How to inquire about the Chinese Shouxin Ruyi annuity account

d. Inquire about policy information: The policy information that can be queried in the customer service system of Chinese Life** includes the basic information of the name of the insurance purchased, the amount of insurance, and the policyholder; As well as the amount of recently completed payment and insurance premiums paid, reminders for renewal premium payment, reminders for receiving insurance benefits, account asset status and statements, etc.

It can be queried at 95519**.

China Life Xin Ruyi Annuity Insurance (Platinum Version), this product not only has the characteristics of immediate payment, income determination, and return of the premium paid at maturity. It also adds the annuity increment function, which is combined with the "National Life Insurance Account (Universal Type)", and can also obtain the corresponding floating income to achieve high-quality slag management of wealth.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"The pit contains early quiet"

China Life Xin Ruyi Annuity Insurance (Platinum Edition)" is characterized by immediate payment, determination of income, and return of the premium paid at maturity.

Xin Ruyi (Platinum Version) "Confession adopts the method of immediate payment and receipt, providing a continuous and stable cash flow for the insured during the validity period of the insurance. Anyone who is in good health from 28 days to 70 years old can apply for insurance, and the insurance period is up to 80 years old, and the payment method can be 3 years, 5 years, or 10 years. If the insured survives during the insurance period, the insured can receive a fixed survival insurance premium every year before the start date of the annuity, and the annuity received each year from the date of the annuity start to receive will increase year by year, and all premiums paid (without interest) will be refunded at maturity.

Taking Mr. Wang, who is 30 years old, as an example, if he chooses the corresponding date of the effective year of reaching the age of 60 as the date of the start of receiving the annuity, and buys the product in the way of 5 years of payment and pays 100,000 yuan per year, then Mr. Wang can receive 10,000 yuan on the effective date of the contract, and after Zhao Tangerine until the date before the start of the annuity, he can receive 12,530 yuan of survival insurance money every year before the beginning of the annuity, and the annuity received each year after the start of the annuity date will increase by 1,253 yuan year by year, and the maturity pension of 500,000 yuan can be returned at the age of 80. The cumulative fixed income reached more than 1.38 million yuan.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

1. Immediate payment: 20% of the premium can be refunded after the policy hesitation period, which is equivalent to a 20% discount.

2. Survival fund: From the effective date of the policy to the date before the agreed care payment, you can receive 20% of the basic sum insured every year; After the date of receiving the Community Care Allowance (i.e. after the return of the principal), you can receive a survival benefit of 3% of the basic sum assured every year.

3. Pension Concealment: Survive to the date of receipt of the care fund agreed in the policy, and return all the premiums paid.

Pension age: 30 35 40 45 50 55 60 65 70 75 80 85 years old.

4. Death Benefit: The premium paid will be paid according to the greater of the premium paid and the cash value of the policy before the date of receiving the care fund, and the premium paid will be refunded due to accidental death on the date of receipt of the care fund, and the cash value of the policy will be paid if the person dies due to illness.

5. Create a new era of universal accounts, driven by dual accounts

High Guaranteed Closed Account: China Life Xin Account Annuity Insurance (Universal) (Platinum Version) has a guaranteed settlement interest rate of 3%, compound interest settlement, and rapid appreciation of wealth fission.

Calculated at the age of 38, 100,000 per year for 10 years, the basic insurance amount is 71380

Extended reading: [Insurance] How to buy, which is a good posture, teach you to avoid these insurance"pits"