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Ten thousand funds? Do currency ** is not recommended. If you really want to do financial products, it is recommended that you can consider the domestic bank's **TD financial management varieties, this is currently one of the more popular financial products for domestic investment, **TD trading one-hand funds are only about 2000, for short-term operations, this is a better investment.
And the yield is much better than the bank's fixed deposit, so it is recommended that you consider the following options.
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If you do not pay compensation, that is, a guaranteed product, and the amount is also small, then you can consider a small amount of fixed investment savings, or annuity savings and other products with a protective effect. But these products are not short-lived. In the short term, from a convenient point of view, you can look at the bank's short-term capital guaranteed wealth management products, and the yield may not be too high.
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Currency is a kind of open ** that gathers idle funds in the society, is operated by **manager, and is kept by a custodian, which is specially invested in risk-free money market instruments, which is different from other types of open-ended**, with high security, high liquidity, stable income, and the characteristics of "quasi-savings"1 Principal security: 2 Capital flow3 Higher and stronger yield.
4 Low investment cost:
5 Dividends are tax-exempt: Not suitable for medium and long-term investment, and have certain risks. Think carefully
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Personally, it is recommended to invest in spot, with many varieties, no minimum capital requirements, relatively little risk, T+0 two-way trading, short cycle, and a leverage ratio of 1:5 is better.
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It is recommended to buy blue chips such as Vanke and Renhe! It is not recommended** and others, because within a year** may not be powerful!
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**Novices don't think about it, **low income will skip it, **** can consider it, 1W RMB play ** is still full of risk, you can go to play the low leverage **spot.
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There is no handling fee for currency, there is a management fee, but it is very little, and the general investor will not come out, and the vast majority of goods this year are higher than the return of fixed deposits, and there is no risk, you can buy.
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The 40 club is also a good choice, and I'm doing it right now, just invest 40 yuan to join the club and then introduce three people to multiply your wealth without any risk.
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Judging from the current situation, if you don't need it urgently, it is better to buy treasury bonds, which are more stable than ** and wealth management products.
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There are no fees for currency**, but the general income is less than a three-month fixed deposit.
Not suitable for medium to long-term investment.
It's impossible not to lose money.
If the interest rate is higher than the bank, you can't buy wealth management by 10,000 yuan. Difficult.
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You can consider spot investment in agricultural products and make medium and long-term investment, and the returns are considerable.
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Personal advice ** or**.
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When managing money, some investors do not have much money, they will want to manage their finances in a small amount, and the investment amount in small financial management is generally not particularly large, but is it relatively small, so is there a risk in small financial investment? Is it risky? Relevant content has been prepared for your reference.
Is there any risk associated with investing in small amounts?
Small financial investment is risky, because as long as it is financial management, there will be risks, whether it is large financial management or small financial management is the same, but small financial management is less risky than large financial management.
For example: suppose an investor buys 100 yuan ****, ** fell 20% in a year, then it is a loss of 20 yuan, this is a small financial loss, but if the large amount of financial management, more funds, assuming that the investor buys 10,000 yuan **type**, ** fell 20% in a year, then the loss is 2,000 yuan, the strength of the loss is very large, it can be seen that the risk of small financial investment is smaller than that of large amounts.
Is it risky to invest in small finance?
The risk of small financial investment is smaller than that of large amounts, but we should not ignore the risks of small financial management itself, and there are many ways to manage small amounts, such as: financial products, financial products, etc.
Take ** as an example: the type of ** is different, then the degree of risk will be different, generally the least risk is the currency**, followed by bonds**, hybrid**, index**, **** and so on.
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Small financial management is generally not too much, now many financial management thresholds on the market are relatively low, some can be purchased for one yuan, some can be purchased for ten yuan, so some people will have questions, is there a risk in small financial investment? Do you earn more? Relevant content has been prepared for everyone, so come and take a look if you are interested!
Is there any risk associated with investing in the amount of money?
Investing in small amounts of money is risky. As long as it is an investment, there will be risks, so everyone must be cautious when managing money, but if the amount is relatively small, the loss will not be particularly large.
Hypothesis: An investor buys a relatively high risk **type**, but it is a small amount of financial management, buy less, just bought 10 yuan, if a loss of 20% a year, then that is to say, a loss of 2 yuan, the strength of the loss is not large, from the amount of money, but if the amount of investment is more, then the loss will be more.
Do you make more money by investing in small financial management?
If the funds are too low, there are only dozens of principals, then the money earned is definitely not much, it will be relatively small.
If the investment is a relatively high risk**, for example: hybrid**, an increase of 30% a year, if the investor buys 1000 yuan, then the money earned is 300, because everyone will have a different understanding of the amount of small investment, some people may think that 10 yuan, 20 yuan is a small amount, and some people think that tens of thousands of dollars are small, so the difference in the principal will make more money and less money will be different, can not be generalized.
1. Bank savings.
Bank savings is the most basic small financial management tool, although the yield is relatively low, but the highest degree of security. In addition, it also has an obvious advantage that investors do not need to master advanced financial knowledge and skills, nor do they need to pay attention to the impact that the external environment may have on the safety of funds. Therefore, when making small investment and financial management, bank fixed deposit is often the preferred way for people. >>>More
If you need to invest in wealth management, recommend ABC wealth management products, and purchase ABC wealth management products according to your own investment preferences, risk tolerance, capital liquidity, etc., you can enter the homepage of China Merchants Bank, click "Personal Service-Investment and Wealth Management-Bank Wealth Management", and filter the product information you need according to your needs. >>>More
It is very important to choose a formal platform for personal finance, so as to obtain peace of mind and better protect the safety of funds. Du Xiaoman financial management. >>>More
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I don't bother to use my brain.
Laziness is a disease, and it is true for some people. I have a friend who has been at the forefront of financial management in the past, and has had experience in buying bank wealth management, buying **, **, etc., but now I can't do anything other than regularly go to the bank to buy wealth management products. I heard people around her say that Yu Bao is very easy to use, but she can't use it so far, and she has been letting the people around her teach her. >>>More