Household income is declining, and I am not as good as a child? ？？

First of all, your psychology is commendable, which means that you have begun to be sensible, and you also know that you have shared the burden for your parents, and I personally think that your family environment is very sensible at your age to think like this. As they say, the important thing now is to learn, you don't have to rush to change anything, don't lose a big thing because of a small thing, just take this responsibility to heart. In fact, what you said about the starting line is very narrow, are you looking for fairness?

The children of families with an income of only a few thousand that year are fair in **, who said that they will not become rich in the future, and they will not become big things! They may always have a greater fortune besides money, but not everyone can accept it! Obviously, you can't ask others to solve this problem, but you can only enlighten you and let you untie the knot.

You can still change things other than money and power, if you are so strong that you can do better than them, you will never lose to them when you step into society!

I think you're much more blessed

There are still things to do with children who can't eat and can't wear!

You just suffer less and eat less!

The revenue has declined, but the platform is still there, and this is the key.

Isn't your ID very good, do your own thing, struggle, life is one by one 2 months, hehe, no problem!

Hey, the landlord's little brother, 400,000 a year is still less? A monthly income of more than 10,000 yuan is a high salary, and you are as rich as your family.

On average, there is one out of 30 people, and if you look at the classmates around you, they have a family with an annual income of 400,000 yuan.

Target... It's quite hard to do business, and if it's good, who's going to work.

As a child, you don't have to worry too much about this. Doing your job well is the most important thing, and as a student you should first work hard to complete your studies.

Study hard, don't let them worry about your studies, and you can also help them do more housework to reduce their burden.

Xueba talks about insurance, focusing on insurance evaluation! Recently, I have met a lot of people asking questions about how to buy insurance for their children who are still young, and I will take this opportunity to answer them, and I will take this opportunity to answer them, I have helped my cousin buy a critical illness insurance before, if you are interested, you can learn about itDesigned for 1-year-olds! Comparison Table of 136 Popular Critical Illness Insurance in China

1-year-old children are not very old, and according to the data, the probability of suffering from a critical illness is also very small, so the premium is not high, the choice is large, the cost performance is also high, and there are many products to choose from. Let me talk about the general idea, mainly including:Critical illness insurance + accident insurance + medical insurance

1.Critical illness insurance

2.Accident insurance

Children are more lively, and friends play at the same time is easy to scratch and bruise, if you just buy an accident insurance at this time, you will receive a fee from the insurance company, used in the follow-up. And the children's accident insurance is really not very expensive, don't want 200 a year, buy it and buy it! So is there a comprehensive and cost-effective product?

Some! Don't miss itDesigned for 1-year-olds! The 10 most worthwhile children's accident insurance points!

3.Medical insurance

Medical insurance is very cost-effective, which shows that it is low and the amount of insurance is very high, in many cases it will be used with critical illness insurance, it mainly protects the expenses of hospitalization, drugs and other expenses, so is medical insurance expensive? More than 100 a year, the vast majority of families can afford it, but the reimbursement amount is as high as one million, so it is recommended to be configured.

Hello, children are the best gift from God to parents, children are the continuation of our lives, and it is the responsibility of parents to give children the guarantee of "health, education, home, and career"! Beautiful clothes, delicate toys, is not the best gift for children, permanent gifts are endless guarantees for children. The love of parents for their children, and the responsibility of parents to their children.

It is mainly reflected in education and medical care, and the growth of children lies in the fact that as a young parent, you make reasonable plans for your children at different stages of life. Suggested insurance plan: 1. The comprehensive insurance for one child is 60 yuan per year.

20,000 yuan accident insurance, 3,000 yuan accidental medical treatment, 30,000 yuan hospitalization. 2. China Life Corning Lifetime Critical Illness Insurance (2012 Edition) has an insured amount of 100,000 yuan, an annual premium of 1,630 yuan, and is paid for 20 years. Coverage:

100,000 for 40 major illnesses, 20,000 for 10 specific diseases, up to 100,000 for high disability, refund premium for death before the age of 18, and up to $100,000 for death after the age of 18. 3. China Life Hongyun Children's Insurance (Dividend) has an insurance amount of 40,000 yuan, with an annual premium of 3,668 yuan and 15 years. Coverage:

20,000 yuan when the child is 18 years old, 20,000 yuan when he is 22 years old, and 20,000 yuan when he is 25 years old. Children from 0-25 years old enjoy the dividends of Chinese life every year, and the dividends are uncertain and determined according to the company's operating conditions.

