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Don't ask for it, let him owe you for the rest of his life, let him feel guilty for the rest of his life, but he may make a profit, and wait for his next salary to follow him, in front of his friends.
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That's because your weakness makes him take advantage of it, I can guess that the man is fancy to your psychology to do whatever he wants, as long as you make up your mind, show courage, when he is a stranger, go straight in, let him pay back,
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If you owe much, you don't want to owe less, and if you owe too much, you just ask.
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Adamant to come back.
By all means.
According to you, he has no intention of paying it back.
He doesn't feel guilty.
Making the enemy happy will only prove to you that you are a failure.
I don't think it's a matter of more money and less money.
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I borrowed 1,500 to others for two years before I repaid 700, and now I still borrow money! If you lose that little bit of water, you should buy a lesson. Remember, no matter how good a friend is when he borrows money, you have to think carefully, otherwise it will be difficult to get it back, and I will suffer a big loss!
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It's the same when you spend a few hundred dollars to see through a person, it's just a matter of spending a few hundred dollars to buy a lesson, hehe, I'm like this.
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If the amount is not large, there is no need to ask for it, hurt feelings, if you want, you can use a third party to help you speak, or remind.
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Find a middleman to talk to;
Otherwise, he will be called back in a crowded place;
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Since you don't care about your feelings when you borrow, you don't need to be merciful when you collect debts.
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Find someone to pay back the money and cleverly open the mouth as follows:
1. If it is a very good friend or a more atmospheric friend, we can say it directly, because such a friend will not think much about it, and it is okay to say it directly, because it may be that he forgot, and it will not affect anything if a friend with a good relationship says it directly.
2. We can ask our mutual friend to remind him. Convey your recent embarrassment to him through a third person, or ask a friend directly to ask him if he has repaid the money, and remind him to pay it back.
3. Swipe Weibo or Moments to remind. Cry poor on Weibo and Moments, or post a happy state of friends repaying the money, to tactfully remind those friends who have not repaid the money that it is time to pay it back.
4. Borrow back the money you lent. If you go out shopping or play with a friend, and ask your friend to help you pay the money on the pretext that you don't have enough money, this can help you settle some of the arrears.
You can also pull a good friend who knows each other, and at the right time, you borrow money like a good friend, but this trick requires a certain amount of acting skills. Let the middleman come forward to help you, and the middleman will say something that you are embarrassed about, can't wipe your face, etc., so that in the presence of a third person, the debtor will also take care of his own face to repay the money.
5. You can pretend to mention it inadvertently when chatting, and if the other party forgets it, then he will return it to you immediately.
6. We can also ask him to pay for you in the name of the gift money in person, and when a friend needs to pay the gift money, call the friend who borrowed the money, and ask him to help you with the gift money on the grounds that he can't be there.
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Here's how to ask someone to pay back:1. Tell the other party about your difficulties and cleverly ask the other party to pay back the money. If we find it difficult to ask the other person for money directly, ask them about the current situation, and then lead to our own difficulties and remind them that it is time to return the money.
2. Find an intermediary to remind him, let someone else go and talk to him, and let him pay back the money.
3. Invite him to dinner, find an excuse to invite him to a restaurant in advance, explain at the table that he has been short of money recently, and if he is clever, he will pay for this meal, but in order to leave some friendship with each other, it is recommended to pay it yourself, after all, it is you who invite others to eat.
4. Find another person to borrow money and ask him to pay it back. A friend borrowed money and didn't pay it back in time, of course, you can also find him and say that he recently borrowed money from so-and-so, and called the person concerned and asked him to pay him back directly in the future.
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1. Anyway, others owe you money, don't make yourself so passive, be bold and proactive. Otherwise, you won't want your money back! Even if you don't have an IOU, you often nag him in front of him about the fact that he owes you money, and when he is annoyed, he will pay you back!
2. Straight to say, what do I want to buy, I need money, please pay me back the money, it's been so long, maybe the other party has forgotten about it, like this person who always borrows money and doesn't pay it back, how can you still lend it to him, you don't have a brain, stupid, really, I haven't seen your number, I want me to go to their house early.
3. Or if it doesn't work, tell you a good way: call your friend is someone you know. And people he doesn't know are the best.
Tell your friend to take an IOU and say to the person who owes you money: "You pay me back directly, and they borrowed money from me and they don't have to pay it back, because you owe him money, so you pay me back directly." If they don't pay it back, just ask your friends to urge you every day, anyway, it doesn't matter if you don't know each other.
And if they don't give your friend money, call your friend to scare them and tell them to go back and sue them.
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It depends on who you lend it to, it depends on the person, if the money lent out goes to someone with a bad reputation, then it is difficult to get it back, unless you have an IOU, an IOU, which can be solved by legal means. But then again, look at the amount, if it's a few thousand dollars, go to their house, and find a random reason to say that you need money urgently, and let his family know that he owes you money.
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You tell him directly, you have been very tight recently, you have no money, I hope he can pay back the money he borrowed from you, you have to talk about how bitter and bitter you are, so that he can feel guilty in conscience, so that he will take the initiative to return the money to you, this way is very tactful, will not hurt others.
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If someone doesn't take the initiative to pay you back, then you should ask the other party directly. After all, you helped him when he was in trouble, but if he doesn't pay you back now, what should you do when you need it, so it's better to speak directly.
