Minsheng Bank When will the wealth management products be repaid after maturity?

Different types of wealth management products have inconsistent maturity and arrival times.

1.Extraordinary Profit Enhancement Series: Credited to the account from 16:30 to 24:00 on the maturity date (in case of holidays, it will be automatically postponed).

2.Extraordinary Sky Premium: Weekdays 5:

00-15:30 operation redemption, if there is no large amount of redemption, real-time arrival; Weekdays 15:30-24:

00 and holiday operation redemption, will be received before 9:00 a.m. on the next working day.

3.Incremental daily returns: The funds arrive on T+1 day (working day), and you can still enjoy investment income on T day. (The specific arrival time is after the liquidation, generally around 19 o'clock, which is basically the same as the arrival time of the funds of Cuizhu and profit-increasing products).

4.Ruiying Series: The bank will pay the customer's redemption funds within two working days (T+2 days) after the early termination date of the open day.

5.Daily Profit Series: (1) Real-time trading session:

Real-time subscription with real-time interest, real-time redemption and real-time arrival (except for the clearing time of the bank system); (2) Non-real-time trading hours: Scheduled redemption: on the most recent working day (expected at 3 a.m.)

00-5:00) to confirm the redemption shares; The non-real-time trading time of the daily profit increase flexible funds can be quickly redeemed, and the fast redemption funds can be received in real time (except for the clearing time of the bank system).

Minsheng Bank Credit Card Last Repayment Date: It is the last date on which the card issuer requires the cardholder to return the balance of the current bill on the bill.

Minsheng Bank Credit Card Interest-free Repayment Period: From the date of bank account to the due date of repayment, the cardholder does not need to pay any interest on any consumption on the current statement as long as the current amount due on the current statement (the total amount owed) is fully repaid (overdraft cash withdrawal, transfer and interest are not eligible for the interest-free repayment period).

2. Calculation method of interest-free repayment period of Minsheng Bank credit card.

The last repayment date of CMBC credit card is the 20th day after the statement date. For example, the bill date is the 7th of each month, and the last repayment date is the 27th of the month (regardless of the size of the month).

The interest-free repayment period is from the statement date to the due date of repayment, and the maximum interest-free period of Minsheng Bank credit card is 51 days, and the shortest is 20 days, and the longest interest-free period can be enjoyed for consumption on the day after the statement date.

For example, if the 10th of each month is the bill date, and the purchase is made on March 11, the bill is settled on April 10, and the full repayment is made on the last payment date of April 30, you will enjoy the maximum interest-free period of 51 days (March 11 - April 30). If you spend on March 10, that day is the bill date, and the full repayment is made on the last repayment date of March 30, that is, you can enjoy the shortest interest-free period of 20 days.

3. Minsheng Bank credit card statement date.

The available statement dates for CMBC credit cards are: 1st, 3rd, 6th, 9th, 13th, 16th, 21st, 26th and 28th of each month. The cardholder's statement date can be viewed on each month's statement.

Minsheng Bank can adjust the statement date after issuing the first bill, but the bill date can only be modified once in a calendar year, you can log in to the credit card online banking of Minsheng Bank to adjust the bill date, or you can call the customer service of Minsheng Bank to adjust it manually.

The arrival time of bank wealth management after expiration is that the working day is the maturity date, and the funds generally arrive before 24 o'clock on the same day; Holidays are due dates, and funds can generally arrive on the next business day. Commercial banks shall adopt scientific and rational methods to conduct risk ratings on the wealth management products to be sold based on factors such as the investment portfolio of wealth management products, the past performance of similar products, and the risk level. The risk rating results of wealth management products shall be reflected in the risk level, including at least level 1 to level 5 from low to high, and may be further subdivided according to the actual situation.

Commercial banks shall assess the risk tolerance of non-institutional investors and determine the level of investors' risk tolerance, which shall include at least level 1 to level 5 from low to high, and may be further subdivided according to the actual situation. Commercial banks shall not mislead investors or act on behalf of investors in the process of risk tolerance assessment to ensure the authenticity and validity of the risk tolerance assessment results.

Most of the banks' wealth management products are still trustworthy, because most of the wealth management products launched by banks have low risks and of course, low returns. Most of the wealth management products distributed by banks are products and derivatives of financial institutions such as trust, insurance, and secondary markets, and the returns and risks of these wealth management products are different.

From the point of view of safety and reliability, the risk of wealth management products issued by banks is relatively low, generally from R1 to R3 this risk level of wealth management products, can ensure that the principal will not be missing, but as long as the investment is risky, the bank will be very responsible to tell the parties of any potential risks. One thing that must be clear is that whether it is a wealth management product distributed by a bank or self-operated, it will be written in the risk disclosure book, and the risk will be borne by the investor himself.

Personal ordinary deposits enjoy deposit insurance protection, that is, users can enjoy 100% compensation of principal and interest within 500,000 yuan for ordinary deposits in a single bank, so as long as it is an ordinary bank deposit product, the security is guaranteed. However, the return on bank deposits is low, so it is recommended that investors choose according to their actual situation.

Usually it will arrive the next day. If it's fast, it will arrive on the same day. Others should arrive within three or five working days. Different wealth management products have different maturity time regulations. Generally, the arrival time of wealth management products is relatively late.

Generally, after the regular bank's wealth management products are fixed, the principal and income will be returned to the bank card that originally purchased the wealth management in the evening of the same day. If you don't receive the money, you can call the bank's customer service** for consultation.