How about Ping An Bank Owner Card Pros and Cons of Ping An Bank Owner Card

Updated on Financial 2024-02-27
6 answers
  1. Anonymous users2024-02-06

    <> specific preferential policies for Ping An Bank's car owner card are:

    1. If the car insurance of the vehicle under the cardholder's name is done in Ping An Insurance Company and has not been insured, after spending 2,000 valid points per month, you can enjoy an 88% discount on refueling, with a maximum of 80 yuan per card per month; If the car insurance is not safe, the cumulative consumption of 2000 valid points in the current month, can only enjoy a 95% discount on refueling, and each card can enjoy a maximum discount of 40 yuan per month.

    2. Ping An car owner credit card also has generous rights and interests protection: from the second day of the first swipe, you can get up to 1.1 million yuan of accident protection for all vehicle personnel (only for the cardholder to drive the vehicle), up to 500,000 yuan of driver accident protection, and up to 100,000 yuan of accident protection for people in the same car; All people in the car (including the driver) can be up to 4,000 yuan for medical insurance for driving accidents.

  2. Anonymous users2024-02-05

    It's not good at all, it's a pit, the annual fee is 200, the card is opened, the annual fee is 200 for the next year, and if you want to be exempt, you have to spend more than 30,000 yuan in large supermarkets and shopping malls with points to give you free Equivalent to 2,500 supermarket consumption per month. The requirements are so high that ordinary people can't reach them at all! If you want to meet his requirements, you have to spend more than 2,000 per month.

    2000 points = 2000 yuan cash consumption And this cash consumption must go to a large supermarket with points to shop in order to count points. How can a small store have a card to store points for you? If you don't reach 2000 points, there is no discount for refueling in Sinopec, if you want to refuel for a discount of 80 yuan per month, you have to go to the supermarket to spend more than 2000 yuan first, and the Ping An car owner card is a consumption cash **Ah, Mom, you have to spend 30,000 yuan a year before the annual fee for the next year The card will be activated on the first day to deduct your 200 annual fee.

    It's too domineering, such a credit card can only be used by the owner of the money Generally, the boss's surname is waiting to pay 200 annual fees every year to give him safety. I hope that the owner of the car who has not handled it will not ** go in...

  3. Anonymous users2024-02-04

    Ping An Bank car owner credit card.

    Annual fee: 200 yuan per year, the first year of consumption of 30,000 yuan, you can be exempted from the annual fee of the next year, and so on. Activation will incur a first-year annual fee, and the first-year annual fee will not be reduced.

    1.Accident insurance for all vehicle personnel.

    Coverage: 1) 500,000 yuan driver accident insurance (limited to the cardholder).

    2) Accident insurance of 100,000 yuan per person in the same car (starting from Ping An car owner's credit card, the accident insurance of all car personnel is no longer restricted to relatives of the people in the car. That is, under the premise that the Ping An car owner card holder drives the vehicle, and on the premise that the vehicle and the number of passengers meet the standards, as long as the person in the same car, no matter what the relationship with the driver (cardholder) is, you can enjoy the accident insurance of up to 100,000 yuan on the car. )

    3) Accidental medical insurance of 4,000 yuan per member of the car (including the driver).

    2.Roadside assistance within 30 km.

    Guarantee items: 1) 30 kilometers of free rescue nationwide;

    2) Services include trailer traction, power connection service, tire replacement, fuel oil delivery, emergency water refill, on-site repair, hoisting rescue;

    3) Scope of coverage: all provinces, municipalities and regions in the country (excluding Hong Kong, Macao and Taiwan).

    The scope of service does not include the section of the road service service and special conditions designated by the transportation department or other departments designated by the roadside assistance center. If the area where the vehicle breakdown occurs falls within the jurisdiction of the traffic management department, the towing operation must be carried out by the service manufacturer designated by the traffic management unit, and the Ping An Bank car owner credit card rescue vehicle will provide pick-up service at the nearest location. The first service shall be settled by the cardholder separately with the service provider designated by the traffic management unit.

