficiency. The formalities and processes of online payment are not complicated, and the payment efficiency is very high.
Therefore, the handling fee of the Agricultural Bank of China POS machine is charged at 5% of the amount of each card swipe.
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POS machine card is a handling fee charged by the bank to the merchant, which has nothing to do with the cardholder. POS machines are divided into the following two types:
1. Corporate settlement: POS supports corporate account settlement, which is generally suitable for large and medium-sized merchants, and business licenses and corporate accounts are required for processing.
2. Private settlement: POS supports the settlement of personal accounts of legal persons, and is a terminal product launched for small and micro merchants;
Secondly, the handling fee of POS machine card swiping varies according to its business scope:
General stores: department store wholesale, social training, intermediary services, travel agencies and scenic spot tickets, etc.;
Catering and entertainment: catering, hotel entertainment, jewelry, gold ornaments, arts and crafts;
Public welfare: public hospitals and public schools, etc.
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Obviously right, the handling fee of the POS machine is determined according to the industry, and the standard deduction rate in UnionPay's MCC in the general industry is, so 156 is right.
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The standard rates are deducted so much.
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You don't need money when using a POS machine. When renting a POS machine, the merchant must pay the handling fee according to the standard agreed in the contract. The proportions are different because of the different industries in which they operate.
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POS machines only charge the merchant's fee. The POS of the production and wholesale category is general, with a cap of 26 yuan. There is no upper limit on the handling fee for general classes. One percent of the entertainment and catering category, with no cap.
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Distinguish the following:
1. If you are a consumer, there is no handling fee for swiping the POS machine of the Agricultural Bank of China. In all merchants with POS machines across the country, there is no handling fee for card consumption, as long as you do not go abroad, there is no handling fee. It is any card of any bank.
The POS terminal does not charge the cardholder a handling fee;
2. If it is a sale, the handling fee of ABC POS machine is 1% according to the UnionPay standard;
3. If it is wholesale, the maximum handling fee of ABC POS machine can be capped, such as: 20 cap, 30 cap. This means that the maximum commission is ;
For merchants of different natures, the proportion of handling fees borne by merchants when swiping the POS machine of the Agricultural Bank of China is different, which is mainly determined by the signing situation with the POS provider at that time, and is usually deducted according to the proportion.
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The handling fee of the POS machine is the same as that of the counter, but it is impossible to have no receipt, and there is a receipt. Counter ordinary remittance: the maximum is 50 yuan, the minimum is 1 yuan, and 50 yuan is received.
However, you can wire transfer with a lower fee.
Agricultural Bank of China Telegraphic Transfer Go to the counter of Agricultural Bank of China to fill out a settlement business application form, which indicates that the telegraphic transfer, ordinary expedited optional (different fees).
10,000 yuan below (exclusive) yuan, 10,000-100,000 yuan (exclusive) yuan, 100,000-250,000 (exclusive) yuan, etc., if urgent, 30% will be charged on the basis of the handling fee
ABC Online Banking Transfer: Transaction Amount; The minimum fee is 1 yuan, and the maximum fee is 20 yuan.
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Generally, it is an agreement between the merchant and the local Agricultural Bank of China.
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Generally, there is a flat fee depending on what industry you are.
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You belong to the same city inter-bank transfer, and the handling fee is capped, which should be 50 yuan, and the maximum is 100 yuan. Rest assured!
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Do you have a debit card or a credit card? If it is a debit card, there will be a cap on the credit card.
This depends on whether your machine is a capping machine.
If it's not a capping machine, it's calculated by point, depending on what industry your company is.
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2016 POS handling fee standard.
The POS machine handling fee is calculated according to the industry, each industry has a corresponding POS machine**, and the POS machine handling fee is mainly divided into 4 categories according to the industry category:
People's livelihood includes supermarkets, home appliances, etc. The card handling fee is the rate (the general category includes clothing, hardware, etc., and the card handling fee is the rate (the dining and entertainment category includes the hotel, guesthouse, etc., the card handling fee is the rate wholesale category, the furniture wholesale, the home appliance wholesale, etc., the handling fee is 26-80, and the capped rate refers to the calculation of the card handling fee according to the percentage, such as the handling fee of 100 yuan is 3 jiao 8 cents. The handling fee for brushing 1000 yuan is 3 yuan and 8 jiao, and so on.
The POS machine teaching point machine calculated according to the rate is also called a point machine, and there is no upper limit on the card transaction fee.
For example, the handling fee of a single card swipe of the capping machine is capped, for example, the handling fee of a POS machine with a cap of 30 yuan is up to 30 yuan, and if the handling fee is less than 30 yuan, it will be calculated according to the rate.
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