If you want to buy an accident insurance, what is the best accident insurance product?

Hello! There is generally no best insurance, only the best is the one that suits you.

It is recommended that you add appropriate personal accident insurance to yourself according to the nature of your work, because proper personal risk protection is very necessary.

In addition, personal accident insurance has strict requirements for personal occupations, and the risk factors of some specific occupations are very high, so it is best for you to find out which type your current occupation belongs to, and then choose the right personal accident insurance according to the actual situation.

Some important points to pay attention to when buying an accident insurance product:

1. Pay attention to the scope of protection and the amount insured. The coverage of each product is different, and the amount of each coverage is also different.

2. Choose according to your actual needs and compare carefully to find the most suitable product for yourself.

Generally speaking, it is important to purchase appropriate accident insurance, especially with the necessary accidental medical coverage.

Hope it helps!

What is the profession? Have you ever heard of any products? If you want to spend or save.

In this era, the speed of development is really very fast, and all aspects are developing rapidly, so people are also very concerned about their own safety, especially those who drive, once a car accident or something happens, it can really lead to death, at this time, people will also buy insurance, so they will also be confused and want to buy accident insurance, what accident insurance is better? In fact, what I recommend the most is accidental death insurance, once the death occurs, you will gain a lot of money, especially for people who drive, this really wants to buy, this is also the truth, let's analyze it in detail.

First of all, many people see this accidental death insurance, they feel very unlucky or something, in fact, it is not like this, think about their own driving, so many traffic participants in the traffic, so many cars every day, if there is really a car accident, it is likely to lead to the loss of their lives, at this time, if there is accidental death insurance, you can get a lot of money, after all, you still have a family, after your death, they also need to live, at this time you must have money, Therefore, accidental death insurance is also very important, and for friends who drive, I think this must be purchased.

Don't think it's necessary to buy insurance, think that you buy it but usually won't have an accident, but you can't guarantee that nothing will happen, and when something happens, it's really serious, and even life is very dangerous, it's really not a joke, don't be afraid of 10,000, just in case, you should be careful about anything.

And I also want to remind everyone that when buying insurance, look for a regular big platform to buy, but also ask about the situation before buying, after all, as the old saying goes, "the heart of harming people must not have, and the heart of preventing people is indispensable", some people who sell insurance want to pit our money, and they should also pay attention to it, keep an eye on everything, this is the best, don't feel that it doesn't matter what you do, and believe it directly when you see the big platform, which is not good.

Choosing the right accident insurance policy requires you to choose the coverage according to your life situation. If you often run outside, you should pay attention to the protection of public transportation when purchasing accident insurance. Pay attention to the coverage of medical expenses in accident insurance.

When buying accident insurance, you should pay attention to the reimbursement of medical expenses.

This is based on your needs, and if you are a driver, you should pay attention to the protection of public transportation when purchasing accident insurance.

It is better to buy the accident insurance of Pacific Insurance, and some of their insurance is still relatively complete, which is in line with some of everyone's needs.

First, your insurance awareness is still very good.

Second, we know that the basis of a suitable insurance is whether the insurance benefits of this type of insurance are the most effective and most directly aimed at the needs of customers (the purpose of buying insurance), the higher the degree of match, the higher the efficiency of this type of insurance, which is generally said to be cost-effective.

The key is to buy the right type of insurance, so it is especially recommended that you follow the scientific process of "clear needs - > preliminary selection - > negotiation and verification - > effective choice"!

First of all, clear needs and clear directions are the first steps to buy insurance correctly, the so-called insurance needs, that is, why buy insurance, what problems do you want to solve, or what wishes do you want to achieve? Maybe there are a lot of requirements and expectations, and it doesn't matter, but it's best to keep them in order;

Then it is to explain their approximate economic ability or approximate premium budget, in fact, all your needs may not be met, excellent insurance ** person is to consider comprehensively, make a trade-off, through a reasonable combination of insurance to achieve your insurance needs most effectively.

3. After the premise is clear, implement open plan solicitation and comparison operations to see which insurance type or combination can most effectively meet your needs, that is what you want! If you are worried about possible harassment or entanglement, you can also go online through the insurance bidding platform of the third-party insurance intermediate station, according to the set standard process, directly and anonymously solicit specific insurance plans tailored by different insurance companies for you, compare and choose.

Everyone will have a different focus on the accident risk they face, and when configuring accident insurance, they should fully consider the risk status faced by themselves and their families, for example: for children, accidental injuries such as falls and burns are generally more frequent, and the amount of accidental injury medical treatment of accident insurance can cover this kind of risk, which is more appropriate.

First, look at the size of the insurance company. If the insurance company is large enough, it means that their financial ability is also strong enough, so that they don't have to worry about the problem of claims.

Second, see if the insurance company is well-known. Is the insurance company you choose well-known to the public, is there a lot of people who have taken out insurance, and have there been people around you who have ever made a claim? It is more convincing to have someone else who has made a claim.

Third, look at the service of this insurance company*** is not good. When an insured accident occurs, after contacting the insurance company, can it serve you quickly, or can it allow you to get the claim quickly? It's all important.

