Ping An 170 yuan accident insurance, Ping An one year accident insurance

Xueba talks about insurance, focusing on insurance evaluation! What is the difference between Ping An's accident insurance and the accident insurance of other insurance companies, if you want to know, you may wish to take a look at this comparison table"Super Complete! Domestic Popular Accident Insurance Comparison Table".

Ping An has an accident insurance with an annual premium of about 170 yuan. However, when we buy insurance, the most important thing is to have compensation after the accident, so I would like to remind you here that before buying insurance, we should not only look at the **, but also pay attention to the amount of insurance, protection content, insurance conditions, etc. If you want to know more about Ping An's accident insurance, I will introduce it to you in detail below

It is often said that tomorrow or accident does not know which one will come first, so accident insurance is becoming more and more important. Ping An Insurance, which has a large scale, also has a lot of accident insurance products. Its accident insurance includes millions of accidents, one-year accident insurance, 100% peace of mind, little urchin, millions of companions, lifetime accident insurance, million comprehensive accident insurance, and so on.

One of the most representative is the million-and-do-it-you-can-do, and this product has been hotly discussed since it was launched, so I also researched this product, and read this article to learn more"Ping An million let me do it, in the end it will not work".

The article is very clear and clear, so I will briefly say it here.

Let's take a look at the warranty content of this product first:

This is a return-type accident insurance, one of the major advantages of this product is that in the unfortunate event of an elevator accident, the compensation can be 20 times the basic sum insured, and the insurance benefit for death or total disability will also be doubled according to age.

Looks really good! But if you look deeper, there are really many shortcomings:

1.Incomplete coverage:This product does not cover ordinary disability, it only covers the most serious high disability, if a finger is broken, so if you want to apply for a claim, no way!

2.Low payout:For general accidents or total disability, only a certain percentage of the premium will be paid, and only if the accident occurs is a specific traffic accident, it is possible to pay $1 million.

3.Premiums are expensive:Even if the protection is small, the compensation is still very low, so there is still 1699 yuan a year.

4.It doesn't make much sense to return :The return of the premium at the end of the term seems to be free, but it is actually not cost-effective! Will today's money be worth so much money in 30 years' time?

In fact, you don't need to buy such an expensive accident insurance, you can consider a consumer-based accident insurance with an annual fee of only three or four hundred, maybe the protection is more complete, and maybe you can pay more. Ping An's other one-year accident insurance is not bad, and some products are actually good, I have sorted them out, and I will share them here for your reference"2020, the most worthwhile accident insurance collection".

You might as well compare more. Hope!

What do you want to express, do you mean, do you want to buy, 170 accident insurance per year or, something else?

In fact, there are many kinds of accident insurance of Ping An Insurance, and the annual payment fee for different insurance products is definitely different. For example, if you only buy a one-year ordinary accident insurance, then the average annual premium starts at RMB. If you buy one-year driver's accident insurance, the average annual insurance cost is 68 yuan.

However, if you buy ordinary road traffic accident insurance, then the cost will be relatively high, and the average annual accident insurance premium is about 264 yuan. <>

If you want to buy Ping An Insurance accident insurance, then we must figure out what types of accident insurance there are? First of all, the first type is what we call comprehensive accident insurance, of course, if you want to subdivide, comprehensive accident insurance will be divided into short-term comprehensive accident insurance, group short-term comprehensive accident insurance. There is also a kind of traffic accident insurance, which is also divided into several types, such as aviation accident insurance, driver accident insurance and road traffic accident insurance.

Personally, I think it is very necessary to buy accident insurance, and many people may not know how to buy accident insurance. If we are buying accident insurance for children, then we can buy it in a targeted manner, for example, you can buy insurance products that cover common accidents such as burns, burns, tracheal foreign bodies, etc., which are very suitable for young children. The cost is not high, about a few dozen yuan a year, but the maximum insurance amount can only reach 100,000 yuan.

If we go out a lot, then we can only consider buying some transportation accident insurance, because this kind of accident insurance covers a wide range, such as airplanes, trains, subways, ships, etc. If you buy a year's insurance, the cost is about 100 yuan to 150 yuan, and the maximum amount of insurance can reach 1 million. If you usually like to travel, you can prepare a few more copies, so that you can be considered prepared.

Ping An Insurance has an accident insurance of 260 yuan a year. There are many different types of Ping An insurance, ranging from tens of thousands to hundreds. You can choose the type of insurance that suits you according to your specific situation.

Some. Ping An's accident insurance products are many, ** are also different, there are tens of thousands, one or two thousand, there are also one or two hundred, depending on whether it is long-term accident insurance or short-term accident insurance, in addition, different ages and different amounts of insurance will be different.

Ping An Insurance Company has many types of accident insurance. If you have a budget of 260 yuan, you can buy this kind of accident insurance. The time is a year. Accidental injuries encountered during the year can be avoided.

Of course. If you want to buy it, you can go to Ping An Insurance for consultation at this time, or you can ask some customer service on the public.

Summary. Hello dear dear, I'm happy to answer your questions Ping An One-Year Accident Insurance is a comprehensive accident insurance product underwritten by Ping An Insurance. It covers $5-$100,000 in accidental death and disability.

Hello dear dear, very high bank quietly judges to answer your repatriation questions Ping An one-year accident insurance is a comprehensive accident insurance product underwritten by Ping An Insurance. It covers $5-$100,000 in accidental death and disability.

If the medical expenses incurred due to the accident require outpatient or hospitalization**, the insurance company will pay the actual seepage expenses incurred within 180 days from the date of the accident, and the necessary and reasonable medical expenses that can be reimbursed in accordance with the regulations of the local social security department can be paid as long as the part exceeds RMB 100.

Different social security health care systems are available throughout the country, and in some areas basic medical accident medical insurance, medical insurance does not cover accidental medical treatment. Another Social Security disability benefit is not death.

Therefore, accident insurance is used as a supplementary social security, and ** is also relatively cheap, about 100-200 US dollars a year.

"Ping An is Fu" comprehensive accident insurance (a) accident insurance: accident 100,000, accident medical 10,000, aircraft 500,000, train and ship 200,000 car yuan annual premium.

Taiping Longevity "Accident Insurance: 100,000 for accidents, 20,000 for accidental medical treatment, 200,000 for airplanes 500000500000 200,000 trains and ships, 150,000 cars. $135 annual premium.

Jixiang comprehensive accident insurance: accident 100,000, accidental medical treatment 10,000, 500 planes, trains and ships 100,000, accidental hospitalization allowance 20 yuan a day 000 (100,000 yuan + additional 400,000 yuan insurance amount), ambulance expenses: 300 yuan, up to 2,000 yuan a year.

$100 annual premium.

Ping An Comprehensive Accident Insurance (Upgraded) Accident Insurance: 100,000 yuan for accidents, 10,000 yuan for accidental medical treatment, 600,000 yuan for airplanes, 200,000 yuan for trains and ships, and 200,000 yuan for cars. The total disability allowance is 200 yuan a day, and the annual premium is 108 yuan.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"