How much is 1 million for a third party in car insurance

Hello! Premium for Commercial Third Party Liability Insurance = Base Premium Multiplied by the applicable coefficient in the applicable rate coefficient table.

You can do the math yourself with the car insurance calculator () and you'll get an idea of how much you'll need in total. Hope mine is helpful to you!

The specific ** needs to be decided according to the number of seats in the vehicle, for a family car with less than 6 seats, the three-party insurance of 1 million ** is 1905 yuan.

However, it should be noted that the ** of the three insurances will often be adjusted, and car owners can consult the insurance company in detail when purchasing car insurance. In addition, each insurance company has its own ** discount, so car owners can choose the appropriate amount according to their needs for merit-based insurance.

Precautions for auto third party liability insurance.

There is no restriction on the types of vehicles covered by third party liability insurance, which means that all types of motor vehicles or professional vehicles can be insured, except for driving a car without a license. The use of an insured vehicle includes the process of driving and parking the vehicle.

There is generally no limit on third party liability in motor vehicle insurance. Usually, in the event of a third-party liability accident, the insurance company shall determine the amount of compensation after approval by the insurance company in accordance with the regulations of the public security and transportation departments of the place where the accident occurred or the compensation award.

The annual premium of 1,000,000 sum insured is only about 1,650 yuan.

Third-party liability insurance is different from compulsory insurance, it is voluntary insurance, no compulsory measures, it can provide greater and more comprehensive protection for car owners, and as a supplementary protection of compulsory traffic insurance, it is loved by the majority of car owners.

To buy a third-party liability insurance of 1 million, you need to pay about 2,000.

1.The fixed base premium system implemented by third-party liability insurance is to directly search for premiums according to the type of policyholder, vehicle use, number of seats, tonnage, displacement, power, and liability limit. Due to its fixed rate system, there are cases where Mercedes-Benz and Besturn pay the same premium.

2.According to the relevant provisions of auto insurance, the maximum compensation limit of commercial third-party liability insurance is divided into 7 grades: 50,000 yuan, 100,000 yuan, 150,000 yuan, 200,000 yuan, 300,000 yuan, 500,000 yuan and 1 million yuan, which can be negotiated and determined by the policyholder and the insurance company when applying for insurance.

The corresponding standard premiums are 660 yuan, 954 yuan, 1088 yuan, 1182 yuan, 1335 yuan, 1602 yuan, and 2242 yuan respectively. The premium mentioned here is the benchmark premium, and the actual premium for purchasing third-party liability insurance can be discounted or increased according to the service life and the claim record of the previous year, and the premium discount range of each insurance company is also different.

3.Third-party liability insurance refers to the economic responsibility that the insured or its permitted driver shall bear in accordance with the provisions of the insurance contract if an accident occurs during the use of the insured vehicle, resulting in direct damage to the person or property of the third party, and the insurance company shall be responsible for compensation in accordance with the provisions of the insurance contract. Article 20 of Chapter 2 "Insurance Liability of Motor Vehicle Third Party Liability Insurance" of the Model Clauses for Motor Vehicle Commercial Insurance of the Insurance Association of China (2020) stipulates that "during the insurance period, if the insured or its permitted driver has an accident in the course of using the insured motor vehicle, resulting in direct damage to the third party's personal life or property, the third party shall be liable for damages in accordance with the law, and it does not fall within the scope of exempting the insurer's liability, and the insurer shall be liable for damages in accordance with the provisions of this insurance contract. It is responsible for compensation for the part that exceeds the compensation limit of each sub-item of the compulsory motor vehicle traffic accident liability insurance.

Article 21 stipulates that "the insurer shall bear the corresponding liability for compensation according to the proportion of the accident liability borne by the insured motor vehicle in the accident." If the insured or the insured motor vehicle chooses to negotiate on its own or have the traffic management department of the public security organ handle the accident in accordance with the relevant laws and regulations, but does not determine the accident liability ratio, the accident liability ratio shall be determined in accordance with the following provisions: if the insured motor vehicle party bears the main accident responsibility, the accident liability ratio shall be 70%; If one of the insured motor vehicles bears the same responsibility for the accident, the accident liability ratio is 50%; If the insured motor vehicle bears secondary accident liability, the accident liability ratio is 30%.

If judicial or arbitration procedures are involved, the final effective legal documents of the court or arbitration institution shall prevail. "In the event of a specific claim, the amount of compensation for calculating the amount of third-party liability insurance can be calculated as follows: (1) When the amount of compensation payable by the insured is higher than the compensation limit:

Indemnity Limit of Indemnity (1 Accident Liability Deductible) (1 Absolute Deductible). (2) When the amount of compensation payable by the insured is equal to or lower than the compensation limit: the amount of compensation payable (1 accident liability deductible odds) (1 absolute deductible odds).

If you have any questions or detailed consultation, pay attention to the chief baodian, welcome to private message.

Dear, hello, I'm inquiring for you, it takes some time to inquire, dear, please be patient for a while, thank you!

Dear, hello, the base premium of 1 million yuan of car third-party liability insurance is about 2200 yuan, each insurance company's ** is slightly different, in addition, the premium is related to the number of your accidents and whether there is any insurance over the years, the minimum can be discounted by 3% for three consecutive years, on the contrary, the more times the insurance is the higher the premium.

Content expansion: third party liability insurance (referred to as three liability insurance), full name: commercial third party liability insurance.