Specific to the insurance company to ask, there will be a special person to explain to you, our company has to help us pay.

1500 a year.

Accidents can be paid 50w

If necessary, just pm me.

In which city are the parents, it is better for the parents to buy major illnesses and accidents.

You are very insurance-conscious, and your family is lucky.

Everyone will have a different focus on the accident risk they face, and when configuring accident insurance, they should fully consider the risk status faced by themselves and their families, for example: for children, accidental injuries such as falls and burns are generally more frequent, and the amount of accidental injury medical treatment of accident insurance can cover this kind of risk, which is more appropriate.

"Ping An is Fu" comprehensive accident insurance (a) Accident insurance: 100,000 yuan for accidental injury, 10,000 yuan for accidental medical treatment, 500,000 yuan for airplanes, 200,000 yuan for trains and ships, and 100,000 yuan for automobiles. The annual premium is $100.

Taiping Fushou "Accidental Injury Insurance: 100,000 yuan for accidental injury, 20,000 yuan for accidental medical treatment, 500,000 yuan for airplanes, 500,000 yuan for airplanes, 200,000 yuan for trains and ships, and 150,000 yuan for automobiles. The annual premium is $135.

Auspicious year comprehensive accident insurance: accidental injury 100,000 yuan, accidental medical treatment 10,000 yuan, aircraft 500,000 yuan (insurance amount of 100,000 yuan + additional 400,000 yuan), train, ship and car 100,000 yuan, accidental hospitalization allowance 20 yuan a day, ambulance expenses: 300 yuan, up to 2,000 yuan a year.

The annual premium is $100.

All Way Ping An Comprehensive Accident Insurance (Upgraded) Accident Injury Insurance: 100,000 yuan for accidental injury, 10,000 yuan for accidental medical treatment, 600,000 yuan for aircraft, 200,000 yuan for trains and ships, and 200,000 yuan for automobiles. There is also a total disability subsidy of 200 yuan a day, and an annual premium of 108 yuan.

Nowadays, accident insurance is generally purchased, and it is additional accident medical treatment and hospitalization subsidies.

Arnold answered:

Hello! It is inevitable to encounter accidents of one kind or another in life, so it is important to buy a personal accident insurance for yourself, once the accident comes, it will also reduce your financial losses.

As for which accident insurance is better, here, Xiaonuo recommends to you the Million Guardian Accident Injury Insurance, which has an accident protection of up to 3 million yuan, and an accident medical protection of up to 200,000 yuan, and you can enjoy 30 years of protection only after paying for 10 years. In addition, 140% of the premium paid can be refunded regardless of whether the claim is made or not. It can be seen that this insurance is a very cost-effective insurance, which is worth choosing and buying.

Everyone will have a different focus on the accident risk they face, and when configuring accident insurance, they should fully consider the risk status faced by themselves and their families, for example: for children, accidental injuries such as falls and burns are generally more frequent, and the amount of accidental injury medical treatment of accident insurance can cover this kind of risk, which is more appropriate.

Hello, accident insurance, as one of the four major types of insurance, has a wide variety and is cheap. But choosing accident insurance is not a simple matter.

Get an objective and comprehensive understanding.

1. What is accident insurance?

Accident insurance generally only covers death, total disability, disability, medical expenses, etc. caused by accidents.

Accident insurance is relatively simple to inform when applying for insurance, but the accident here has a clear definition in the insurance, which is different from the generalized "accident" we usually describe.

In the terms of insurance, accidental injury refers to the injury to the body directly caused by an external, sudden, unintentional and non-disease objective event.

Let's take a closer look at the specific points of these four conditions:

"External" generally refers to the effect of factors other than the insured. For example: collisions, smashes, suppression, burns, electrical injuries, cat scratches and dog bites, gas leaks, drowning, fires, food poisoning, etc.

"Unintentional" refers to unundesirable and unforeseeable harm to the person. For example, if an accident occurs due to a car accident caused by driving at a speed exceeding the speed limit on a highway, this kind of accident that foresees the consequences is not an accident.

"Sudden" refers to the injury caused by a sudden and violent attack on the human body. For example, injuries and deaths caused by a car crash in a traffic accident or the smashing of a falling object in the sky.

Or an occupational disease caused by long-term work in an extremely harsh environment is different from a sudden accidental physical injury, and occupational disease does not fall within the scope of accidental injury insurance.

"Non-disease" means that the injury was not caused by the insured's physical illness. For example, pathological fractures caused by osteoporosis and suicide due to mental illness are all injuries caused by illness and are not accidents.

It is important to note that only if these four conditions are met at the same time can the "accident" as defined in the terms of the insurance be satisfied.

3. Summary

Finally, I would like to remind you that accident insurance is mainly aimed at the payment of disability, in fact, there is no single type of insurance that can protect all, in order to get comprehensive protection, it is still necessary to carry out scientific configuration, critical illness insurance, medical insurance, term life insurance and accident insurance, according to the demand, reasonable insurance.

Insurance needs to be configured gradually, and accident insurance can be the first type of insurance we come into contact with. How to choose many accident insurances still needs us to consider carefully.

Hope it helps!