The company has been established for one year, can I apply for a micro business loan?

The company can apply for a micro-business loan only after being established for more than two years, and the detailed requirements are as follows:

1) Borrower's age: 18-65 years old;

2) The company has been established for more than 2 years;

3) Tax band a, b c;

4) There is no change in the legal person of the enterprise within 3 months;

5) There is no non-tax payment for 6 consecutive months;

6) Non-bank institutions shall not inquire more than once within 7 days, and apply no more than 3 times within 3 months.

You can give it a try, or ask the relevant customer service staff. It should be possible to apply after one year.

You can apply, but the procedures must be complete and the materials must be complete.

You can apply for a micro-business loan, but the amount depends on the actual situation of the company, you can submit materials first, and the interest rate will be slightly different depending on the qualification.

Hello, yes. As long as your company has very good credit. Then you can go to the relevant financial sector to apply for a business loan.

You can apply for it, if you apply for it, then you can, if you can't apply, it means that it doesn't meet the regulations.

It depends on the company's creditworthiness, liabilities, profits, assets and other conditions for a comprehensive assessment.

You can apply for a loan, but if you have a corporation for money and dividends, you will have a compliance license if you have a business license.

Micro-business big micro business loan should be said not to say that the company is established or what, right? As long as you have Alipay, you should be able to apply for it, right?

There must be no problem with this, as long as the company has been established for a year, it is possible to apply for a micro-business loan, and we don't know if the application is passed, and there is no problem with the application.

1: Do not close the car. Micro-enterprise loans do not only need to have a business license to apply for a loan, but also must give more than 2 years of tax payment records, and other relevant information, etc., if the business license alone can not be handled, this point we must be clear.

According to statistics, micro-enterprise loan is a personal credit loan given by Jiangxi Bank for small and medium-sized enterprises in Jiangxi. The business license of the enterprise is the certificate of permission to do some kind of production and operation activities sent by the organs and units of the Administration for Industry and Commerce to the industrial and commercial and individual industrial and commercial households, and its form is required by the State Administration of Market Supervision and Quality Supervision.

2: The business premises of the loan applicant must be fixed, and the local business license must meet the requirements of one year; Bring your personal identity information and the income statement of the enterprise you operate in recent years to the bank to apply; Wait for the bank's inspection and approval results; Sign a contract with the bank, and the bank will issue the loan in accordance with the contract. The loan amount of individual industrial and commercial households shall be determined by each agency on the basis of the product measures of the head office, and according to the local credit situation, the borrower's situation, the guarantee provided and the amount of loan disbursement.

3: Individually-owned business loan is a personal loan service designed and launched by the bank to meet the financing needs of individual industrial and commercial households. According to the characteristics of simple financial management and fast and flexible business turnover of individual industrial and commercial households, it has simplified the loan application materials and investigation and approval procedures.

4: The state encourages, supports and guides the development of the individual economy. Individually-owned businesses can open accounts in banks or other financial institutions to apply for loans with their business licenses and tax registration certificates.

Individually-owned businesses may apply to the industrial and commercial office where the business premises are located, and the vendors who do not have a fixed business place shall apply to the registration authority at the place of residence.

Legal basis

1: Article 35 of the Commercial Bank Law of the People's Republic of China stipulates that "commercial banks shall conduct strict examination of the borrower's borrowing purpose, repayment ability, repayment method, etc. ”

2: Article 36 stipulates: "A commercial bank shall conduct a strict examination of the guarantor's ability to repay, the ownership and value of the collateral and pledge, and the feasibility of realizing the mortgage and pledge." ”

Summary. Kiss. Hello.

Micro-enterprise loans do not only require a business license to apply for loans, but also must be given more than 2 years of tax payment records, and other relevant information. According to the requirements of the law, the following conditions must also be met for micro-enterprise loans: 1. The applicant must be at least 24 years old (inclusive) and not more than 65 years old (inclusive), and have full civil capacity.