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Euphemism classic sentence to urge others to pay back:
1. Tell your friend not to lend him money next time if he doesn't pay it back.
2 Remind him every 2-3 days, but not more than a week.
3 Make an effort to persuade him to pay back, and make sure that you both remember it.
4 Be polite but sure when urging money.
5 I asked him again in a month's time, but this time I was more resolute.
6 If you don't pay him back after three months, tell your friend that you don't want to see him again in your life unless you pay him back.
7 If you fail to ask for money, you have to accept the reality of losing money, and you have learned a valuable lesson in life.
Ways to urge others to pay back:
1.Dunning should be straightforward. Collecting money is not something to be seen, and there are no punchlines, and the most effective way is to say something straightforward, never say sorry, or beat around the bush.
2.Before taking action, find out what caused the delinquency. Whether it is negligence, dissatisfaction with the product, financial constraints, or deliberateness, different collection strategies should be adopted for different situations.
3.Find your initial contact directly. Don't let customers pass the buck to each other.
4.Don't act aggressively. It is not advisable to be angry when collecting money, and then find a way to get angry, or even make radical behaviors. Once the skin is torn, the customer may continue to rely on it, and it will become more and more difficult to collect money.
5.Don't be afraid to collect money and lose customers. Payment due, as a matter of course.
The fear of unpleasant or losing a customer will only make the customer gain and encourage this bad habit. In fact, as long as the skills are used correctly, it is completely possible to use the collection as an opportunity to communicate with customers. Of course, if the customer insists on not paying, what is the big deal about losing that customer?
6.Immediately and promptly suspend the supply, especially in response to the customer's threat of "no more payment if you don't supply"; Otherwise, it will only sink deeper and deeper.
7.Timing is crucial, and the principle of "regular collection" is essential. The longer the time drags on, the harder it will be to retract it.
Research by foreign agencies specializing in collection shows that the difficulty of collection depends on the age of the account rather than the amount of the account, and only 20% of the arrears of more than 2 years can be recovered, while 80% of the arrears of less than 2 years can be recovered.
9.Adopt a competitive collection strategy. As long as the customer is still in business, he always has to pay the supplier.
If you don't receive the money, then he must have given it to someone else. The best business providers who get priority payment opportunities are usually those who maintain long-term good business and personal relationships with their customers, because no one wants to fall out with their friends.
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Reminder hints, chat and say that you need a sum of money for something, you are tight, see how your friend answers, if he pretends to have amnesia, then you can help me think of a way.
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Just tell him to pay back the money and just urge him to do it.
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Just say it, there's nothing.
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Summary. 1. Speak directly about your predicament. After a friend borrows money, she usually has a good relationship with you, maybe it's not that she doesn't want to pay back, it's because she is tight on money or she doesn't think you need it for the time being, so she (he) wants to buffer it and then pay you back.
In this case, you only need to talk directly to your friends when chatting, saying that you are a little financially difficult. The money is needed. Don't grind and chirp, if you want to say goodbye, the money is yours, and you are not a thief, what are you afraid of.
Friends understand, your money will be settled.
1. Directly say Qin Dan's own predicament. After a friend borrows money, she usually has a good relationship with you, maybe it's not that she doesn't want to repay the money, it's because she is rough or she thinks you don't need it for the time being, she (he) wants to buffer it and then pay you back. In this case, you only need to talk directly to your friends when chatting, saying that you are a little financially difficult.
The money is needed. Don't grind and chirp, if you want to say goodbye, the money is yours, and you are not a thief, what are you afraid of. Friends understand, your money will be settled.
2. Use a third party to speak out about your own difficulties. In life, there are often situations where you borrow money to tease Sakura out, and you don't want to get it back because of debt, and you are in financial trouble, so you go to borrow money from others. This is what people often call Luo Quan's debt.
At this time, when others accuse you of defeat and ask you for money, you can record a ** or audio recording, and then send it to your friends to let them know your difficulties. This approach is also a debt assignment. For example, you don't owe money to a third party, that person is just being used by you, and this person's identity is often a relative, and the two people discuss it and stage a play.
There is a reason for it, it's not that you can't help yourself, and no one wants to consume feelings.
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To ask someone to pay back, try the following:
1.Be calm and polite: Make sure you are calm and polite before you speak. Don't be overly emotional or aggressive, so as not to provoke resistance from the other person.
2.Direct Expression: Tell the other party directly that you need them to return your money, and detail the time, amount, and repayment deadline of the loan to increase the other party's awareness of the repayment responsibility.
3.Provide repayment methods: Give a variety of repayment methods to choose from Jingzhou, so that the other party can choose the most convenient way to repay according to their own situation. Bank transfer, Alipay, cash and other methods can be provided.
4.Reminder of overdue interest or consequences: If the other party is late in repayment or has a default clause, you can remind them of the possible overdue interest or other consequences of the manuscript to emphasize the urgency and necessity of repayment.
5.Communicate solutions: If the other party is temporarily unable to repay the loan in a lump sum, you can communicate with the other party to find a solution, such as repaying the loan in installments or making a new repayment plan, so as to reach a consensus between the two parties.
6.Transcripts and dunning vouchers: Make sure that there are written or written records of the communication with the other party in case of future disputes or disputes. At the same time, keep the relevant dunning vouchers or verification information for filing or legal prosecution if needed.
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