Will the mortgaged car be stolen back, and can the mortgaged car be stolen and recovered?

Updated on Car 2024-04-18
5 answers
  1. Anonymous users2024-02-08

    As far as you describe, there is definitely a risk, regardless of whether people steal or not, when there is a mortgage, pay off the debt, give priority to compensation, and even if it is a lawsuit, the law also gives priority to protecting the secured creditor's rights.

  2. Anonymous users2024-02-07

    In fact, no matter what kind of mortgaged car it is, you must take protective measures after buying a mortgaged car.

    1. Dismantle the positioning The better the car positioning, the more, and it is best to go to a professional place to dismantle the positioning, many positioning has a dormant function, the instrument can not detect it, and it needs to be dismantled.

    2. Change the lock and match the key, now many cars can be started with one click, and the original data can be deleted after matching the key, which can better protect your car.

    3. Install your own GPS, this is an important step to prevent robbery and theft, don't look for the car after you lose it, it is very troublesome. It is best to have a service GPS, manual duty, an electronic fence, and a remote oil and power cut-off.

    4. When buying theft insurance, it is best to buy it in the name of relatives and friends in other places, and some people can find out where the insurance is bought through internal data.

    5. Deal with violations in a timely manner, be careful when driving, and try not to violate the rules, because the illegal text message will be sent to the original owner's mobile phone, 6. Parking should be safe, at least in your own garage or yard, or park against the wall, or park in a place with an underground lock, to prevent trailers and forklifts.

  3. Anonymous users2024-02-06

    1. What should I do if the mortgaged car is stolen.

    1. If the mortgaged car is stolen, you can go to the police. The public security department will intervene in the investigation and file a case for handling. However, if the vehicle cannot be found after calling the police, the owner needs to be compensated.

    If one of the parties fails to perform its contractual obligations or the performance of its contractual obligations does not conform to the agreement, it shall bear the liability for breach of contract such as continuing to perform, taking remedial measures or compensating for losses.

    2. Legal basis: Article 20 of the Regulations on Motor Vehicle Registration.

    The license plate number of the motor vehicle under the name of the same motor vehicle owner needs to be exchanged, and if the following circumstances are met, you can apply to the vehicle management office at the place of registration to change the registration:

    1) Two motor vehicles are registered with the vehicle management office of the same jurisdiction;

    2) Two motor vehicles belong to the same type of license plate;

    3) The nature of the use of the two motor vehicles is non-operational.

    The owner of the vehicle shall confirm the application information and submit the identity certificate of the owner of the motor vehicle, the registration certificate of the two motor vehicles, the driving license, and the number plate. Before applying, the road traffic safety violations and traffic accidents of the two vehicles shall be dealt with.

    The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, endorse the changes on the motor vehicle registration certificate, take back the license plates and driving licenses of the two vehicles, and re-issue the license plates, driving licenses and inspection marks.

    The same motor vehicle can be interchangeable and change the number plate number of the motor vehicle once within one year.

    2. What procedures are required to make a vehicle mortgage?

    1. The lending institution receives the information provided by the applicant;

    2. Conduct home visits, surveys and estimate the value of the vehicle to the applicant;

    3. The loan amount preliminarily predetermined by the lending institution;

    4. Handle the notarization of entrustment and loan notarization;

    5. The lending institution collects the relevant documents of the applicant;

    6. Go through mortgage registration procedures;

    7. Loans.

  4. Anonymous users2024-02-05

    1. What should I do if the mortgaged car is stolen?

    1. The mortgage car is stolen and dealt with as follows:

    1) Handle the report formalities in a timely manner, be sure to keep the scene of the accident, and report the case to the public security criminal investigation department within 24 hours;

    2) Publish a notice of finding a car in the city-level newspaper at the place where the case occurred, keep the current newspaper, and go to the vehicle management department to issue a certificate of unsolved case;

    3) When the car is stolen for three months and has not been recovered, see whether you have purchased car theft insurance, if not, you can only bear the loss, if you have insured theft insurance, you can apply to be borne by the insurance company;

    4) Provide relevant materials;

    5) Estimate the loss.

    2. Legal basis: Article 110 of the Criminal Forest Shed Procedure Law of the People's Republic of China.

    Acceptance and Handling of Case Filing Materials] Any unit or individual who discovers the facts of a crime or a criminal suspect has the right and obligation to report or report to the public security organs, people's procuratorates, or people's courts.

    Public security organs, people's procuratorates, or people's courts shall accept reports, accusations, or reports. Where it is not within their own jurisdiction, it shall be transferred to the competent organs for handling, and the informant, accuser, or informant shall be notified; Where emergency measures must be taken that are not within their jurisdiction, they shall first take emergency measures and then transfer them to the competent organs.

    Where the offender voluntarily surrenders to the public security organs, people's procuratorates, or people's courts, the provisions of paragraph 3 apply.

    2. What are the registration procedures for vehicle mortgages?

    1. The lending institution receives the information provided by the applicant;

    2. Conduct home visits, surveys and estimate the value of the vehicle to the applicant;

    3. The loan amount preliminarily predetermined by the lending institution;

    4. Handle the notarization of entrustment and loan notarization;

    5. The lending institution collects the relevant documents of the applicant;

    6. Go through mortgage registration procedures;

    7. Loans.

  5. Anonymous users2024-02-04

    Stealing back a car that you have mortgaged is theft. Because this act is a secret transfer of ownership of the car for the purpose of illegal possession, it may be suspected of theft. During the period when the car is mortgaged, the original owner will be restricted from the right to place, trade and change the car, so the mortgagor, i.e., the original owner of the car, cannot transfer the possession of the car without the consent of the mortgagee.

    Civil Code of the People's Republic of China

    Article 395.

    The following property that the debtor or a third party has the right to dispose of may be mortgaged:

    1) Buildings and other land attachments;

    2) the right to use construction land;

    3) The right to use the sea space is done by polishing the reputation;

    4) Production equipment, raw materials, semi-finished products and products;

    5) Buildings, ships, and aircraft under construction;

    6) means of transport;

    7) Other property that is not prohibited by laws or administrative regulations from being mortgaged.

    The mortgagor may mortgage the property listed in the preceding paragraph.

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