Fund primer Will you lose money if you invest in a fund?

Any investment is risky, and there is no absolutely safe product.

**It is a long-term investment tool that takes time to accumulate returns.

So, will the regular investment be lost? Yes!

For example, the recent ****, index**, mixed**, etc., just because of the ****, and some even lose money.

But if the market is not good, it is a good time to open a position, buy low and sell high, with the same funds, you can buy more shares at a low level, and the cost is lower. Therefore, there is no need to be afraid in the downturn or the first period, there is surplus money on hand that is not needed in the near future, which can be used to increase positions; It's okay to be tight on hand, just be patient.

Of course, the performance of the ** itself is also very important. So how do you pick a good one?

1. First filter the appropriate type by category:If it is a regular investment, choose a relatively volatile index** and mixed**, etc., these **regular investment will be better than a one-time investment, after all, we are also difficult**, is it the lowest now!

If it is a one-time investment, choose the pure debt type of the bond type** (do not convert bonds**).

2. It is best to operate for more than 3 years, open irregularly, and can be redeemed at any time.

3. Look at the performance:Choose those that have grown steadily in the past year, and the income is relatively good.

4. Look at the ** manager:The maximum drawdown rate (used to describe the maximum loss that investors may face, within 10% of the bond base and 45% of the stock base is preferred), and the frequency of replacement (do not change it often).

Warren Buffett has repeatedly advised investors: "Be sure to invest within the limits of your understanding." ”

Sharpen the knife and do not cut the wood, learn financial knowledge before investing, and it is better to understand clearly before investing.

**Intelligent investment refers to an investment method in which investors apply to the bank to agree on the deduction amount, deduction date, deduction cycle, and expiration conditions for each period, and the system automatically completes the deduction in the designated bank account on the deduction date of each period for the purchase of **, depending on the product chosen.

Regular investment is an important investment method in the investment market, investors get higher expected returns through regular investment, and regular investment is favored by many investors because of its own advantages such as risk diversification and cost sharing, so will regular investment lose money? **Why do you lose money when you invest regularly? Let's talk about it today.

1. Will I lose money if I invest regularly?

As a common investment method, regular investment has attracted attention for its advantages such as amortizing costs, diversifying risks and accumulating small amounts, so will regular investment lose money? In fact, investment will be risky, and regular investment is no exception, not to mention that regular investment will invest in some high-risk **or index**, and there is naturally the possibility of loss. Ode to the Emperor.

Except for extreme situations (**poor operation liquidation, long-term market large**), in general, **business conditions are good, the market ** fluctuations are stable, in the medium and long-term investment, will make a profit, but how much is the difference, but for investors who invest in some investment risks, if the medium and long-term profits are not too much, in addition to the time cost and handling fees, it is also a loss.

2. Why do you lose money when you invest regularly?

1) The frequency of regular investment is too low, and market fluctuations will affect investors' expected returns.

2)**Although regular investment is a long-term investment, it also requires a period of Zhou Yeyan, the cycle is too short and the profit is less, the cycle is too long, and the expected return is not necessarily large.

3) **Although regular investment is called lazy investment, it cannot be completely ignored, and timely stop loss and take profit can reduce risks.

4) The size of the risk of the fixed bid directly determines the profit and loss of the fixed investment, although the regular investment diversifies the risk, but if the investment target ** falls sharply, then the regular investment will also lose.

5) The investor's mentality is very important, don't be greedy at the high point, and stop the loss in time; Analyze the market at the low point, whether to increase the position to amortize the cost, or sell the stop loss in time.

Of course, there is a possibility of loss, and at present, all investments are likely to lose.

Yes. Regular investment will also be affected by the market, resulting in a loss. In the bear market, the probability of loss is relatively large.

Hello, there are also risks associated with regular investment, although regular investment will diversify the investment time, but it is still affected by the market, and the gains or losses are not necessarily.