2. The applicant's business premises are fixed and need to be in business for one year or more. 3. The nature of the development of the enterprise industry is sustainable development, and industries such as violations and pollution are not allowed to take out loans. 4. The company's reputation is good, there is no bad credit record, and there is no case of being sued in the past.

5. The enterprise has a stable development, good economic income and the ability to repay. 6. Have a business license approved and registered by the administrative department for industry and commerce, pass the annual inspection, and hold a loan card issued by the People's Bank of China and subject to normal annual inspection. 7. Comply with other requirements of the lending bank.

Kiss. Hello. Micro-enterprise loans do not only require a business license to apply for loans, but also must be given more than 2 years of tax payment records, and other relevant information.

According to the requirements of the law, the following conditions need to be met for the repayment of micro-enterprise loans: 1. The applicant is at least 24 years old (inclusive) and not more than 65 years old (inclusive), and has full civil capacity. 2. The applicant's business premises are fixed and need to be in business for one year or more.

3. The nature of the development of the enterprise industry is sustainable development, and industries such as violations and pollution are not allowed to take out loans. 4. The company's reputation is good, there is no bad credit record, and there is no prosecution in the past. 5. The enterprise has a stable development, good economic income and the ability to repay.

6. Have a business license approved and registered by the administrative department for industry and commerce, pass the annual inspection, and hold a loan card issued by the People's Bank of China and subject to normal annual inspection. 7. Comply with other requirements of the lending bank.

Dear, do you currently meet other requirements?

The micro-business loan legal person must be two years. At present, micro-business loans are aimed at general taxpayer enterprises or small-scale taxpayer enterprises that have been established for more than two years and have paid taxes for two years and have no bad tax payment records.

1. What are the conditions for micro-business loans?

The micro-business loan needs to be applied for by the enterprise legal person in person, and the system conducts a comprehensive review according to the operation and tax payment of the enterprise. Micro Business Loan is an online working capital loan service provided by WeBank for the majority of small, medium and micro enterprises, which is an innovative financial product that combines big data analysis and Internet technology. From application to withdrawal, the customer completes all **, no need to pledge, the amount is visible immediately, the funds arrive in the account in minutes, the interest is calculated on a daily basis, and the loan is repaid at any time.

There is no need to pay a handling fee for early repayment of micro-business loans, but interest is calculated, and the interest is calculated from the date of borrowing to the date of repayment. At present, the daily interest rate of micro-business loans is respectively, and the converted annual interest rate is %, and the daily interest rate will be different for each person's qualifications.

2. Will the quota be restored after the early repayment of the micro-business loan?

After the early repayment of the micro-business loan, the quota will be restored. At this time, if the user submits the application again, the system will re-give the credit line according to the user's previous loan record, and the amount of the loan available may be changed at this time. In addition to the change in the loan amount, the interest rate of the loan will also change, as long as the user maintains a good record, the interest rate of the subsequent application for the micro-business loan may be reduced.

There is no handling fee for early repayment of the micro-business loan, but the loan is provided by other external institutions to provide guarantee or insurance services, then the fee will be collected by WeBank.

Regardless of whether the micro-business loan is real or fake, online loans, don't touch it. If it's true, you get the money, but you're saddled with high interest, and in the end you can't afford to pay it. If it's not true, you've been cheated out of a lot of money and won't get a penny.

So, whether it's true or fake, don't touch it. You must live within your means, otherwise your life will be ruined.

You are currently lacking in training and do not meet the conditions for applying for a micro-business loan from Suning Bank.

To apply for Suning Bank micro-business loan, the following conditions must be met:

1) Borrower's age: 18-65 years old;

2) The company has been established for more than 2 years;

3) Tax band a, b c;

4) There is no change in the legal person of the enterprise within 3 months;

5) There is no non-tax payment for 6 consecutive months;

6) Non-bank institutions shall not inquire more than 1 time within 7 days, and apply no more than 3 times in 3 months.