I recently applied for a Minsheng Bank gold card,,

The annual fee is calculated from the date of issuance of the card (except for the card that has not been activated for a long time, the time is displayed below the credit card number, the previous date is the issuance time, and the latter is the expiration time; If only one date is displayed, it is the expiration time). The annual fee will be charged as follows: 1. The first annual fee will be generated within three days after the first bill after activation, and the annual fee will be generated within three days after the statement date of the current month in each subsequent year; 2. For cards that are exempt from annual fee for the first year after card verification, the annual fee collection time is related to the activation time, please contact customer service for details.

Tip: There is no annual fee for inactive cards;

The annual fee of the credit card of Minsheng Bank is not the same as the time of the introduction of the card, and the annual fee policy is not the same, and it is definitely free after 8 swipes, but some cards are charged in advance for the annual fee, and then returned to your card after you have swiped a certain number of times, at this time, it is best to repay the annual fee in time, because if the money is not repaid on the last repayment date, the late fee and interest will still be calculated, and it will affect the creditworthiness.

In short, after you open your credit card, you still call ** to 95568 or 800 ** on the back of the card, and ask the credit card center how the annual fee of your card is calculated.

Don't worry, I also use a Minsheng Bank credit card, for several years, the first year is free of annual fees, and if you swipe the card 8 times that year, you can waive the annual fee for the next year, rest assured, you won't go wrong. Moreover, the Minsheng credit card is very easy to use, and there are often activities to give away points, which can be exchanged for things, so don't miss the opportunity.

Didn't you ask when you applied for the card?

All I know is that many banks have no annual fee for the first year of credit card issuance. The same should be true of people's livelihood. If you don't worry, you can press the customer service ** on the card to inquire and know.

1. Employees with an annual income of more than 200,000 yuan, middle-level managers of provincial units or local top 50 or local high-quality enterprises;

2. Apply for a card by card, hold a credit card with a limit of 50,000 yuan or more in other banks, and hold the card for more than half a year to apply for a platinum card;

3. Able to provide proof of financial resources of more than 1.2 million yuan in personal fixed assets, no work requirements, and platinum card can be applied for; If you have opened a bank account for more than half a year and have an average daily deposit of 400,000 yuan, you can apply for a platinum card of our bank;

4. Famous people in the society, such as film and television stars, writers, painters, etc.; There is also an annual tax base of 200,000 yuan (inclusive) or more for individual income tax, and you can apply for platinum by submitting relevant information.

Minsheng Bank Gold Card Application Requirements: Principal card applicants must be at least 18 years old; Applicants must be at least 13 years old for supplementary cards. Principal card applicants must have a legitimate occupation and a stable income; or have no fixed occupation but have a stable income**, otherwise please provide the necessary guarantee (such as guarantee, pledge or guarantor), and fill in the "Minjian Pearson Credit Card (Personal Card) Guarantee Contract".

Minsheng Bank Gold Card Application Materials: Financial Evidence Documents (Selected Documents, which will help to improve the bank's assessment of your new assets): such as copies of salary records issued by the bank, income certificates issued by the unit, income tax withholding certificates, self-owned real estate certificates, self-owned car driving licenses, and fixed deposit certificates of our bank.

Documents of the main card applicant's work certificate (required documents): such as a copy of the work permit, the original work certificate issued by the work unit, a copy of the professional title, a copy of the professional qualification certificate, etc. Identification documents of the principal and supplementary card applicants (required documents):

Domestic Persons - Copy of Resident ID Card or Military ID; Hong Kong, Macao and Taiwan compatriots - a copy of the Mainland Travel Permit for Hong Kong and Macao Residents, the Home Return Permit for Hong Kong and Macao Compatriots or the Mainland Travel Permit for Taiwan Compatriots, and a copy of the residence permit or temporary residence permit in China; Foreigners - a copy of passport and residence permit for more than one year; Supplementary card applicant - a copy of the certificate of the body and the state (the applicant under the age of 16 must attach a copy of the household registration booklet).

<> Minsheng Bank is a professional consumer financial institution under the Agricultural Bank of China, which provides customers with a variety of credit card services. The credit limit of Minsheng Bank refers to the amount that a customer can have in the credit card, that is, the amount that the customer can spend more in the credit card.

The calculation of the credit limit of Minsheng Bank is based on the customer's credit status, debt status, income and other information. Based on the customer's credit report and other information, CMBC will calculate the credit limit that the customer can obtain by sideslipping.

In order to increase the credit limit of Minsheng Bank, customers can take the following methods:

1. Improve your credit score. Customers can improve their credit score by improving their credit profile, such as paying bills on time, managing their credit cards, and avoiding overuse of credit cards, which can lead to higher credit limits.

2. Increase revenue. Customers can increase their credit limit by increasing their income, such as raising salaries, earning investment income, etc.

3. Improve the guarantee capacity. Customers can improve their guarantee capacity by improving their guarantee capacity, such as preparing more guarantors, increasing assets, etc., so as to increase their credit limit.

1. Keep in mind that credit card limits are limited and cannot be abused. Customers should control their spending and do not spend more than they can afford on their credit cards.

2. Customers should remember that the credit card limit is not, it can change according to the customer's credit situation, and customers should always pay attention to their credit card limit and keep abreast of their credit situation.

3. Customers should keep in mind that the credit card limit of Minsheng Bank is not only affected by the credit situation of the customer, but also by the policy of the Minsheng Bank, and the customer should pay attention to the policy changes of the Minsheng Bank in time in order to adjust their credit limit in time.

1. Advise customers to pay their bills in a timely manner, manage their credit cards, and avoid overusing credit cards to improve their credit scores.

2. Advise customers to increase their income in order to increase their credit limit.

3. It is recommended that customers improve their guarantee ability to increase their credit limit.

The credit limit of Minsheng Bank refers to the amount that a customer can have in a credit card, and its calculation is calculated based on the customer's credit status, debt status, income and other information. To increase the credit limit of Minsheng Bank, customers can improve their credit score, increase their income, and improve their guarantee capacity. When using Minsheng Bank credit cards, customers should pay attention to controlling their consumption, pay attention to their credit card limit in a timely manner, and pay attention to the policy changes of Minsheng Bank, so as to adjust their credit limit in time.