Experts with questions about housing transactions come in

Updated on society 2024-04-06
19 answers
  1. Anonymous users2024-02-07

    If the new house does not open liquefied gas, you have to pay the initial installation fee, that is, spend money to buy a gas meter, if this money is not agreed, you should pay, because after all, you use it, you should discuss this money with the original owner in advance, and now I estimate that it is enough. You should find an agent to help them coordinate the heating, because after all, you paid the agency fee, and they shouldn't ignore this. Do you want to sit down with the three agents and discuss it, but you have to get the agent to support you beforehand so that you can talk.

  2. Anonymous users2024-02-06

    I am an intermediary company,,, generally this situation depends on the service of the intermediary company, if they deliberately conceal some actual conditions in the early stage of service, without your knowledge, you have the right to fight for it, because the number of commissions is also a lot, the homeowner is estimated not to make too many concessions, this kind of thing in the contract if not foreseen, the general situation advocates who benefits who consumes, some homeowners even have to pass on the public maintenance ** to the buyer, Because i is also the buyer in the follow-up use process to benefit, in short, talk to that company, can you ask which company, I will help you see if the reputation is good @@@

  3. Anonymous users2024-02-05

    There are some expenses and responsibilities to be borne by yourself. Because there are no written documents and clauses. There is no basis for it!

    These are some of the hidden dangers of second-hand housing!

  4. Anonymous users2024-02-04

    As a matter of principle, if there is no express provision in the contract, you will not have to bear any responsibility.

    But it stands to reason that you can also be responsible, and it's up to you.

  5. Anonymous users2024-02-03

    1.If the owner's real estate certificate has been processed, the real estate certificate can only be in two places: in the mortgage of the lender or in the hands of the owner himself; If it is said that the housing authority proves that the property has not yet been issued with the title certificate.

    2.Some urban land certificates are individed, such as Beijing.

    3。If the landlord does have a title deed, you can apply for a loan, but only if the landlord pays off his previous loan.

    Hope it helps.

  6. Anonymous users2024-02-02

    Hello, 1. As long as there is a house with a loan, the bank will use the real estate certificate and land use right certificate as collateral. Therefore, the title deed must be in the bank, otherwise the bank will give you a loan.

    2. The land certificate is separate for each household and is a separate document.

    3. You can take out a loan if you buy it, but the premise is that the certificate of the house is settled in your name, and then mortgaged in the bank, so that the bank can give you a loan.

  7. Anonymous users2024-02-01

    2 Less than five years Area 144m (appraised price original purchase price) 3 Individual income tax The original invoice is less than five years old (appraisal price cost) 20% or 1% of the appraised price, and it is the only residential property after five years Exemption: If the business tax is calculated according to the difference, the individual income tax should also be calculated according to the difference4 Transaction comprehensive management fee 3 yuan m construction area.

    5. The registration fee of house property rights is 80 yuan.

    6. The registration fee for other warrants is 80 yuan.

    7 Appraisal Fee Total Appraisal Price 3

    9 Loan service fee: 300 yuan.

    10 Brokerage Fee 1% of the transaction price

    Total: You should pay these taxes, I don't know the original purchase price of the original landlord, so it's not good to calculate taxes for you, you can calculate it yourself, the appraisal price can be high or low, you can borrow more if you do a high evaluation, but the tax will be paid more, and you can save taxes and fees if you do a low assessment, but you need to take out more cash, each has its own advantages and disadvantages;

    2: The most important thing to buy a second-hand house is the safety of the transaction, find a medium intermediary company, that is, save money, but also safe; When signing a contract, you must be optimistic about the content of the contract, and you must not take it for granted to sign the contract! Sign the contract after everything has been negotiated, and the additional things must be written in the contract!

    Good luck!

  8. Anonymous users2024-01-31

    First of all, you have to find out whether the seller chooses the net sale price If the net sale price has the following fees: 1 Deed tax: 2% of the transaction price More than 90 not more than 144 square meters2 Business tax: of the transaction price (less than 5 years).

    3 Individual income tax: 2% of the transaction price (less than 5 years) 4 Transaction service fee: 6 commercial housing 3 5 intermediary fee:

    1% of the transaction price on both sides (2% for the seller's net purchase of the house) 6 agency loan transfer: different fees in different places Specifically ask the intermediary 7 evaluation fee: 1500 (only for the loan).

    8. Guarantee fee: 1500 (only for loans).

    That's probably all there is to it, and the first 5 items are all state-mandated dead expenses.

