Can I use the card without entering the password? 10

When swiping a bank card with QuickPass, the single amount does not exceed 1,000 yuan, and there is no need to enter a password or signature, and the payment can be completed quickly with a simple wave only on contactless payment terminals that support UnionPay "QuickPass".

The QuickPass product provides services such as credit card repayment, convenient bill payment, and ** shopping, and can be used on more than 900,000 contactless payment terminals across the country. With the establishment of 100 near-field payment service business districts in 50 cities across the country, UnionPay QuickPass payment will become more convenient and easy.

Yes, at present, there are generally two ways to choose credit card consumption, one is with a signature. The other is a signature plus password.

Some people don't use passwords for convenience, only signatures. But I don't recommend that you just use signatures, as that would be less secure. It is better to use a signature and password method to be more secure.

Only credit cards (credit cards) can be used in China without a password.

At present, according to international practice, credit cards (credit cards) can be checked and signed without entering the password to settle the bill.

Since China's national conditions can be chosen, I don't know how you choose?

Currently, only credit cards (credit cards) can be signed

A PIN is required for a debit card.

The general bank card is also known as the debit card, the debit card consumption must use the password, the card that does not use the password, is generally the bank's cargo card, that is, we usually say the overdraft card, this overdraft card, can be selected by the owner when consuming "use the password + check the signature on the back of the card" or "do not use the password only check the signature,".

Although the overdraft card can not use the password, it is also necessary to check the signature.

This has something to do with the cash register system of the mall.

For example, if the cash register system of the mall is Bank of China, and your card is a credit card of Bank of China, then you can not enter the password when you swipe the card, but you need your identity document, and the cashier can only receive money after verifying that it is me.

Unless it's a credit card, you must press the PIN when swiping a debit card.

Everyone is correct, but I haven't heard of the way to swipe the card, and I also look at the bank of the POS machine used in the mall.

It's impossible, how can you not use a password, what if you don't use it for the card owner?

So it's impossible!!

Credit card swiping generally requires a password, but there are some that do not require a password but need to be signed.

Visa-free for small amounts:

It is China UnionPay.

It is a small-value fast payment service provided for UnionPay IC cards with "Quick Pass" function, which does not require customers to open separately. As long as the amount does not exceed a certain amount (generally less than 200 yuan), you don't need to enter a password.

If it's a debit card.

If you need to transfer money to a small cash account to use it, if it is a credit card, you don't need to do anything, you can directly swipe the card!

Credit cards can not only be traded without a card, but also without a card or password (no need to enter a password), it is recommended that cardholders protect the CVV code on the back of the credit card (commonly known as the "last three codes" or CV2).

There is no hard and fast rule for this, it mainly depends on personal habits.

If you want to set a password, you can set a password for your credit card, and you must enter the password to make a successful transaction when you use the card to consume; If you don't want to set a password, you can use a signature to consume, and when you use a credit card, you can sign a name on the UnionPay list.

Extended information] whether the credit card needs to set a password, has been a controversial issue in China, some people think that the password is safe, while some people think that it is more secure without a password, the public says that the public is reasonable, and it is difficult to compete. It's not easy to draw conclusions on this issue, here is just a brief introduction of your own views, those who agree like it, and those who disagree can laugh it off.

In the eyes of most Chinese people, credit cards must be set up with a password, thinking that setting a password can prevent others from stealing credit cards, after all, even if someone else takes your card, it is impossible to consume without knowing the password.

The few people who think that there is no password security is because the relevant laws of bank credit cards have such provisions, and if the credit card does not set a password, there will be a loss of card protection if it is stolen, and you don't have to bear the loss of stolen swipe.

Not having a password doesn't necessarily mean you're secure. First, there is no password for credit cards, although consumption requires a signature, but few cashiers in China will carefully check whether the signature is consistent, that is to say, no one can guarantee that the person who signs is the cardholder, no matter who gets the credit card can be consumed, which undoubtedly increases the probability of credit card fraud.

Second, even if the credit card is stolen without a password, you can enjoy the lost card protection service, but this lost card protection is also conditional, and the success rate of recovering losses by losing the card protection has always been less than 70%.

So, why is it so difficult to recover losses from lost card protection?

1.The Lost Card Protection covers a limited amount of damage, only within 48 or 72 hours before the loss is reported, which means that if you do not report the loss to the bank in time after the fraudulent credit card has been swiped, then you will still have to bear the loss.

2.First of all, you must report the loss immediately after reporting the loss, and provide the bank with relevant proof materials that are not used by the card, and then wait for 2 to 3 months to recover the loss. During this period, the credit card is still billed, and you must first pay the stolen money yourself, otherwise the overdue will affect your personal credit.

If it is a China Merchants Bank credit card, you can set up a transaction with a signature.

If you have the word "QuickPass" on your bank card, the single-transaction limit for a small-value PINless card will be increased from RMB300 to RMB1,000 from June 1. Visa-free for small amounts, which is a "pay and pay" payment experience. Within a certain amount, you do not need to enter a password or signature to complete the payment.

According to the information on the official website of UnionPay, PINless and visa-free for small amounts is the basic function of the bank card by default, and the activation of this service does not require the prior consent of the cardholder.

POS machine. Manually enter the card number and password on the swipe.

Here's how to sell POS:

1. Use a scanner to scan the barcode of the product.

Information; 2. At this time, the cash register screen can see the name, quantity, ** of the goods to be sold, and the customer display screen also shows the customer its goods**;

3. Other commodities can repeat the above operations, and when there is only one commodity of the same kind, it can be scanned directly;

4. In the process of collection, you can press the subtotal collapse key at any time to display the amount of the subtotal of the commodity;

5. When the final sales is confirmed, you can press the total key to collect and settle;

6. Payment methods are divided into cash, check and credit card.

For customers to choose.

POS means "point of sale" in Chinese, the full name is point of sale information management system, is a terminal reader equipped with barcode or OCR code technology, and cashier with cash or barter line cashier. Its main task is to provide data services and management functions for commodity and ** transactions, and to carry out non-cash settlement. POS is a multi-functional terminal, which is installed in the special merchants and acceptance outlets of the credit card and connected with the computer to form a network cluster, which can realize the automatic transfer of electronic funds, which has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, etc., and is safe, fast and reliable to use.

The use of the POS machine is as follows:

1. Turn on the power and use the POS machine, first of all, you must be familiar with its various parts and key functions;

2. There is a card slot for swiping cards on the right side of the POS machine, a display screen in the middle, and a digital button and a confirmation button in the lower part;

3. When using the POS machine, first turn on the power button on the upper left;

4. POS machine can be used for credit and debit cards with magnetic stripe or IC proximity card.

debit cards, etc.; 5. When using, pass the magnetic stripe part of the bank card through the card slot of the POS machine, and swipe it from front to back, and there will be a corresponding prompt on the display screen of the POS machine after the card is successfully read.

When paying by credit card, you don't need to leak the password because you have opened a small-amount password-free and visa-free payment.

Small-value PINless and Visa-free Payment: When making a purchase, micropayment can be completed without a password and a consumer's signature.

Previously, the quota for UnionPay's small-amount password-free and visa-free service was set at 300 yuan.

Starting from June 1, 2018, the single transaction limit of UnionPay's small-value PINless and visa-free payment service will be increased to RMB 1,000.

In April 2019, China UnionPay and Commercial Bank jointly launched a new round of notification services, providing small-amount double-free one-button switching functions.