Why are E Fund s Anxin Bonds A and B different?

E Fund's A and B are two charging models, in fact, there is no difference between ** and the same one, the difference is that the way of charging fees is different.

Type A has a subscription fee, that is, there will be a subscription fee when **** (after the discount, the original rate will be deducted directly from the principal.) The redemption fee is very high within 1 month of the holding time, and it is reached, that is, the ** cannot be held in the short term, otherwise the redemption fee will be very high, until the redemption fee is 0 until it is held for more than 2 years

Type B has no subscription fee, your subscription principal is full **** share, the redemption fee of this type ** is within a month, but after more than 1 month, the redemption fee is 0, no need to 2 years later. However, class B has one more fee than class A, that is, the sales service fee, the fee and the management fee, and the custody fee are the same as an annual fee system, which will be calculated every day and directly deducted from the total assets, so you see that the net value of class B is always lower than that of class A, and the reason for the low is that class A deducts such a sales service fee less than class B. The fee is an annual fee.

A and B have different uses, when the ** is held for a short period of time, B is suitable, and if it is determined that it can be held for a long time, it is definitely appropriate for A. It is difficult to judge how many days this limit is, because the net value is fluctuating, and it is impossible to calculate it in detail. In general, if you can be sure that the holding period is more than 2 years, it is appropriate to choose A, and if you are unsure, choose Type B.

1. A and B of ** are the representative subscription threshold levels. For example, a certain **a can only buy this ** if it is subscribed for more than 1 million, and a certain **b is less than 1 million (that is, the level of small households). A and B are both operated by the same **manager, and the investment objectives are also the same.

The difference is that A and B's dividends, and some other things, are better than B.

2. Bonds, also known as bonds, refer to those that invest in bonds, which seek more stable returns by concentrating the funds of many investors to invest in bonds. According to the classification standard of the China Securities Regulatory Commission for ** categories, more than 80% of the ** assets invested in bonds are bonds**. Bonds** can also have a small part of the funds invested in the **market**, in addition, investing in convertible bonds and new shares is also an important channel for bonds** to obtain income.

A requires a handling fee, ** requires a subscription fee, B does not need a handling fee for subscription, B does not need a handling fee for holding it for one month, and a redemption fee for class A will be more expensive. Class B has an annual sales service fee, deducted from the usual net value, and the general net value increase has been deducted from this fee, generally we don't feel it, and the others are basically the same, in fact, it is the same **, but the handling fee is different. It can be seen that if you hold it for less than 1 year, it is a good deal for class B.

Analyze and analyze, it's not that it won't be this? 95

E Fund Anxin Return A110027 (Aggressive Bond**) was established on June 21, 2011, and as of the second quarter of 2020, the scale is 9.1 billion. In addition to the Class A share, E Fund Anxin Return has also set up a Class B share, and Class B has a scale of 100 million yuan. Class A and Class B are just different settings for shares, which are essentially a ** managed by a team, and if you calculate it together, the total scale will reach 12 billion +.

For the debt base, the scale effect exists, which is the principle of the ** that we have dismantled.

E Fund's Anxin Return Bond A110027 has set a performance benchmark for itself - "Three-year bank fixed deposit yield (after tax) + simple, which is very consistent with the performance of the investment objective, that is, to beat the bank fixed deposit interest rate, plus 1% income on this basis." However, the current three-year bank term yield is about 1%, and adding 1% to this is just that.

As a Tier 2 bond, E Fund Anxin Return Bond conducts strategic and tactical asset allocation of fixed income and equity products through a top-down approach, and improves the income level on the basis of controlling the fluctuation of the net asset value and pursuing stable returns. The ** historical performance is excellent, 2012 and 2013 performance are in the same kind of ** in the upper reaches, especially in the bond market as a whole downturn in 2013, the ** still achieved positive returns, this year's **net worth**, ranking third in the same category**.

E Fund Anxin returns focuses on the allocation of convertible bonds and corporate bonds, the proportion of convertible bond assets held by E Fund is as high as the proportion of **net asset value, and the proportion of corporate bond assets to **net asset value is, and at the same time, through a higher proportion of operations, under the ******, it is more conducive to sharing the income of the convertible bonds ** rising in the stock price**. Overall, E Fund's Anxin Return Bond** has outstanding asset allocation capabilities, and has outstanding advantages in equity asset investment and individual bond selection, so it is recommended for investors**.

How about E Fund Safe Return Bond A? Is it possible to buy it?

1. Don't be in a hurry to buy **, don't just want to buy the lowest price, this is unrealistic. It is also good to really pull up**You are the high price**, so it is better to buy**miss, not to be at fault, not to buy and sell blindly**, it is best to buy **familiar with the disk**.

2. If you are not familiar with it, you can simulate trading first, be familiar with the nature of stocks, it is best to follow for a day or two, familiar with the operation methods, and you can master the best points.

3. Pay attention to the necessary technical analysis, pay attention to the changes in trading volume and the language of the disk (the situation of the disk buy and sell orders).

4. Try to choose hot spots and appropriate points, so that the stock price can be out of the cost area after the same day.

Three people and: ** is more, the popularity is strong, the stock price rises, and vice versa. At this time, what is needed is personal ability to watch the market, and whether it can find hot spots in time.