  9. Anonymous users2024-01-30

    This probability is very small, and the customer is delayed, the reason is very simple, the customer may want to directly change hands to eat the difference. If you really want to solve the problem by legal means, it is best to study your house sale contract and see if some of the above clauses mention the liability for breach of contract. Then consult with legal counsel to study countermeasures.

    In addition, if it is not your problem not to be in the household, the liability for breach of contract should no longer be yours, not the liquidated damages for you to accompany others, but for others to accompany you.

  10. Anonymous users2024-01-29

    It is necessary to pay according to the assessment**, area, whether the buyer is buying a first-time house, etc

    1. Surveying and mapping fee yuan squared, buyer;

    2. The assessment amount of the assessment fee is allowed to float);

    3. The deed tax assessment amount is 3% for the first time, not for the first time), which is paid by the buyer!

    4. Income tax 1%, seller;

    5. The transaction fee is 6 square meters, the buyer;

    5. The cost of production is 80 yuan, and the buyer (stamp duty of the production cost is 5 yuan);

    6. Pay the difference between other business taxes within five years) The seller, the contract stamp duty, etc., are temporarily exempted from buying second-hand houses, pay attention to the transfer of ownership, and then pay off the house in full!

  11. Anonymous users2024-01-28

    Whether you are buying or selling a house, you may encounter a variety of problems in the process of real estate transactions, such as "how to determine the only house of the family", "how to judge the age of the house", "under what circumstances will the housing contract be invalid", etc.

    1. How to determine "the only ordinary house for a family"?

    "The only ordinary house for the family" refers to the fact that the buyer, his spouse and minor children do not have a house, and the "certificate of no house" is mainly issued by the real estate management department. However, if the buyer, his spouse and minor children have purchased a house but have transferred it, he or she can still enjoy the preferential deed tax policy of purchasing the "only ordinary house in the family".

    2. Do individuals need to pay taxes on the transfer of real estate?

    According to the regulations, units or individuals shall pay business tax and surcharges, individual income tax, land appreciation tax, stamp duty, etc. when transferring real estate. Among them, the sale of housing by individuals is temporarily exempted from land appreciation tax, and the sale or purchase of housing by individuals is temporarily exempted from stamp duty.

    3. Under what circumstances will the house sale contract be invalid?

    1. The commercial housing has not obtained the pre-sale qualification;

    2. The buyer is a person with no capacity for civil conduct;

    3. The house and land are transferred separately;

    4. The ownership of the purchase and sale is disputed;

    5. The seller maliciously colludes with a third party to enter into a separate contract for the sale and purchase of commercial housing, and delivers the house for use, resulting in the buyer's inability to obtain the house;

    6. The buyer and the seller maliciously collude to damage the interests of the state, the collective or others;

    7. The buyer is a person with limited capacity and has not obtained the consent of the statutory person;

    8. Judicial and administrative organs make rulings or decide to seal up or otherwise restrict real estate rights in accordance with law.

    4. Under what circumstances must the individual income tax be levied at 20% of the difference?

    1. **Divorced and merged real estate, and the real estate is less than 5 years old;

    2. **Divorce and merger of real estate, although the real estate has been 5 years but is not the only house of the family;

    3. **Donated real estate (including inheritance), and the real estate is less than 5 years old;

    4. **Donated real estate (including inheritance), although the real estate has been more than 5 years but is not the only house of the family.

    5. How to judge the age of the house?

    According to the situation, it is judged in three ways:

    1. The "filling and issuance time" of the deed tax payment certificate at the time of purchase shall prevail, and the date is the age of the house so far;

    2. The "registration time" on the real estate certificate shall prevail, and the date is the age of the house;

    3. For the external sale of housing obtained by inheritance, donation, or divorce property division, the time of purchase of the house may be determined according to the time of purchase before the division of inheritance, gift, or divorce property.

  12. Anonymous users2024-01-27

    In addition to paying attention to the floor, orientation, pattern, location, and surrounding facilities of the second-hand house itself, the first thing is to register in several reputable intermediary companies, so that there will be many people to help you find a house, but it should be noted that do not register many times in a small area, which is easy to cause multiple intermediaries to compete for a suitable house for you, which is an invisible lot of interested customers for the owners, and makes their psychological price rise and rise. For you, that's very disadvantageous.

