A summary of the global fund investment issues of the fund regular investment business

**Regular investment concept

**Regular investment is the abbreviation of "regular and fixed amount buying**", which refers to a long-term investment method in which the investor agrees on the monthly deduction time and the amount of deduction, and the sales agency (CCB) automatically completes the deduction and the application for late demolition from the investor's designated capital account on the agreed date of each month. It has the advantages of simple procedures, average cost, risk diversification and compound interest effect.

**Regular investment fee

Zi Li Like other open-ended**, investors need to pay a subscription fee when making **regular investment, and a redemption fee when redeeming. In order to encourage investors to invest for the long term, banks sometimes offer preferential rates to regular investment customers.

** Kind of dividends are reinvested

The expected annualized expected return is reinvested in **, and converted into the corresponding number of ** units to expand the scale of investment, and adhere to it for a long time, which can play a compound interest effect.

Kind

According to different investment objects, **type**, bond**, hybrid** and money market**, etc. Under the premise that the risk is proportional to the expected annualized expected return, the product risk is ranked as: money market**.

Conversion

During the duration of the Investor, the Investor may convert all or part of the shares held by the Administrator into other open-ended shares managed by the Manager. Most of the ** have opened up the conversion business.

Net unit value and cumulative net value

The net unit value is the balance of the total market value of ** assets on the day after deducting liabilities (including the management fees of ** company, etc.), that is, the net value of ** assets represented by each ** unit; The net value of the unit plus the amount of accumulated unit dividends after the establishment of **, if the net value of a ** unit is yuan, and the cumulative net value is yuan, it means that each unit share has paid dividends since its establishment.

Regular investment is the abbreviation of regular and fixed investment, which refers to the investment in a designated open investment at a fixed time and a fixed amount, similar to the bank's lump sum deposit and withdrawal method. What people usually refer to as ** mainly refers to ** investment **. **There are three main ways to analyze investments:

Fundamental analysis, technical analysis, and evolutionary analysis, of which fundamental analysis is mainly applied to the selection of investment targets, while technical analysis and evolutionary analysis are mainly applied to the time and space judgment of specific investment operations, as an important supplement to improve the effectiveness and reliability of investment analysis. **Regular investment is known as lazy financial management, and its value is due to a saying circulating on Wall Street: "It is more difficult to accurately step on the market than to catch a flying knife in the air." ”

This also needs to be asked, solving many employment problems, looking at how many people are supported by so many ** companies, so many people working in it, and how many people are supported by the fee!! Those ** managers with an annual salary of hundreds of thousands and millions abound, hehe, personal opinions, just for entertainment.

Not only does it help us solve the problem of currency depreciation, but it may also help us increase the burden, not all** make money and lose a lot.