How to see where the opening bank is, how to check where the opening bank is

Updated on Financial 2024-04-01
9 answers
  1. Anonymous users2024-02-07

    2. Counter inquiry: Users can bring their ID documents and bank cards to the nearest bank outlets for counter inquiry;

    3. Online banking inquiry: Users can log in to their online banking account and make inquiries directly.

    4. Mobile banking inquiry: Users can log in to their mobile banking and click to inquire about the opening bank.

    Extended information: 1. The opening bank refers to the business outlets that handle the account opening procedures. Refers to the bank that opened a bank account.

    That is, when you first apply for a passbook or bank card and send it to your bank, the passbook is registered, usually referring to a branch. A business can only have one basic deposit account with a bank, but can have multiple general accounts with different banks. The basic deposit account can be used to withdraw cash, transfer and remittance.

    The general account can only handle transfer or remittance settlement business, and cannot withdraw cash.

    2. The account can handle cash receipt and payment and daily transfer settlement. According to the account management regulations of the People's Bank of China, the company can only choose one bank to apply for opening a basic account. To open a RMB basic account, one of the following documents must be submitted to the bank for review:

    The original "Enterprise Legal Person License" or "Business License" issued by the administrative department for industry and commerce that has passed the annual inspection; or approved by the departments of **, personnel, civil affairs and other departments; Proof that the competent unit agrees to open an account with its subordinate unit; "Account Opening Permit" and "Account Opening Certificate" of the financial department above the Armed Police Corps; 1. Approval of the Residence Office to the Resident Office of the Foreign Residence. In addition, if you are an enterprise legal person, you also need to submit the enterprise ** certificate issued by the State Bureau of Technical Supervision.

    3. The account can be used for transfer settlement and cash deposit, but cannot withdraw cash and pay wages. The company can open the account with a bank other than the basic account; Or, although you are a non-independent accounting unit, you can also apply to open an account because you are not in the same place as the competent unit and need to handle the settlement business separately, with the approval of the competent authority. The information required to open a RMB ordinary deposit account is the same as that for opening a basic account.

    The basic deposit account can withdraw cash, but the general account cannot withdraw cash, and other functions are the same. International**, if payment is made by letter of credit, the bank usually refers to the bank where the buyer applies to open a letter of credit to the beneficiary, and this bank is the bank that opened the account.

  2. Anonymous users2024-02-06

    3. Bank branch inquiry. You can bring your bank card and ID card to any card issuing bank, and the counter staff will help you check it.

    4. Online banking inquiry. You can log on to the bank's official website to inquire in online banking, and all aspects of bank card information are generally available.

    **Inquiry, call the customer service of each bank**, follow the voice prompts, select manual service, and ask for manual inquiry; Generally, there is customer service on the bank card**, which is relatively simple and fast.

    For inquiries at the counter, bring your ID card and bank card, and go directly to the counters of various bank outlets to inquire about the opening bank.

    Online banking inquiry, now most people will open online banking, mobile phone or computer login to the online banking personal account, you can also query the address of the opening bank.

    Now WeChat is very popular, and you can check it through WeChat. Just pay attention to the WeChat public of a bank, you can see the microservice at the bottom, click on the microservice, there is a query of the bank card account opening address, enter your own card number, and the query method of most banks is basically the same as this.

    The opening bank refers to the bank branch that handles the account opening procedures. Generally, the first page of the passbook account opened by an individual is stamped with the seal of a certain opening bank, so you can know what bank your opening bank is from the stamp, but if you open a card, if you forget that the opening bank is **, you have to ask the bank, but now you don't need to know your bank branch or outlet in too much detail, as long as you can distinguish which bank it is, because now the loss report business can be handled in any outlet, and when you handle the transfer business or the other party transfers money to you, Generally, you only need to inform a city branch of your bank, and the funds will be credited. The earliest opening bank of the enterprise is called the basic account, and the account opened by other banks is called the general account.

    An enterprise can only open one basic account, and the basic account account can handle cash withdrawal, transfer and other businesses, but general accounts cannot handle cash withdrawal business.

  3. Anonymous users2024-02-05

    1. Check the name of the opening bank through online banking, and through ** inquiry, the opening bank refers to the bank that handles the bank account.

    2. The address of the opening bank refers to the address of the bank that handles the bank card.

    3. There is a difference between the address of the opening bank and the address of the actual bank when making a transfer, and the name of the payee and the opening bank must be known when making a transfer and remittance, especially for inter-bank transfer.

  4. Anonymous users2024-02-04

    There are several ways to inquire about the opening bank information:

    2. **Query.

    You can call the bank** and follow the prompts to inquire about the opening bank information.

    3. Online banking inquiry.

    You can also log on to the bank's online banking.

    4. Network inquiry.

    You can also go to a nearby bank branch to check your bank information.

    The opening bank is the bank where the payer or payee has an account during the clearing process of the bill. According to the different ways in which the bearer submits the bill to the bank, the bill clearing is divided into two types: Shun Hui clearing and entrusted collection clearing. In the fund clearing method of Shunhui clearing, the payer's bank (paying bank) directly transfers the money to the payee's bank (payee bank).

    In the fund settlement method of entrusted collection and liquidation, the payee entrusts its opening bank to collect the bill payment from the paying bank. According to the Measures for the Administration of Bank Accounts, bank accounts are divided into basic deposit accounts, general deposit accounts, temporary deposit accounts and special deposit accounts, and all of the above-mentioned types of accounts have different settings and conditions for opening accounts.

    The basic deposit account is the main deposit account of enterprises and institutions, which mainly handles daily transfer and settlement and cash receipt and payment, and the withdrawal of cash such as wages and bonuses of the deposit unit can only be handled through this account. The opening of a basic deposit account shall be submitted to the local People's Bank of China for examination and approval and the issuance of an account opening permit, the original of which shall be retained by the depository unit and the copy shall be submitted to the opening bank for retention. Enterprises and institutions can only choose one business institution of one commercial bank to open one basic deposit account.

    The general deposit account is an account opened by enterprises and institutions in a bank other than the basic account for borrowing, and the account can only handle transfer settlement and cash deposit. Cash withdrawals are not permitted.

  5. Anonymous users2024-02-03

    Hello dear! I'm glad for your question, the bank account opening bank needs to log in to the bank's mobile banking app to inquire about the pro, you can also call the bank's customer service **** for inquiry, and some banks can also inquire by text message.

    Dear, what bank card is yours?

    Questions. ICBC.

    Hello dear! ICBC check the opening bank method: 1

    Inquiry: Bring valid ID card and bank card to ICBC business outlets for inquiry. 3.

    SMS inquiry: Send SMS "khh card number or" to 95588 to query the opening bank information.

  6. Anonymous users2024-02-02

    In addition, the bank card number you provided is incorrect.

  7. Anonymous users2024-02-01

    How to check the bank account of your bank card.

  8. Anonymous users2024-01-31

    How to check the bank card opening bank.

  9. Anonymous users2024-01-30

    The format of the general opening bank is XX Bank, XX City Branch, XX Branch.

    There are three ways to check the opening bank:

    2. Online banking inquiry.

    Log in to online banking, then select "Account Inquiry", then click "Account Opening Network Inquiry", click on your bank Nasan Zheng Card, and then click "Account Opening Outlets" to inquire.

    3. Mobile banking inquiry.

    You can log in to mobile banking, then select "My Customer Service", and directly enter the information of "How to inquire about the opening bank" on the customer service interface, and the customer service will reply to the inquiry method, and follow the method given by the customer service to inquire.

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