It refers to the amount of compensation that should be paid by the insured in accordance with the law due to the direct loss of personal or property suffered by a third party due to an accident that occurs in the process of using the insured vehicle by a qualified driver permitted by the insured, and the insurer will compensate in accordance with the relevant provisions of the insurance contract. The maximum compensation limit for each accident of third-party liability insurance is the basis for the insurer to calculate the insurance premium, and it is also the maximum limit for the insurer to bear the compensation amount for each accident of third-party liability insurance.

Dear, I hope the above can help you, thank you! Have a great day!

Summary. The ** of the three insurance of 1 million is as follows: 1. If the insured car belongs to an ordinary family car (less than 6 seats) and is insured in the first year, the third-party liability insurance with an insurance amount of 1 million yuan is 2242 yuan; 2. Generally, the so-called full insurance purchased by the 4S shop for the car owner, the cost of compulsory traffic insurance for one year is 950 yuan, the third-party insurance (1 million) is 1917 yuan, and the car damage insurance is 2459 yuan, excluding the deductible (three + car damage + theft) is yuan, a total of yuan; 3. This is mainly for car owners who are new cars or slightly more expensive cars, and it is also a good choice for car owners with good financial resources to choose this insurance.

How much is the third party's 1 million car insurance.

Hello! How much is the third party's 1 million car insurance, 2242

The ** of the three insurance of 1 million is as follows: 1. If the insured car belongs to an ordinary family car (less than 6 seats) and is insured in the first year, the third-party liability insurance with an insurance amount of 1 million yuan is 2242 yuan; 2. Generally, the so-called full insurance purchased by the 4S shop for the car owner, the cost of compulsory traffic insurance for one year is 950 yuan, the third-party insurance (1 million) is 1917 yuan, and the car damage insurance is 2459 yuan, excluding the deductible (three + car damage + theft) is yuan, a total of yuan; 3. This is mainly for car owners who are new cars or slightly more expensive cars, and it is also a good choice for car owners with good financial resources to choose this insurance.

The insurance will change every year in the future, and if there is no insurance, it can be discounted by up to 7%.

Different insurance companies will have different differences, and I personally recommend that you just insure the Pacific Ocean.

Summary. Hello dear! 1. Compulsory traffic insurance 950 yuan (must be purchased); 2. The car damage insurance is almost 1,000 yuan; 3. The third-party liability insurance can cover 50,000, 100,000 and 200,000 yuan, and 100,000 yuan is 600 yuan; 4. More than 300 theft insurance; 5. The personnel on the car are calculated according to 5 seats, and 10,000 yuan per seat is about 100 yuan; 6. The above items add up to 400 yuan without deductibles; 7. Spontaneous combustion insurance 50 yuan; 8. If the glass is damaged separately, it will be calculated as 100 yuan for domestic glass; 9. Scratch insurance 300 yuan; 10. And these 3 are not counted as deductible of more than 50 yuan.

To sum up, a total of about 4,000 yuan.

How much is the third party's 1 million car insurance.

Hello dear! The third party has 1,200 yuan for 1,000,000 yuan of car insurance.

Hello dear! 1. Compulsory traffic insurance 950 yuan (must be purchased); 2. The car damage insurance is almost 1,000 yuan; 3. The third-party liability insurance can cover 50,000, 100,000 and 200,000 yuan, and 100,000 yuan is 600 yuan; 4. More than 300 theft insurance; 5. The personnel on the car are calculated according to 5 seats, and 10,000 yuan per seat is about 100 yuan; 6. The above items add up to 400 yuan without deductibles; 7. Spontaneous combustion insurance 50 yuan; 8. If the glass is damaged separately, it will be calculated as 100 yuan for domestic glass; 9. Scratch insurance 300 yuan; 10. And these 3 are not counted as deductible of more than 50 yuan. To sum up, a total of about 4,000 yuan.

The benchmark premium of 1 million yuan of auto insurance third-party liability insurance is about 2,200 yuan, which is different for each insurance company, in addition, the premium is related to the number of your accidents and whether there is any insurance over the years, and the minimum can be discounted by 3% if there is no insurance for three consecutive years, on the contrary, the more times the insurance is the higher the premium.

The third party liability insurance of automobile insurance is 1 million price: 1. The third party liability insurance, as the name suggests, is an insurance formulated for a third party in a traffic accident, and this third party does not refer to the third party, but to any third party other than you and the insurance company, including motor vehicles, people, buildings, plants, guardrails, etc., if the third party suffers direct personal or property losses; 2. The insurance company will compensate in accordance with the relevant provisions of the insurance contract. The maximum limit does not exceed 10 million, 500,000 and 1 million are the two commonly used quotas for ordinary family cars, and it is recommended that everyone can go up to 1 million or 1 million; 3. If you are fully liable, the insurance company will pay according to the maximum amount of compensation, but the premise is that you have purchased no deductible insurance.

Millions of car purchase subsidies.

Hello, the car insurance of 1 million yuan of the three insurance ** is as follows: 1. If the insured car belongs to an ordinary family car (less than 6 seats of Sun Zheng) and is insured in the first year, the third-party liability insurance with an insurance amount of 1 million yuan is 2242 yuan; 2. Generally, the so-called full insurance purchased by the 4S store for the car owner, the cost of compulsory traffic insurance for one year is 950 yuan, the third-party insurance (1 million) is 1917 yuan, and the car damage insurance is 2459 yuan, excluding the deductible (hidden Kaibei three + car damage + theft) is yuan, a total of yuan; 3. This is mainly for owners of new cars or slightly more expensive cars, and it is also a good choice for owners with economic resources to choose this insurance.