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You can't find foreign exchange on the card, only RMB, and you need to check it in the reconciliation book.
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In the same situation, let's go to the bank to check!
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When you use BOC Personal Internet Banking "Domestic Inter-bank Remittance", the initial status of the remitter is Successful after submission, and the final status of the transaction (transaction success or transaction failure) can be queried through the details link in the transfer record. Since the beneficiary is an account of another bank, the beneficiary's arrival status needs to be checked by the beneficiary bank for confirmation.
Transaction Successful" indicates that the PBOC has been sent normally. Subsequently, it may be returned by the other bank due to various reasons such as the receipt of the payment does not match the account name, the account is incorrect, etc.
You use BOC Mobile Banking.
If you make an inter-bank transfer and remittance, but the payee has not received the account after the transfer is successful, you can check the transaction through the "Transfer-Transfer Record" of the mobile bank, and the transaction details page will display "The beneficiary bank has successfully processed, and the specific account entry situation can be checked by contacting the other party's bank with the People's Bank of China message number." You can inform the customer of the "People's Bank Message Number" displayed on this page for inquiry.
The above content is for your reference, and the actual business regulations shall prevail.
Handling related business may or may be disadvantageous.
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Bank of China personal cross-border inward remittance inquiry method:
1. Due to the inability to confirm the route, exact amount and date of remittance, it is recommended that you inquire through the remitter, and ask the remitting bank to make a telegram inquiry on the grounds that the payee has not received the money, and the remitting bank will inquire from its original remittance path, and will provide the accurate remittance number, remittance amount and date, and the Bank of China will make an effective inquiry according to the relevant information provided.
2. If you have the remittance voucher of the remitter (including the remittance route, amount and date and the information of the payee), with your valid ID card, you can also go to the remittance counter of the payee's bank for inquiry, this method is applicable to the situation that the money has arrived at the Bank of China, and no inquiry fee will be charged for this case.
To sum up, since it is impossible to confirm whether the payment has reached BOC, it is recommended that you take the first method to make an inquiry.
Due to the differences in business in individual regions, please consult your bank for details.
The above content is for your reference, and the actual business regulations shall prevail.
Handle related business.
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BOC Personal Cross-border Inward Remittance Enquiry:
Method 1: Due to the inability to confirm the route, exact amount and date of remittance, it is recommended that you make inquiries through the remitter, and ask the remitting bank to make a telegram inquiry on the grounds that the payee has not received the money, and the remittance bank will make inquiries from its original remittance path, and will provide the accurate remittance number, remittance amount and date, and BOC will make effective inquiries based on the relevant information provided.
Method 2: If you have the remittance voucher of the remitter (including the remittance route, amount and date and the information of the payee), and you can also go to the remittance counter of the payee's bank with your valid ID card, this method is applicable to the situation that the money has arrived at the Bank of China, and there is no inquiry fee for the inquiry in this case.
Since it is not possible to confirm whether the payment has been made to BOC, it is recommended that you take the first way to make an inquiry.
The above content is for your reference, and the actual business regulations shall prevail.
Handle related business.
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Bank of China Personal E-banking Balance Inquiry Method:
1. Online banking: You can query all the account information that has been linked to e-banking through the "Bank Account - Account Overview" function, and you can view the fund balance, transaction records and account status of the corresponding account through the links such as balance, transaction details, and account details behind the account.
2. Mobile banking: You can log in to mobile banking, through the "Home - Account Management" function, directly view the account balance of all associated e-banking (RMB account only), if you select an account to enter the account details page, you can query the balance and transaction details of the card, click "More", you can view the opening bank, account opening time and account status and other information.
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The time of cross-border remittance of foreign currency to the dry account depends on the intermediary bank (if any) and the beneficiary bank's processing process of the transaction, such as the intermediary bank The beneficiary bank processes in a timely and smooth manner, and the remittance can be remitted to the beneficiary's account within 24 hours, if due to transaction verification, the intermediary bank and the beneficiary bank's non-working hours, etc., the time for remittance to be remitted to the beneficiary's account may be extended, generally 3 to 7 working days will be remitted to the beneficiary's account.
2. Counter channels:
After accepting the personal international outward remittance business, Bank of China will send a remittance telegram to the foreign country on the same day (working day), and the foreign bank (including the remitting bank) shall be the following.
1. Two working days (time difference should be taken into account, for example, for the United States, the remittance sent by the Bank of China on June 16 in China should be the night of June 17 Beijing time on the next working day) to process the remittance.
Under normal circumstances, the remittance time is three to five working days (we must consider the holidays of the remittance and remittance, for example, the outward remittance handled on Saturday must be remitted on Monday, and if the country or region to which the remittance is remitted on Monday is a holiday, the release date will be further postponed), and the final crediting time mainly depends on whether the remittance information provided by the customer meets the relevant requirements of the remittance country (such as: anti-money laundering regulations, whether there is information necessary for automatic processing, etc.), At the same time, the time of crediting also depends on the processing speed of the transfer bank.
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