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There are stereotypes about some young people nowadays.
Think they all belong to the Moonlight Clan.
However, a survey shows that nearly 60% of young people will only spend money on what they need.
Above. It can be said that this generation of young people is very rational consumption, so what are the parts of young people's rigid needs now?
First of all, it must be a fixed living expensesFor example, mortgages, car loans, rental costs, and living costs. Those who can afford to buy a house need to pay their mortgage and car loan regularly every month, while those who do not have a house are renting. Secondly, the bulk is some of everyone's daily food and drink, which is completely unavoidable, and such expenses basically account for the vast majority of a person's income.
The second point is some daily necessitiesFor example, seasonal clothes and shoes, some skin care products and makeup for girls, and fruits in daily life. These are all relatively inconspicuous points in life, but in fact, they are also a relatively large expense when put together. And girls are not lavish in skin care and makeup, they will choose the best and more cost-effective products that suit them, and the average monthly expenses are still within the acceptable range of most people.
The last need is for some hobbies, such as some people who collect Lego.
habits,Some people like to raise cats and dogs, and some of the necessary expenses for cats and dogs, and Lego is not blindly buying, but choosing and needing to buy every month. It may seem like a big expense, but everyone has something they want to keep, and they can get spiritual pleasure in these leisures.
These are the rigid needs of young people nowadays, they learn to control their desire to buy, plan their spending every month, and actively learn financial management, so that they can gradually save money, and will also improve their sense of security in life.
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Including their usual meals, the maintenance of interpersonal relationships, as well as some supplies in their daily life, girls also need to buy cosmetics.
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For example, there is self-pleasing consumption, and then it includes daily necessities, and there are leisure and entertainment items, as well as some food or travel expenses.
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Food, clothing, renting a house, some items needed for life, basic things, these are just needs.
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This phenomenon is quite good, so that the corresponding money can be used to do something meaningful.
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I think this is a very good phenomenon because it shows that young people have their own ideas and don't waste their possessions.
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The survey shows that nearly sixty percent of young people only spend money on just needs, and it can be seen from this phenomenon that most young people have a sense of financial management and have formed a correct concept of consumption.
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I think it's a very good phenomenon because you can see that there are a lot of people who are very economical these days.
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The concept of consumption is still very correct, and generally people will spend money on their own rigid needs. to get a good life.
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I think the concept of consumption is particularly correct, because many people nowadays will spend their money on the edge. There will also be a special focus on investing in yourself.
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The main reason is that the pressure of life is too great, the cost of living is very high, except for the mortgage and car loan, the salary is basically not much, and it is barely able to live just what you need.
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1. How young people plan for the future.
2. Why do young people spend money on just needs?
Finally, today's young people do have a unique mind, they don't spend money randomly, they only save money, and spend it where it's needed.
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They don't have a clear development goal for the future, and they pay more attention to the present, but they also have some ideas of their own, they want to be promoted in the company, so they will work overtime to do projects, so as to increase their income and let themselves develop to a higher level.
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Young people are saving money for themselves, planning to buy a house, buy a car, spend the money on educating their children, and enroll them in various interest classes.
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They will think about their retirement life, and some of the things they buy are necessities of life, so that they can save some money to make themselves better in the future.
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This should be rational consumption, because spend money on what you need to spend.
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I think this kind of consumption concept belongs to rational consumption, and most people should be this kind of consumption concept at present. Reasonable expenses will make life a lot less troublesome.
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I think this kind of consumption belongs to rational consumption, as long as it is spent on rigid needs, and will not buy some miscellaneous things, it belongs to rational consumption.
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Is your monthly consumption upside down or do you have a surplus? Either way, it's a norm for young people. And according to the survey, nearly 6 percent of young people only spend money on just needs, why is this so?
In fact, it is because young people have no money. If you really have money, how can you just spend it on everything you like and buy it home.
In fact, for young people, their wages are not very high, but when they become adults, they are not embarrassed to find a family to ask for money, so they will be more cautious about their money, and they can save it. All young people will be in the eye when they come across discounted items, because this is a good time to save money and use it where it is more needed.
I can't say how to look at it, I can only say that this is a norm, for young people, they have to spend a lot of money, if you don't save a little bit and don't spend it on his needs, then this money can't support himself at all, for an adult to ask for money from his family, it really feels very embarrassing, so they will use various methods to save money, to make their lives rich. I can't say how to look at it, I can only say that I have to say that I have to do it.