    High-speed, elevated and other road sections can only be rescued by the rescue company designated by the local traffic management department, and our rescue company cannot go up to rescue, but can only wait at the nearest exit and provide free services. The cost of towing at high speed to the nearest exit shall be borne by the customer. )

  4. Anonymous users2024-02-03

    Advantages of Ping An Car Owner Card: 500,000 driver accident insurance protection, escort; Up to 500,000 yuan of accident safety protection, enjoy the fun of driving; 100,000 yuan accident insurance protection for relatives in the same car, one card to protect the car; Accident medical insurance for 5 people in the whole car, the maximum amount of insurance can reach 4,000 yuan; Within 30 kilometers, free rescue unlimited times. In all provinces, cities and regions across the country (excluding Hong Kong, Macao and Taiwan), vehicles can apply for roadside assistance if they encounter problems while driving, and the service scope includes:

    Rescue services such as trailer traction, power connection service, tire replacement, emergency water refill, on-site emergency repair, emergency oil delivery and other rescue services within 30 kilometers are unlimited throughout the year.

    Disadvantages of Ping An Bank car owner credit card: The annual fee standard is higher, generally the annual fee for the first year needs 200 yuan, and the annual fee will be generated immediately after your card is activated. If you want to waive the annual fee for the following year, you must spend 30,000 yuan on the owner's credit card or the owner's one-account card credit account in the first year.

    Ping An Bank's car owner credit card is both advantages and disadvantages, whether it is worth using according to personal needs to make a decision, because it was originally launched for private car owners, if you usually use the car to spend about 30,000 yuan a year, when you use the car is more, and the amount of fuel before the poor payment is large, you can still apply.

  5. Anonymous users2024-02-02

    Ping An Car Owner Credit Card is a credit card product created by Ping An Bank of Shenzhen specifically for private car owners, according to the needs of card users, and provides services to car owners in many aspects, such as insurance claims, on-site rescue, etc.

    There are the following benefits to using a Ping An Car Owner Credit Card:

    1. Comprehensive driving, 500,000 driver accident insurance protection, up to 500,000 yuan of accident safety protection.

    2. Accident medical treatment, accident medical insurance for 5 people in the car, the maximum amount of insurance can reach 4,000 yuan.

    3. Thoughtful rescue guarantee, within 30 kilometers, free rescue unlimited times, in all provinces, cities and regions across the country, vehicles can apply for roadside assistance if they encounter problems on the way. The scope of services includes: trailer towing within 30 kilometers, power connection services, tire replacement, emergency water refill, on-site emergency repair, emergency delivery of closed shed oil and other rescue services.

  6. Anonymous users2024-02-01

    The protagonist of the kind of protagonist we are talking about now - Ping An car owner card, can not only overdraft credit card consumption, but also enjoy a variety of rights and benefits. But what are the advantages of subdivision, I believe that many friends will not be able to respond for a while. So, what about the safe car owner card, let's introduce its advantages one by one.

    Ping An car owner card in detail.

    Credit card annual fee.

    If you apply for a Ping An Bank car owner finance credit card for the first time, the annual credit card fee for the first year is completely free, and if you make 6 purchases at the beginning, the financial institution will waive the annual credit card fee for the second year, and so on. To understand the credit card of Ping An Bank car owners, the annual credit card fee for a year is 200 yuan, so it can be regarded as helping you save a cost.

    2,000,000 aviation accident insurance.

    Secondly, the use of Ping An Bank car owner financial credit card, pay 100% of the cargo transportation civil aviation ticket account (not limited to China, international flights) or pay more than 80% (including 80%) of the holiday tour group expenses, you can get the maximum 2 million yuan of airline accident insurance for the current flight insurance. Naturally, this accident insurance is expected to be not used by everyone, and safety is the most important thing for us.

    Vehicle rescue. It is worth mentioning that applying for a Ping An car owner card will continue to give the use of RMB 68 zero yuan worth of vehicle staff accident insurance, and its 365 days of vehicle rescue throughout the year, whether it is car towing or fuel delivery, Ping An Bank will give a very sound service project. I firmly believe that many customers are optimistic about Ping An Bank's excellent service and pay.

    Refueling Specials. If you are a member of the Ping An car owner card, then in the case of refueling, you can not only get twice the points for refueling all over the country, but also participate in the 88% off theme activity of safe refueling. Although the sixth drop in oil in the year, the problem of high oil still puzzles many friends who have cars.

    As everyone knows, the occurrence of Ping An Bank's car owner financial credit card can indeed alleviate the current situation of high oil prices.

    However, it is important to pay special attention to the fact that if you apply for a financial credit card such as applying for registration, you must pay attention to whether the address of the application for registration is the official network of the financial institution. Not only may it cause you financial losses, but it is also very difficult to hold you accountable in the middle and later stages. Therefore, in order to better prevent a lot of unnecessary inconvenience, it is necessary to leave desserts when applying for a registered financial credit card.

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