This is the key to success or failure. **Operation** to be ruthless, the mentality to be stable, it is best to be correct**after the stock price** out of the cost, but once the judgment is wrong, when it comes to adjustment**, it is necessary to sell the stop loss in time, you can refer to the previous post: win in the stop loss, here will not be repeated.

Fourth, the skills of selling**: **It is impossible to be all the time**, there will be adjustments when it rises to a certain extent, then the **operation will be sold in time, generally speaking, when making money, it is right to sell at any time. Don't want to sell the most, but for the sake of the greatest profit, there are still skills in selling, I will introduce my experience (not necessarily the best):

1. If there has been a certain large increase, and the volume is rapidly rising to the price limit without sealing the limit, you can consider selling, especially if there is a long upper shadow.

If you put a huge amount of stagflation or a long upper shadow line in the minute or daily line, you generally do not continue to increase the volume the next day, and it is easy to form a short-term top, so you can consider selling.

3. You can see the 15 or 30-minute chart of the tick chart, such as 5** cross 10 days ** down, and sell in time when the trend feels weak, this trend is often the beginning of the ** adjustment, which is very valuable for reference.

4. For the wrong purchase, you must stop the loss in time, the higher the better, this is a long-term actual combat practice accumulation process, you have to pay if you see the mistake, there is nothing to wait.

E Fund Anxin Return Bond A is a relatively stable growth wealth management product, but the growth rate is very slow, if you pursue capital preservation while having a certain income, you can choose this bond to buy.

Yes, but I think the product you mentioned is okay, but the benefits are not high, so be cautious when buying.

It's a very good product, and I feel that the yield is still very high. And you can buy it.

This bond is still quite good, relatively reliable, can be purchased, and has a very high level of security.

E Fund Stable Income Bond A cannot be sold because the investment scope of E Fund Stable Income Bond A is a financial instrument with good liquidity, including treasury bonds, financial bonds, central bank bills, corporate bonds, convertible bonds, asset-backed bonds, bond repurchases, bank deposits, ** and other fixed income products, as well as its user financial instruments permitted by laws and regulations or the China Securities Regulatory Commission and China.

1. Yi Fangfeng Qingda Stable Income Bond A

If laws, regulations or regulatory authorities allow the company to invest in its user varieties in the future, the manager may include it in the scope of investment after fulfilling the appropriate procedures. The investment ratio of various types of assets is: bonds and other fixed income varieties are not less than 80% of ** assets, of which convertible bonds are not more than 30% of ** assets; ** and other equity varieties are not higher than 20% of ** assets; The total proportion of cash retained and invested in bonds with a maturity date of less than one year shall not be less than 5% of the net asset value, and cash does not include settlement reserves, deposited margins, subscription receivables, etc.

Second, the asset allocation strategy.

Based on the judgment of the following factors, the allocation of ** assets in fixed income varieties, convertible bonds, ** active investment and new shares (including additional issuance) subscription is mainly based on the analysis of interest rate trends, interest rate term structure and other factors, **investment income and risk of fixed income varieties, based on the frequency of new share issuance, winning rate, average increase after listing, etc., ** the yield and risk of new share subscription, **market trend**, the growth of convertible bond issuers and the judgment of the value of convertible bonds. Fixed Income Investment StrategyThe allocation strategy of fixed income varieties 1) Average duration allocation is based on macroeconomic variables (including gross domestic product, industrial growth, money and credit, fixed asset investment, consumption, foreign trade balance, fiscal revenue and expenditure, **refers to the number of banks, exchange rates, etc.).

In summary, the future interest rate trend will judge the bond market's response to the above variables and policies, and actively adjust the average duration of the bond portfolio accordingly to improve the total investment income of the bond portfolio.

E Fund's Stable Expected Return Bonds A and B are low- and medium-risk bonds issued by E Fund**, which are the top expected return investment products among the third-party sales platforms**, so many investors have paid attention to them. So which one to choose, E Fund's Stable Expected Income Bond, Song You Imperial Bonds, A or B? What's the difference?

Let's take a look.

What is the difference between E Fund's Stable Expected Return Bond A and B?

1. The redemption rate is different.

E Fund Stable Expected Return Bond A does not need to pay a subscription fee, and the redemption fee will be saved if the holding period is greater than 30 days. E Fund's Stable Expected Return Bond B requires different subscription rates and net expected returns.

As of the end of E Fund's Stable Expected Return Bond A, the cumulative net value of E Fund's Stable Expected Return Bond A is E Fund's Net Value, and E Fund's Net Value of Stable Expected Return Bond B is higher.

The risk level, investment manager and investment allocation of E Fund Stable Expected Return Bond A and B are basically the same, so which one to choose between E Fund Stable Expected Return Bond A and B?

In fact, it is good to choose products according to your own situation.

E Fund Stable Expected Return Bond B is generally more suitable for investors to make long-term investment, because if the investment is short-term, it is easy to use the small expected income obtained to pay for the subscription and redemption fees, and the net value is higher; E Fund Stable Expected Return Bond A is generally more suitable for short-term investment by investors because it does not require a subscription fee and is more cost-effective.