    When you find a suitable house, you should sell quickly, and at this time, it is not the intermediary who urges you, but you who urge the intermediary. Don't think that there are a lot of intermediary houses, this is the right one for you.

    When you decide on a house and sign a contract, you should think clearly about all the issues you need to pay attention to, not all company contracts are very strict. Therefore, if you have any doubts, you must write them in the supplementary agreement, and you should also be careful not to conflict with the contract.

  13. Anonymous users2024-01-26

    Whether you are in the process of buying a new house or a second-hand house, you should confirm all kinds, especially when buying a second-hand house, you have to confirm whether the house has a mortgage or other disputes, if the house has not moved out of the account at the time of the transaction, then you should let the head of the household move out of the account according to the agreed time, and you also need to specify the transfer time and payment time.

  14. Anonymous users2024-01-25

    Hello, happy to answer for you.

    Generally, only loan approval is required.

    It can be displayed after passing.

    The amount of the mortgage depends on your down payment and credit information.

  15. Anonymous users2024-01-24

    1. Whether the household registration book you refer to belongs to the immediate family, such as someone else's household registration is attached to your family, but there is no blood relationship, if the immediate family can transfer the family, and can not take out loans (whether commercial loans or provident fund loans), so as to prevent fraudulent loans; The real estate transaction center can judge whether it is an immediate family member through the ID number of the buyer and seller (the first digit of the ID card of the immediate family member is the same), if it is an affiliated account, it does not matter, the normal transfer can also be a loan, and the relationship with the head of the household will also be written on the attached account.

    2. It depends on your fair content, if your content has such as: "**** The right to handle the transfer of ownership of the trading center and the repayment of loans" can be transferred, which is protected by law.

    In fact, you are not the new owner, you are only the legal trustee of the property, if you are the real buyer, it is recommended that you transfer the property as soon as possible, because since it is a notary commission or sale, the original owner can revoke the justice at any time.

  16. Anonymous users2024-01-23

    The first question The answer is no, it is not allowed to buy and sell in the household, =

    The second question depends on how you do it fairly, if you do a notary attory, he can take your title deed, plus your notary to sell your house, and it is legal.

  17. Anonymous users2024-01-22

    **The property should be valid, but the housing provident fund cannot be used without going through the transfer procedures. The transfer of ownership of the house in China is not registered and does not have legal effect, that is to say, without going through the transfer procedures, the house is not legally the buyer, so it has no right to be the buyer.

  18. Anonymous users2024-01-21

    First, family members and members in the household register can buy and sell houses and change the name of the owner, but the bank does not accept the loan, and there is a suspicion of loan fraud.

    Second, notarization was done at the notary office. Within the time limit of notarization, the new owner can use the old real estate certificate, land certificate and notarial certificate to carry out the house legally, legally (provided that the content of the notarial certificate can be entrusted for sale, listing, etc.).

    Another: When notarizing, it is legal to state that it is necessary to notarize the sale and purchase of houses.

  19. Anonymous users2024-01-20

    1.Now, whether it is registered by the developer or the housing authority, the property is in the name of A, but B has a transfer agreement from A to B.

    Where the creation, alteration, transfer or extinction of immovable property rights shall be registered in accordance with the provisions of law, they shall take effect when they are recorded in the immovable property register. It is based on Article 14 of the Property Law.

    The immovable property register is the basis for the ownership and content of property rights. The immovable property register is managed by the registration authority. It is based on Article 16 of the Property Law.

    Accordingly, as long as B has not obtained the real estate certificate, that is, there is no transfer registration, then legally the owner of the house is still A, and there is no change due to the existence of the transaction agreement, and B only has the right to claim for assistance in the transfer of the house according to the transaction agreement, but not the real right to the house. In a word, as long as there is no transfer registration, the house is not B.

    2.Will I have a problem buying the property from B now?

    The house is not B's and you buy it from B, and you say there will be a problem.

    If A secretly sells the house to C after you pay the money to B and completes the transfer quickly, then C legally owns the house, and you have to fight with AB at this time, spending a lot of time, money and emotion.

    Even if A doesn't do such an immoral thing, and you want to transfer the ownership after you buy from B, then according to the law, you still have to let A transfer to B first, and then ask B to transfer the ownership to you, or find A to transfer the ownership directly to you. It's troublesome.

    Therefore, in this case, it is recommended not to buy such a house, if you must buy it, then it is recommended that you let B transfer the house to his own name before discussing the purchase, so as to protect your legitimate rights and interests.

    Hope it helps, good luck!

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