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Different bank transfer fees are different, so it is recommended to check with the bank for specific fees.
Fees and charges of different banks:
China Merchants Bank: intra-city inter-bank fee: 2 yuan;
Non-local inter-bank fee: 5% of the transaction amount (minimum 5 yuan, no upper limit) + 2 yuan;
Non-local peer fee: 5% of the transaction amount (minimum 5 yuan, no upper limit).
China CITIC Bank: Inter-bank fees in the same city: the first 2 transactions per month are free, and the second transaction is 2 yuan;
Non-local inter-bank fee: 5% of the transaction amount + 2 yuan;
Non-local peer fee: 5% of transaction value.
Everbright Bank: Inter-bank fee in the same city: free for the first 2 transactions per month, and 2 yuan for the next transaction;
Non-local inter-bank fee: the first 2 transactions per month are free, and the next 2 yuan + 5% of the transaction amount (minimum 5 yuan, maximum 25 yuan);
Non-local travel fee: No charge.
Guangdong Development Bank:
Inter-city fee: the first 3 transactions per month are free, and the next 3 transactions are 4 yuan;
Non-local inter-bank fee: free for the first 3 transactions per month, 4 yuan after that;
Non-local travel fee: No charge.
Minsheng Bank: intra-city inter-bank fee: free for the first 3 transactions per month, and 2 yuan for the next transaction;
Non-local inter-bank fee: 5 yuan;
Non-local travel fee: 5 yuan.
Huaxia Bank: Inter-bank fee in the same city: free for the first 1 transaction per month, 2 yuan for the next transaction;
Non-local inter-bank fee: free for the first 1 transaction per month, 2 yuan after that;
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It is generally a sum of 2 yuan.
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There is a handling fee. At present, there is no handling fee for cross-bank deposits and withdrawals in the same place, but there is still a fee for inter-bank transfer at ATMs, and the fees for inter-bank transfers of bank cards at ATMs are different for different banks.
1% of the amount of each withdrawal amount of ATM inter-bank withdrawal of the Bank in different places, with a minimum of 1 yuan and a maximum of 50 yuan; The handling fee for each inter-bank ATM withdrawal is 2 yuan + 1% of the withdrawal amount, and the minimum of 1% is 1 yuan and the maximum is 50 yuan;
Same place, ICBC to ICBC: free. ICBC to him:
A handling fee of 1% of the transfer amount will be charged, with a minimum of 1 yuan and a maximum of 50 yuan. In different places, a handling fee of 1% of the transfer amount will be charged, with a minimum of 1 yuan and a maximum of 50 yuan. At present, if you use online banking, it is 9% off, that is, it is 9 cents to transfer 100 yuan, and the minimum is 9 cents and the highest is 45 yuan.
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According to the amount of deposit and withdrawal, the minimum is 2 yuan per transaction, and the maximum is 100 yuan per transaction. ICBC card at the Bank of China ATM machine to withdraw 2,000 yuan, handling fee of 2 yuan.
Most banks still implement the standard of free cash withdrawal and inter-bank cash withdrawal of 2-4 yuan per transaction, and the cash withdrawal of non-local and cross-border cash ranges from 2-12 yuan, and some VIP cards can enjoy the discount of several free cash withdrawals per month.
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This depends on which bank you are, like the card of the Rural Commercial Bank, you can withdraw money from the ATM of the Industrial and Commercial Bank of China and the Agricultural Bank of China, and the withdrawal is free.
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In the case of a savings card, the fee charged for withdrawing money from an ATM at different banks is different. Most banks charge a fee based on a percentage of the withdrawal amount (e.g., a ratio of 1%), while others charge a fee based on a fixed amount (e.g., $5 per withdrawal). Regardless of whether you withdraw cash locally or in other places in China, you can withdraw cash with a bank card at the ATM of the bank where you have an account and no handling fee will be charged.
A small number of banks also waive fees in order to attract depositors to deposit. Credit card withdrawals, on the other hand, basically require a cash withdrawal fee (fixed amount plus proportion).
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A 5% inter-bank fee will be charged.
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Peer withdrawals, whether remote or local, do not charge handling fees, but inter-bank withdrawals are subject to handling fees.
According to Article 26 of the Measures for the Administration of Bank Cards, the cardholder shall bear the expenses for inter-bank withdrawal at ATMs, and the following charging standards shall be implemented:
1) The cardholder shall not be charged more than RMB 2 for each withdrawal within the city where the card is issued;
2) If the cardholder withdraws money outside the city where the cardholder received the card, the fee for each withdrawal shall not be less than RMB 8;
The handling fee obtained from inter-bank withdrawals from ATMs is distributed according to the ratio of 70% of the machine owner bank and 30% of the information exchange center.
Since December 1, 2016, in accordance with the regulations of the People's Bank of China, the transfer of self-service machines from the Agricultural Bank of China to the savings card of the Agricultural Bank of China and the card of other banks will arrive in the account within 24 hours, and generally within 24-25 hours. >>>More
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