What are the five existing 5 chapters of secondary fixed income?

Bank wealth management products are generally divided into principal-guaranteed wealth management products and non-principal-guaranteed wealth management products, and principal-guaranteed bank wealth management products are generally fixed-income wealth management products, that is, the rate of return has been agreed in the product manual, and the principal and interest will be repaid at maturity; Non-guaranteed bank wealth management products are generally floating returns, do not agree on the rate of return, and have the risk of loss (generally speaking, the probability of achieving positive returns is also very large), but it is difficult to achieve the expected rate of return, because the expected rate of return can only be achieved under ideal conditions.

Yes, investors can make an appointment in advance.

Wealth management products with fixed interest rates to obtain income, investment money market instruments launched by banks, and various bond wealth management products issued by the interbank bond market are all fixed-income products.

Fixed-income wealth management products are wealth management products in which investors can obtain income at a pre-agreed interest rate. The so-called "fixed income" means that the expected investment return rate is a fixed value, but not all fixed income products are guaranteed principal and guaranteed returns, and most fixed income products are products that do not guarantee the principal and yield;

The expected rate of return of the product only indicates the maximum rate of return that investors can obtain under the condition that the underlying assets invested in the product are normal**, and once the invested assets are lost, the investor's principal and income may be damaged.

Fixed income products also have different types according to different investment directions, and the investment money market instruments launched by various banks and various bond wealth management products issued by the interbank bond market are the mainstream of the current stable wealth management products due to the small risk of the investment target and the relatively high return due to the small risk of the investment target and a certain degree of flexibility.

There are also many fixed-income products with higher returns and relatively higher risks, such as wealth management products that specialize in investing in trust income rights or trust plans. Due to the trust nature of the investment target, this type of product determines the relatively high risk, and at the same time wins the investment opportunity to obtain higher returns.

Fixed income is the income obtained by investors according to a pre-determined interest rate, such as bonds and certificates of deposit at maturity, investors can receive the agreed interest. Fixed income investment refers to investment in fixed income assets such as bank fixed deposits, agreement deposits, treasury bonds, financial bonds, corporate bonds, convertible bonds, and bonds**. We can understand the meaning of "fixed income" according to the characteristics of financial products such as bank fixed deposits and treasury bills, generally speaking, such products have low returns but are relatively stable and have relatively low risks.

Fixed income is generally a wealth management product with a fixed rate of return, which is owned by banks and institutions, and the rate of return is different.

Funds are flexible and can be cashed out at any time, such as the nature of Yu'e Bao, and the funds are accessed and withdrawn through the bank by a third party, without being operated by others.

If you put 100,000 yuan, the income you can see every day is yuan, and the income of a year is 10,000 yuan, welcome to come and understand.

It's from the bank, and it's no different from saving money, that is, the interest rate is a few tenths of a percent higher.

The fixed-income BAI trust is also an important fixed-income financial product, and the special features of the fixed DAO income trust product are generally as follows:

1. Fixed term: generally in 1 3 years, the operation period is clear, which is convenient for arranging the plan for the use of funds.

2. Determination of income: guaranteed principal and interest, the annualized income is generally 2 3 times of the fixed deposit interest rate in the same period, and the stable allocation is required.

3. High security: ensure the safety of funds through asset mortgage, equity pledge, guarantee company, personal joint and several liability guarantee, etc., and have high security.

5. The threshold is relatively high: generally more than 1 million and less than 3 million (exclusive) natural persons, and the quota does not exceed 50.

6. Rapid fundraising: The fundraising speed is fast, and it can generally be completed in one or two weeks.

7. Independence of property: The trust property is independent and not affected by the trust company, and can be used to open a special account and use special funds for the mortgage custodian bank.

8. The registered capital of the trust company is more than 300 million yuan, and the business license is complete.

Fixed income products, simply put, your income is fixed, no matter how the market changes, you can get the agreed income when the product expires, that is, the principal and interest protection.

A fixed-income trust product is a trust right initiated and established by a trust company and filed with the China Banking Regulatory Commission, with a fixed rate of return and term.

Products. The financier raises funds from investors through the trust company, and guarantees the return of the principal and income at maturity by mortgaging (pledging) assets (equity) to the trust company and third-party guarantees. It is the first choice for prudent financial management;

Of course. To go to those departments is to place orders, just listen to instructions to place orders.

First: Familiarize yourself with the rules of trading.

Second: have a stable mentality, be able to stay sober under great pressure, strictly follow the instructions of the manager, and complete the instructions quickly and accurately.

Third: have good technical analysis ability and sense of disk, and try to improve the economy of trading when completing instructions.

Fourth: a strong sense of confidentiality.

But pay attention to the fact that your company must be regular, and you will know when you go to the Securities Regulatory Commission.

It is to speculate**, some companies give you some training in the early stage, and then let you invest some money in your own account, and then you look at your account every day to see**, when to buy, when to sell, make some difference or something, to the end of the month to see the profit you make this month to pay you a salary, your own account money with the argument is yours, but now the financial crisis is not necessarily able to make money.

There is also a kind of company that gives you an account, there is money in it, the company tells you how to buy and how to sell, you may earn money, and it will be deducted from your salary, I have a friend who does this, and I suggest that you still don't do it, most of them don't make money.