Is the interest rate higher in RMB or USD on personal deposits?

The interest rate in foreign currencies is slightly higher than in the renminbi, but the dollar has been depreciating against the renminbi and other currencies, and it seems more cost-effective to convert it into a euro deposit.

The interest rate on bank deposits is too low, and the interest rate is different for different deposit tenors:

Three-month interest rate.

Half. year. Two years.

Three years. Five years.

Bank interest is too low, the highest is the five-year interest rate, are not enough to rise prices, now the best financial management in the bank: short cycle (the same day to buy and sell can see income), high yield (5% per month capital guaranteed income), low threshold (the minimum starting capital of more than 600 can be), log in to the online banking can open the **** financial management business, but you enter our service number when you open, we provide you with the best information, hope.

Deposit rates in the United States are now low, close to zero.

Bank interest rates in the United States are determined by commercial banks at their discretion. The current benchmark interest rate is the reference rate for the U.S. financial system, and all interest rates set by banks are determined by this interest rate level. The current one-year term interest rate is around the same level.

Take Citibank's fixed deposit interest rate as an example: the 3-5 month fixed deposit interest rate is: The interest rates for fixed deposits of 6-8 months are: The interest rates for fixed deposits of 9-11 months are:

The interest rates for fixed deposits from 1 year to 17 months are: The interest rates for fixed deposits of 8-3 years are:

The interest rates for fixed deposits with a maturity of 3 years to 5 years are: The interest rates for fixed deposits with a maturity of 5 years and above are:

Extended Materials. The official deposit interest rates announced by the Bank of China include RMB deposit interest rate, personal housing provident fund deposit interest rate and foreign exchange deposit interest rate. The following is the specific data of the deposit interest rate of the Bank of China:

1. RMB deposit interest rate.

1. Deposits of urban and rural residents and units.

Demand Deposit: Annual Interest Rate is.

Time deposit. Lump sum deposit: 3 months per annum, 6 months per annum, 1 year per annum, 2-year deposit, 3-year deposit, 5-year deposit.

Lump sum deposit, lump sum deposit and principal interest: the annual interest rate of one-year deposit, the annual interest rate of three-year deposit, and the annual interest rate of five-year deposit is.

Fixed life two pence: 6% discount at the interest rate of the same grade for regular lump sum deposit within one year.

2. Agreement deposit: the annual interest rate is.

3. Call deposit.

One day: The annual interest rate is.

Seven days: Annual interest rate.

2. The deposit interest rate of the employee's personal housing provident fund account.

1. The interest rate of the current year is.

2. The carry-over interest rate of the previous year is.

3. Interest rates on foreign exchange deposits.

Since February 12, 2015, the interest rate on foreign exchange deposits has been implemented as % per annum.

1. USD: Demand, 7 days notice, 1 month, 3 months, 6 months, 1 year, 2 years.

2. Pound sterling: current, 7 days' notice, 1 month, 3 months, 6 months, 1 year, 2 years.

3. Yen: current, 7 days' notice, 1 month, 3 months, 6 months, 1 year, 2 years.

The interest rate on money deposited in American banks is also about the same as the interest rate on banks in our country. Americans rarely have money in the bank. People don't have the idea of saving money.

Summary. Dear, hello deposit interest rate, is the standard for calculating deposit interest. It refers to the ratio of the amount of interest to the amount of deposit in a certain period, also known as the deposit interest rate.

The deposit interest rate is an economic lever for banks to absorb deposits, and it is also an important factor affecting the cost of banks. China's deposit interest rate is determined by the state in a planned manner on the basis of objective economic conditions, currency circulation, supply and demand of materials in the market, and taking into account the interests of all parties.

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The latest 1-year deposit rate in the U.S. is three times faster than in China. The result of this will be that there will be fewer dollars in the world, and many of them will flow back to the United States, and the result will be that the dollar will be more valuable.

You help me see what's going on, I found it online.

