Relatives owe money and haven t paid it back, how can they be embarrassed to ask?

On the one hand, we don't want to hurt the affection between relatives, and secondly, if we don't repay the money, the loss is ourselves, which makes many people very embarrassed, so how can relatives owe money to ask for it? Let's talk about this now.

In life, many people should have encountered the situation of being borrowed, especially relatives and friends, who do not borrow and cannot erase their feelings, borrow it and worry that he will not repay the money, and now there are really too many people and things in society who borrow money and do not pay it back, and many people have no relatives to do after borrowing money. If he doesn't pay back the money, the borrower will easily fall into a dilemma. Therefore, in the face of this kind of problem, everyone is very distressed, so what should we do when we encounter this situation?

Let's talk about how to deal with the situation where relatives borrow money and don't pay it back, how can relatives ask for money owed? Friends who are troubled by these problems, let's take a look at what to do!

1. Find out the other party's situation and attitude first.

First of all, it is already a fact that relatives owe money and do not pay it back, and of course you want to get the money back. At this time, if you want to break this situation, you must first find out the actual situation of the other party and his attitude and thoughts on the matter of not paying back.

In the end, the relatives are unwilling to repay the money and drag it out; Or relatives really don't have so much money in their hands to pay you back; Or do relatives have no money left over now and can't pay off their debts? Whatever the situation, you have to figure it out before you can think about it.

According to the above three situations, we have different methods and strategies, we can only slow down if we don't have a little money to spare, if the money is not enough, we can pay a little less, if you don't want to pay back the money, it will be more troublesome, you have to be prepared.

You can tell your relatives that your child needs to spend money when they go to college, or that the family needs to go to the doctor, and it will cost money, so you have to find an excuse.

Find a suitable opportunity, you also need money, and when you have to open your mouth, you won't be embarrassed.

The most feared topic among relatives is borrowing money, since it has been lent out. When you need it, you can ask for it in the open.

If you have a child, you say that your child has to pay tuition fees for studying.

Relatives owe money and haven't paid it back, how can they be embarrassed to ask?

Hello, relatives owe money and haven't paid it back, how embarrassed to ask: Method 1: Make up a good reason, rhetoric, and ask the debtor to go to the mall without a penny, and borrow money from him or her directly when you see what you like.

You can borrow as much as she owes you, and it's better to add interest as well. Method 2: First of all, pay attention to the items belonging to the debtor, the value of which is slightly greater than or equal to the value of the money owed.

After that, find the best time to pretend to be a clever manuscript without any motive to "borrow" it to Lu Jingyou. You refuse to pay it back until the debtor pays off the debt. In this way, even if it is a dead sheep, it will not be too late.

Method 3: Find someone who is familiar with the debtor, of course, this person must also be familiar with you. Then, complain about your current financial predicament and make a list of debtors who are taking your money, so that they can come forward and say your unspeakable words to the debtor on your behalf. Acacia.

Summary. My dear, if your relatives have borrowed money and have not repaid it, you can tell your relatives like this: I need money now, and I need it urgently, see if you can return the money to me if it is inconvenient for you to do so; It can also be said that now I do use the money, the last time you borrowed my money, can you give it back to me?

I'm in dire need of money right now, and if I didn't, I wouldn't have asked for it. Tell him like this, and he'll give it to you.

My dear, if your relatives have borrowed money and have not repaid it, you can tell your relatives like this: I need money now, and I need money urgently, see if you can return the money to me if it is inconvenient for you to do so; It can also be said that now I do use the money, the last time you borrowed my money, can you give it back to me? I'm in dire need of money right now, and if I didn't, I wouldn't have asked for it.

If you tell him like this, he will give it to you.

If the relatives can't let the other party repay part of the part in installments first, if they don't even give this part, then they have to find a way to delay the collection of things, such as collecting evidence to go to the court to sue or find a collection agency to help collect; So you have to look at the other party's attitude before making a decision.

Relatives owe money and haven't paid it back, how can they be embarrassed to ask?