Hello, for a family like yours, the insurance premium of the average family is between 10-20% of the annual income, for your family, I recommend that the main force of the family buy protection insurance first!

Hello! It is recommended to start from the medical aspect, do a good job in the medical security (social security, agricultural insurance) for a family of three, and consider commercial insurance within the scope of economic ability.

Hello, in this case, it is recommended that the family mainly consider some accident insurance, you can buy a card, consumption-based, children's can save an education fund, return money, the premium is appropriate to 10% of the annual income, so that the relative economic pressure is smaller, and when the child is older, the family income increases, you can make adjustments, and slowly improve!

Hello! Your situation doesn't seem to be very clear, with a monthly income of 3,000 yuan? Is it the income of one person or the income of the whole family?

Your child can consider "Children's Serious Illness Insurance" or "Education**", both of which can get the money back when the child becomes an adult, if you are a friend of Nanchang, you can come to consult me.

Hello friends. It's a pleasure to serve you. It is important to understand that the order of insurance is to protect adults first, and then children.

Because adults are the most powerful protection for children. The contribution rate is 10 to 20 per cent of the family's annual income. Insurance is not about suitability, only about what is suitable for you, according to your own needs, it is appropriate to buy insurance.

Depending on your current situation. Cover accidents, critical illnesses, etc. first. If you need to know more, you can click on my avatar to contact.

I wish your family a safe life.

Hello! The protection planning of insurance is mainly planned from the aspects of accident, hospitalization, critical illness, and pension. Since your monthly family income is 3,000 yuan, excluding expenses, there is not much savings per year, it is recommended that your family of three currently plan and transfer risks mainly in terms of accidents and critical illnesses.

Try to extend the payment time so that you can get a relatively high amount of protection. Specifically, I hope you can give me feedback on your household expenses and debts, and then design a protection plan for your family. Congratulations:

Work smoothly, life is peaceful! Reference: Four accounts, happiness depends.

Adults first, children second. Buying insurance is buying protection, and only when people are healthy, the so-called: cars, houses, tickets, seats, etc., can reflect their value.

If you are not healthy, no matter how much you have, it is fake, you say? With a monthly salary of 3,000 yuan, it is recommended to first give the family's breadwinner ---husband or wife) to purchase accident and health insurance. So I hope to hit my avatar point, come to ** or add QQ, communicate with you further, and be willing to make a perfect protection plan for you.

Wishing you all the best!

Hello, I'll protect it first. I'm a ** person.

Insurance is not about buying as much as possible, you have to decide according to your actual situation, scientific configuration. I can only give you a few suggestions, because scientific configuration is important to you! What do we make money for?

- Spending money --- spending money is learned. First, it must be spent--- clothing, food, housing, transportation--- but it can be more or less -- education and medical care are even more necessary -- Q: Which asset in your name is determined to be used for children's education expenses? - For medical care, we never know when and how much to spend?

And definitely the more prepared the better! How much did you originally prepare? Is it enough?

The hospital will never bargain with us. Only the hospital is the best at distinguishing between three, six, nine and so on. The second is the money that can be spent or not--- such as consumption, entertainment, travel, luxury goods, part of the investment, etc. Insurance does not allow you to put all your money in the insurance company, but uses very little to solve the uncontrollable part of the risk.

We must set up four major accounts to address the risks of life--- accidents, critical illness, retirement, education and investment.

Hello, it's a pleasure to serve you! It is recommended that you use the annual income to make a protection plan, so that it will not affect other expenses of your life Insurance does not care about buying a lot of money, but the protection to buy the insurance of the head of the family to be based on protection, the child is only old, it is the most important time for family and social responsibility, the premium can not be too high, it is recommended that you buy universal insurance! Hope it helps!

