How many days does it take for the Ping An car owner card to be reviewed?

From the date of receipt of the application by Ping An Credit Card Center, if the application is successfully approved, the information is complete, and there is no personalized demand, the approval will be completed in an average of 3-5 working days, and the specific review time limit will be determined according to the personal information provided, and the specific review time can not be predicted in advance, if the review time limit is exceeded, you can call 95511-2 for manual feedback.

During the review, you can check the progress of the application at the time of the review as follows:

1.Click on the application progress, enter the correct personal information according to the prompts on the page, and then you can query;

Thank you for your interest in Ping An Credit Card, and it will take about 10 working days for the normal review to be received by the credit card center. However, due to the different circumstances of each customer, the review time may also be different. Please wait patiently, if the card exceeds the normal review time, you can call the service **95511-2-3 according to the voice prompts to enter personal information, then after the transfer to the manual feedback can speed up the review.

At that time, the audit result will be notified to your mobile phone by SMS as soon as possible, please pay attention to check! The follow-up review result will be notified by SMS as soon as possible, please pay attention to check it at that time!

Ping An Car Owner Loan is an automobile loan product under Ping An Bank, and recently the number of people who choose to take out a loan to buy a car has gradually increased, and Ping An Car Owner Loan has also become the choice of many people. Before applying, you need to understand the loan conditions; So how long does it take for Ping An Bank to review the car owner loan? What are the loan conditions for Ping An Car Owner Loan?

Regarding the car owner loan of Ping An Bank, the official claims that you can borrow up to 150,000 yuan, and the speed of the next payment is as fast as 30 minutes, and there is no need to charge the car, which is relatively easy to approve. It is suitable for users who have a car, according to the feedback of netizens who have used it, it is very good, even if the credit has been overdue several times, there is also a chance to get an invitation.

Ping An car owner loan is still easy to approve, the loan is fast, and the application threshold is relatively low, so these conditions must be met:

1) Office workers with income requirements and a monthly salary of more than 3,000 yuan;

2) Permanent residents who have lived in the place for more than half a year.

3) The borrower must be the owner of the vehicle himself, and the vehicle has no loan;

4) Ping An car insurance within the validity period;

5) Low-cost cars, cars under 100,000 yuan can be applied, and there is no restriction on vehicles.

6) Foreign license plates can be applied.

7) Passenger cars cannot be applied for the time being.

How long does it take for Ping An Bank to approve a car owner loan?

The most important thing is that the next loan is fast, if the submitted information is true and valid, plus if the conditions are met, the loan can be released in 30 minutes at the earliest, and it will not exceed one day if it is slow, and the on-time repayment will not affect anything in the later period, including the quality of life.

To sum up, Ping An Car Owner Loan is exclusive to car insurance customers, suitable for customers who do not have a car loan, do not need to charge the car, and can submit ID card information, driver's license, and car insurance policy. However, it should be noted that both the driving license and insurance must be within the validity period.

Hello cardholder, after you submit the relevant materials for applying for a credit card to Ping An Bank, Ping An Bank will conduct a review and evaluation of your materials, which is generally a long process, the fastest can take 10 working days, and sometimes even 15 working days, so you need to be patient. In addition, since each client's situation is different, the review time may be long or short. Ping An Bank will send an SMS notification as soon as the review is successful. At the same time, before the new card is sent, Brother Chen will also send the card delivery information, please pay attention to check the text message.

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Hello cardholder, you need to pay attention to the following two points regarding Ping An Bank's approval of credit card application users:

1: From the time the credit card center of Ping An Bank receives your application materials, the normal review time is generally about 10-15 working days;

2: Ping An Credit Card is reviewed and evaluated based on the information provided by the customer when applying. As each client's situation is different, the review time may be long or short.

Ping An Bank will send an SMS notification as soon as the card is successfully reviewed; At the same time, the card delivery information will also be sent before the new card is sent, so please pay attention to check the text message.

Generally, the audit result will be available within 10 working days after receiving the customer's review materials.

If it has been more than 10 days, you can ask customer service on the official website of Ping An Bank.

The review of credit card applications is comprehensive, and there are generally many factors that are considered in the review, such as the nature of the customer's work, education, income, personal stability, personal social credit, and the use of other financial products. If the application is not approved, it is recommended to re-apply after 3-6 months.

If the Ping An car owner card fails to pass the review, it is related to the overdue credit card.

If the credit card is overdue, there will be a bad credit history, and the bad credit history will affect the credit card application.

If the two overdue periods are not long, then the impact is not very large, and this situation can be re-applied. You can reapply 6 months after your initial application.

Five reasons why a credit card application is not approved.

1.Failure to meet the conditions for card issuance.

Many users do not carefully read the application conditions when applying for a card. Many credit cards have application conditions, such as student cards, female cards (boring Louha) (boring Louha), membership cards or age restrictions, which will directly lead to the rejection of the card.

2.There are few application materials.

The applicant must pay attention to the authenticity and completeness of the application materials, which is an important basis for the bank to approve the card. This information is especially important when applying for a credit card for the first time.

For example, if you have a house or a car, you can submit a purchase contract, vehicle driving license, etc. for approval. If there are only simple materials such as a copy of the ID card, the probability of approval is small.

3.Have a bad credit history.

After receiving the credit card application, the bank will check the applicant's credit history through the credit information platform. If you have a good credit history, you have a better chance of being approved for your credit card.

4.The bank score is not up to standard.

The bank uses a scoring system to automatically score users, and only those who reach the score set by the bank can approve the card, and those who do not reach the card will be rejected. The notification that the user receives "The card is rejected due to insufficient comprehensive score" refers to this score.

5.Encounter a black intermediary.

Many of the intermediaries that collect money and apply for cards and some roadside card application points are to defraud money and user information, and cannot approve cards.

Eligibility. 1. Any natural person who is at least 18 years old, has full civil capacity, has a stable and legal income**, and has a good reputation, can apply for a credit card personal card principal card from the card issuer with his valid identity certificate and other documents required by the card issuer.

The principal cardholder of Ping An Bank credit card can apply for an additional card for other eligible natural persons. The principal cardholder shall be liable for the full settlement of the debts incurred under the principal card and the supplementary card. The Additional Cardholder shall be jointly and severally liable for the debts incurred under the Principal Card and the Additional Card.

2. Application materials.

Proof of identity.

A copy of the resident ID card or military ID; If you are a Hong Kong or Macao compatriot, you need to provide a copy of the Mainland Travel Permit and proof of residence for more than one year; If you are a foreigner, a copy of your passport and residence permit for more than one year is sufficient. Supplementary card applicants under the age of 16 must provide a copy of their household registration booklet.

Proof of property. A copy of the driving license of a private car, the original certificate of employment issued by the company (stamped with the company's official seal or personnel seal) or a professional practice qualification certificate, such as a copy of the lawyer's practice certificate, a copy of the registered auditor qualification certificate, etc.

You can submit the above materials at the nearest Ping An Bank branch to apply, or log on to the official website of Ping An Bank Credit Card to apply.

Thank you for your interest in us! The review of Ping An Credit Card is based on the comprehensive evaluation of the information system provided by you when you apply, and there will be many factors for reference, such as personal information, job stability, job nature, age, life, education and other aspects for comprehensive consideration. Thank you for your understanding!

You can reapply 6 months after your initial application.

It depends on how much time you have to overdue, and it generally has little impact, mainly because the comprehensive score of the information you submit is not enough. Credit cards have nothing to do with car insurance, they have a little bit to do with life insurance. It is recommended that you provide more information when you apply again to help you pass the review.