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If you want to buy a car in full, it is very difficult, no matter how you manage your money, unless you win the lottery, it is impossible to buy a car in full!
Of course, civil servants have other incomes! There may be quite a few, and there may be affordable!
In the case you provided, you can't afford to buy a car! You earn 6000, and you still have to spend! A year's annual income is only, to buy a car with an annual income of 2 or 3 years, within a year, unless there are other **!
It is recommended that you consider buying a car within 10w, buying in installments, 2000 per month, 3000 car maintenance is also a lot of burden for you!
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Hey, forget the account, buy a car generally don't drive much, a month of fuel is 600-700, a year is 8000
5000 at the beginning of the insurance, 5000 for car wash maintenance, red light violations, bumps and bumps
Calculate a year, and this is not counting what you go out to play.
2000 salary a month, no food or drink for a year, 3w more.
12w for four years, no food or drink, not counting the cost of the object, congratulations, you can buy a car.
If you really want to buy it, buy one about 7w, and then installment it.
But it's enough to keep a car.
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Want to buy a car with a monthly salary of 2k? I can't even think of a monthly salary of 8k.
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Buy a motorcycle, it means a lot of pear.
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Buy an eco-friendly car, two-wheeled, and you can also train your body.
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Loan object.
Social citizens (18-65 years old) who want to take out a loan to buy a new car (not licensed) and have full civil capacity.
Loan amount Term.
The loan amount is between 50,000 and 2 million, and does not exceed 70% of the ticket price of the purchased car.
The loan term is generally 1-3 years, and the longest is not more than 3 years.
Repayment Method. You can choose between a lump sum and an instalment method.
Loan terms. 1. Have a valid identity certificate and have full capacity for civil conduct;
2. Able to provide proof of fixed address; (Door-to-door inquiries are available).
3. Have a stable occupation and the ability to repay the principal and interest of the loan on time;
4. Good personal credit; It is not allowed to be overdue for more than 6 consecutive times (or issue a certificate of non-malicious overdue) 5. Hold a car purchase contract or agreement and a deposit receipt;
6. The vehicle must go to Chengdu Chuan A to take pictures.
Customer application materials.
1. ID card (other valid residence certificates), household registration booklet, marriage certificate (unmarried certificate of civil affairs bureau for unmarried, civil affairs bureau non-remarriage certificate for divorce), original real estate certificate, and provide a copy of it;
2. Proof of occupation and economic income, and a list of personal accounts for the last 6 months;
3. Car purchase agreement, contract or letter of intent to purchase car and deposit receipt signed with the car dealer.
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That saves a part of pulling. Then take out a loan to buy a car, which is much more cost-effective than buying it directly.
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