Good. At present, the one-year fixed deposit interest rate is around. Take, for example, Citibank's fixed deposit interest rate:

The interest rates for 3-5 month fixed deposits are: The interest rates for 6-8 month fixed deposits are: The interest rate for 9-11 month fixed deposits is:

The interest rates for 1-17 months fixed deposits are: The interest rates for 18-3 year term deposits are: The interest rate for 3-5 year fixed deposits is:

The interest rate for fixed deposits with a maturity of 5 years and above is. U.S. one-year deposit interest rate 2022In mid-to-late September, the annual interest rates of 6-month and 1-year products for U.S. dollar deposits were ., respectively79%, and by late October it had risen to

6%, on November 11, the deposit rate for the above two maturities has arrived83%。What's going on?

That's too bad, isn't it? It's like a heaven and an earth.

Because of the epidemic.

Dear, hello deposit interest rate, is the standard for calculating deposit interest. It refers to the ratio of the amount of interest to the amount of deposit in a certain period, also known as the deposit interest rate. The deposit interest rate is an economic lever for banks to absorb deposits, and it is also an important factor affecting the cost of banks.

China's deposit interest rate is determined by the state in a planned manner on the basis of objective economic conditions, currency circulation, supply and demand of materials in the market, and taking into account the interests of all parties.

In other words, the interest rate in the United States is usually very low, only a few tenths of a percent, and it has become a few tenths of a percent because of the epidemic? So now that the epidemic is over, is it not cost-effective to go to the United States to save money?

Yes. Damn, it's over, the family just made millions of dollars, we don't understand, we don't believe in others, we don't dare to manage money in the United States, we think that it will be stable if we deposit in a bank in the United States, and this is a waste of play.

It won't have much of an impact.

It's a bit of a fart, who cares about this bit of interest.

There may be changes in the later stages.

Is it cost-effective to save US dollars or RMB? At present, the US dollar is around the yuan, that is, 1 US dollar is about equal to the yuan. Let's say you deposit 100,000 yuan to the Bank of China.

There is interest on US dollars deposited in the bank.

The tenor of foreign currency deposits is slightly different from that of our renminbi. It can be divided into: demand deposit, seven-day call deposit, one-month, three-month, six-month, one-year, two-year.

The foreign exchange rate is the interest rate paid by the bank for foreign currency deposited in a bank, which is generally an annual interest rate. The deposit interest rate of all banks in China, whether it is RMB or foreign currency (including foreign exchange), is the same, set by the central bank and implemented nationwide. Only the lending rate is set by the central bank and the upper and lower limits, which are determined by each bank at the time of lending within the limit.

Summary. Hello dear, happy to answer your <>

Foreign currency deposits are at HSBC with high interest rates. Of course, the higher interest rates are foreign banks, for example, the deposit interest of HSBC is very high. Recently, foreign currency deposit interest rates have long been marketized, and banks can determine foreign currency deposit interest rates according to market demand and other factors.

Foreign banks provide foreign currency demand and time deposits in US dollars, Hong Kong dollars, euros, Japanese yen, Australian dollars, etc.

Which bank has a higher interest rate on foreign currency deposits.

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Foreign currency deposits are at HSBC with high interest rates. Of course, the higher interest rates are foreign banks, for example, HSBC's family deposit interest is very high. Recently, foreign currency deposit interest rates have long been marketized, and banks can determine foreign currency deposit interest rates according to market demand and other factors.

In terms of foreign currency demand and time deposit business, foreign banks provide US dollars, Hong Kong dollars, euros, Japanese yen, Australian dollars, etc. Minbi.

If the dollar exists, wouldn't the interest rate be higher in Hong Kong banks?

That's right, it will be high.

Banks are financial institutions established in accordance with the law to engage in monetary and credit business, and are pure products of the development of the commodity and monetary economy to a certain stage. Their responsibilities vary and can be divided into ** banks, commercial banks, franchise institutions, investment banks, and the World Bank.

It is known as a bank and is related to the economic development of our country.

In China, the exchange rate is different every day, and when you need to exchange RMB, you need to deduct various handling fees, and you can sit and wait for interest to be charged when you deposit RMB.

Now that the renminbi is depreciating, why do you still save renminbi. You can't get much money if you save it, so it's better to make financial products. The yield will definitely be higher than the interest.