Communicate in advance, at the beginning, you can use hints, such as intentional or unintentional mentions in ordinary conversations, to give the other party psychological hints If the other party ignores it, and the promised repayment date has arrived, then you might as well directly pick it out (choose a suitable place, bring a recording device to record evidence), pick out the attitude of the closed mountain to be pertinent, ask the other party to give a clear answer, it is best to let the other party write a note promising to repay, or guide the other party to say the specific repayment date and amount (recording is very importantin case you regret it in the future). When the agreed repayment date arrives, take out the prepared vouchers, follow up, and the attitude should be neither humble nor arrogant, twice if it doesn't work once, and three times if it doesn't work twice, so that the other party can see your patience and perseverance. But considering that the other party is your relative or friend, the attitude should be neither humble nor arrogant, which can make the other party feel annoying, but don't let the other party hate you.

In accordance with the provisions of Article 119 of the Civil Procedure Law of the People's Republic of China, civil litigation may also be filed in the people's courts in accordance with the law. If there is an IOU and the IOU stipulates a repayment period, then within three years from the date of expiration of the agreed repayment period, it is a statute of limitations period protected by law, and if the only one claims against the other party after the statute of limitations period is exceeded, the right to win the lawsuit may be lost. Article 22 of the Civil Procedure Law of the People's Republic of China The following conditions must be met for a lawsuit:

1) The plaintiff is a citizen, legal person or other organization that has a direct interest in the case (2) There is a clear defendant (3) There are specific claims, facts and reasons (4) It is within the scope of the people's court accepting the civil lawsuit and the jurisdiction of the people's court receiving the lawsuit.

Relatives always borrow money and don't pay it back for the time being, so you have a clear attitude to tell him when to pay back the money and when to lend it to him again, because this is a bottomless pit.

You can wait for the next time he borrows money, let him pay back the previous money first, so that you can lend him again.

It should not be about lending money to one's relatives, and then trying to get back the money owed by relatives, and then no longer have deep relationships.

The first time I borrowed money, I said that I would pay it back in a few months, and I emphasized that I didn't need to give interest and borrowed it without hesitation, and I didn't borrow money after two months, and I borrowed it again, and I borrowed it again after more than a month, and it wasn't an emergency, and it didn't matter if I couldn't pay it back for the time being, at least I was informed, but I didn't mention it.

People can't see it, and if they lose their integrity, can they borrow it again? can only offend,

If you borrow it again, let him repay the previous one, and if you can't talk about it, you won't have to ...... it

If a relative opens his mouth to borrow money but does not pay it back, then you can tell him that he has been a little short of money recently and cannot turn it over.

If you need to borrow money, where can you borrow it? In fact, there are some ways to solve the problem. The first is the edition and relatives and friends to open the right.

borrowing money; The second is through a bank loan, but the application process is more complicated and the application time is longer. The third is to apply for a credit loan through the Internet credit platform, with the advantage of which is that individuals can apply online, and it is more convenient to apply for the account.

Here is a reminder that it is best to choose a reliable big brand on the market for credit borrowing, such as Alipay's borrowing and Du Xiaoman Finance's Youqian Hua. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee for money is transparent, the big brand is reliable and the interest rate is low, and the maximum borrowing amount is 200,000, which can meet the needs of most borrowers.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.

Dear, I'm glad to answer for you: When a relative says that he owes him money and doesn't have to pay it back, you can do this: "Thank you for your help at the beginning, and thank you for your generosity now, but the favor is a favor, and the debt has to be repaid, and I really don't have much convenience at hand now, and I will pay you back when I have enough money."

In this era, relatives and friends who can lend you money should cherish it, because it is becoming more and more difficult to borrow money now, there is no free lunch in the world, and the brothers still settle the accounts, not to mention the relatives, they have already owed a favor if they borrow money, and if they don't repay the money, then the favor will be great, and when he needs you to repay the favor, it is definitely not a simple matter, it may involve your principles, and it will be difficult for you to refuse when the time comes. Thank you for your patience, do you have any other questions? The teacher can continue to answer for you here!