In a family situation like yours, my advice is to first make a guarantee for the main economic ** of the family. Start with the unexpected and your health.

Hello, it is recommended for a family of 3 to protect adults, especially those with more income, because the risk of family members with more income is the greatest impact on the family's economy. The amount of insurance is different for each family, and I will tailor a personalized plan for your family according to your family's specific situation. However, you need to understand your family's financial needs first, and you hope to contact me for specific communication.

The occurrence of these conditions, even if they are primitive, can lead to impaired household functioning. Children who grow up in such families develop a variety of social and cognitive dysfunctions, such as often feeling lonely, having difficulty establishing trusting positive relationships with others, and not knowing how to express and deal with strong emotions. Obviously, none of these articles mention "missing family members" or "single-parent families", on the contrary, each of the above lists may be the daily life of many healthy families.

Even, if the parents maintain the marriage relationship for the wrong reasons, then this seemingly healthy family is likely to become a negative impact on the child's growth.

The reason why divorced single-parent families give people the concept that it is easy to have a negative impact on the growth of children is that single-parent families are prone to some incomplete situations, such as because of the divorce branch, the channel for one of the husband and wife to pay attention to the children is suddenly blocked, and the time spent together by the family is greatly reduced; For example, disputes in the divorce process destroy the understanding and love between the original family members, etc. Part of the reason comes from our assumptions about children from single-parent families. Most of the behavioral problems of children in single-parent families are reported by parents or teachers, which can easily be mixed with the prejudice of parents or teachers, or because parents themselves are not energetic and feel weak about parenting, and then mistakenly attribute it to "the child has become difficult to manage".

At the same time, it can also be realized that the possible negative impact of divorce does not come from the divorce itself, but from the changes in life during and after the divorce, as well as the improper handling of family relationships. For example:

Uproot. Peer relationships are very important for children, and divorce is often accompanied by a move or a change of school, and the sudden need to adjust to a new environment and the lack of friends can be overwhelming. and, a decrease in household income.

Declining incomes and changes in living standards can also affect a child's position in the peer group. Studies have found that regardless of whether the family structure is sound or not, the greater impact on children's friendships, stress levels and academic performance is not the survival of the parents' marriage, but the relationship between family members: including the emotional connection between family members, as well as the emotional connection between children and both parents.

In particular, keeping the child in close contact with both parents can greatly reduce the negative impact of divorce turmoil on the child.

There is a very hot question on Zhihu: "How much influence does the original family have on people?" ”

has low self-esteem and flattery, is denied too much by his parents, is extremely unconfident, and desperately forces himself to become excellent when he grows up;

Insecure, never loved well, longing to be loved but afraid, sensitive and vulnerable;

I feel that I can only live alone in this life, I can't manage relationships, and I don't know how to love others;

swore not to be like their parents, but became more and more like them, and loved to accuse and lose their temper;

A survey of trauma in the family of origin revealed:

Among those aged 18-29, some said they had experienced family trauma, mostly from their parents.

It turns out that people who suffer from the problems of their original families are far more serious and common than we think.

Our personality, emotional patterns and behavior patterns largely depend on the family environment in which we grew up, as well as the memories and beliefs given to us by the things we have encountered.

Therefore, in the face of the influence of the original family, some people are resentful because of it, and their lives have fallen into shackles since then;

But there are also people who rely on their own efforts to get back what their original families owe them.

The philosopher Socrates once said:

The secret to change is to focus all your energy on building something new, not confronting the past. ”

And it's ourselves who activate the change button.

Just like when Dong Qing faced her father later, she began to slowly learn to "see":

Seeing his father's strictness with himself stemmed from his early experience of poverty.

He believes that life must endure hardships in order to have gains, so even if the living conditions are good, he must let his daughter always remember the feeling of hardship.

The process of adulthood is also the process of reconciliation between Dong Qing and his father step by step.

As writer Lu Yiling said in his new book "Reconciling with Life": Growing up begins with reconciliation with parents.

We can't change our parents, instead of blaming our parents and complaining about the past, we should grasp our own initiative as an adult and take the initiative to repair our own problems, and you will find that growing up is actually a way to reconcile with your parents.