If you really consume ahead of time, it really can't be affordable for young people. Their monthly salary is only a few thousand yuan, but there are car loans and housing loans, as well as children's school expenses, etc., all of which cost money. For young people, saving a sum is a lump sum, and if you can earn more extra money, you can make more money, so that you can bring some good impact to your family and your life, although it is not big, but it adds up.
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The concept of consumption can still be understood, so that you can buy what you want, and it will not lead to waste, and it is more positive.
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There are a few people who don't work hard all their lives for just what they need.
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I think it's very good, because this concept of consumption is particularly rational, and then there will be no particularly blind consumption, which can ensure the quality of life of individuals.
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I think this kind of consumption concept is very good, and at the same time, it can be consumed very reasonably and rationally, which is worthy of praise.
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Nearly sixty percent of young people only spend money on just needs, I think for China's environment, their consumption concept is not wrong, for example, the house is what every young person needs to have, because there is no house to find a partner, it is not easy to find, and China's current situation is that the proportion of low- and middle-income people is relatively high, so they can only meet the needs first, and then enjoy them.
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We must make a particularly strict plan, we must do what we can when consuming, do not borrow for consumption, spend money on the cutting edge, and do not consume blindly.
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To consume rationally, you should buy what you need to buy, in fact, you don't need to buy luxury goods that you don't need at all, and don't waste your money.
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If you want to consume rationally, you must do reasonable financial management, and you should also control your desire to buy, buy some useful things, and don't blindly follow the trend of shopping.
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Don't spend money on a big deal, and don't buy things randomly, and don't buy expensive things too often, but I think the most important thing is to spend your money wisely.
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Money-savers are very sensitive to **, they will shop around when they buy things, they will also buy from the Internet, they will never impulsively spend, they will not buy things other than just needs, they will only buy just needs.
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Don't buy luxury goods, don't buy things that you don't need in particular, shop around, buy some cheap and easy-to-use things, and wait for some places to buy them when they are engaged in activities to save money.
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Nowadays, people spend money more rationally, and will plan their money reasonably, basically rarely have a lavish situation, and rarely buy some luxury goods.
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They will spend money on what they need, allocate money reasonably, and use money to manage their finances or buy insurance.
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What kind of consumption is considered to be the rigid consumption of young people? In the current society, most of our young people live in the high-rise to survive, every inch of the place is where we need to pay, people say that the living conditions are good now, our relative requirements are also high, under the gimmick propaganda of high standards and high requirements, we have to pay a lot of just-in-demand costs for this reason, first of all, starting from our residence, our house is mortgaged, and we need to repay a fixed loan amount every month, and then the monthly property fee, Parking fees, no parking spaces to pay for parking spaces, parking spaces to pay management fees, and then there is the heating fee at the end of the year.
And then there is the line, now every household has one or more cars, regular maintenance, regular vehicle insurance premiums, as well as illegal fees that cannot be parked anywhere, parking fees, most people's cars are also mortgaged, and the car loan fee is repaid every month. Then there is the family, the current price is so high, each family of three people a day can not be the whole hundred and eight yuan, and then there are daily necessities, and to buy for their own entertainment or parties, not to mention hundreds of thousands, of course, the line is not the base month of the month to consume.
Then it is the investment for yourself, the cost of study, the cost of personal insurance, the last one is the child's head, this year, the only thing that makes people anxious and troubled is the child, once each family has a child, everyone seems to have said hello, consciously save a lot, because from the beginning of having a child, is a constant variety of expenses, to the child before college, I believe that every pair of parents can not be idle, because to give the child a steady stream of rigid and pure investment.
Therefore, the current young people are really tired, their own food, clothing, housing and transportation can not be lacking, children's education funds can not be slack, and then there is the call of the parents at any time, they dare not get sick, dare not ask for leave, dare not resign easily, because once the time to make money is delayed, then their lives may be "paralyzed" and unable to move forward.
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Healthy consumption, now many young people's health is not very good, young people should pay attention to their own body.
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I think that just need to consume is to buy things that need to be bought, such as clothes, just enough to wear, and you don't have to buy more.
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It is rational consumption, and when you consume daily, you must buy something that you especially need, and don't buy unnecessary things.
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It is to spend money on the blade, avoid unnecessary expenses as much as possible, buy some things that you especially need, and be rational in consumption.