Regarding the question of whether my family buys a house or not, I am in a hurry!! 30

1.Why are you so productive, everything depends on your family.

2.There are not many opportunities for a big house, so hurry up and change it.

3.The problem of a down payment for marriage When the time comes, you can sell your small house.

40 for 80 is the same as not changing.

Save enough money to buy a set of more than 150, so decent.

Buy it if you can do it, don't buy it if you exceed it, and you can't eat it as a meal. You're going to college yourself, you can earn the money to buy clothes and shoes, and besides, you still have a girlfriend, it's really speechless.

The general environment is not very good, but there is no room for price reduction at 2800 meters, even if it is the county seat, so I don't think your idea is a problem. In the tank.

Isn't buying a house now just afraid that you won't be able to take out a loan after quitting your job, this money must be spent, and there is nothing to worry about.

Don't buy a house in full. 1.A mortgage is the cheapest loan. 2.The monthly payment will depreciate. Earnings will be**. 3.It will be more efficient to repay the principal in equal amounts.

In high-rise residential buildings, there are generally 3 sections, 1-8 floors are the most subordinate, 17 floors and more are a section, and the middle is the best.

Because floors 1 to 8 are most susceptible to the influence of surrounding buildings, which severely restricts indoor ventilation and lighting, it is recommended not to choose a 3-storey house. In my opinion, there is no difference between the choice of the 24th layer and the 25th layer, and it must be the lowest choice. The same house, different, low naturally represents high cost performance.

Of course, the above advice is based on the premise that you have already locked your choice into these 3 sets. If it hasn't been locked, I suggest taking a look at other units, this type has a few hard flaws, I have one more mouth here, just for your reference:

1. The kitchen and bathroom are too far apart, that is, the water area in the real estate profession is not concentrated, which will lead to a large amount of water and gas waste;

2. The kitchen is too close to the bedroom, and the living room, dining room and kitchen are separated between the three bedrooms.

3. The living room and dining room are the main public activity spaces of the house, and they are also the face of the house, but the living room and dining room in this house have poor lighting, and the design of the living room windows is relatively stingy, so in the end, it will show a dark and stuffy feeling as soon as you enter this house (and according to my experience, the windows in the living room seem to be facing north?). The north side will be sunny, and the south side will be a little sunny, and a little wetter).

4. Finally, in the whole house, there is no landscape balcony outside the living room, and there is no living balcony outside the kitchen, which will be more inconvenient in life.

I wish you a satisfactory choice.

I choose 24 or 25, definitely not 3, and then look at your house type exactly the same. It depends on the floor.

If you are an only child, it will be better to write your parents, because you said that you can buy a house in Beijing in the future, because now the real estate is online for the unified record, and now the country's policy is to recognize the house without the loan, which is stricter than the previous mortgage and not the house. You can ask the bank to get an interest rate table to calculate this.

If you are not an only child, if you have brothers and sisters, it must be better to write you, because once you write your parents' names, the property rights will belong to your parents, and your brothers and sisters also enjoy the right of inheritance, which may cause disputes in the future, of course, if you don't mind, it is bought for your parents to live in, and this does not need to be considered.

As for the real estate certificate, you may need to sign and go through some procedures, which you can ask your real estate consultant to sign on behalf of you when you buy a house, or write a power of attorney.

Among them, whether the loan can be successfully handled depends on the bank, because the speed of the implementation of national policies by each bank is different, and the loan conditions of each bank are also somewhat different.

Write your parents' names. This is more worry-free, and you can also buy a house in your name in the future.

A: If you make a one-time payment, it doesn't matter. If I am not there, write a notarial deed of entrustment for the agent to handle on my behalf.

In your case, it is better to write the names of your parents, and there will be room for maneuver in the future.

1. The agreement between the buyer and the seller is voluntary, and the house price and expenses are all money, which is just a different statement. If the cost is in the seller's management, then it may be added to the house price, all the same.

2. The house was built in 95, and the real estate certificate should be almost in that period, and now the house title certificate is bought in 09, proving that there has been a transaction during the 09 years, for the new buyer, he wants to sell the house, even if it is less than 5 years, according to our party's regulations, it is necessary to add business tax and surcharges, and the others are almost the same.

Conclusion: You first understand how much you have to pay in addition to the house price, calculate the total amount, and then compare it with other houses to see how cost-effective, and finally make a choice.

Good luck!

Find an agent to spend some money on your behalf.

When signing the contract, pay attention to the supplementary agreement, because the original contract is the same, only the supplementary agreement is between you and the developer, and you must take a look at the housing pre-sale license, this certificate is very important, because this certificate is the last one obtained by the developer, and you can only get this certificate after all the previous procedures are complete!

All you have to do is sign a contract with the developer, they will give you a contract and then they will give you a receipt for the purchase.

It should be noted that the legitimacy of the developer's development is as long as it is paid attention to whether their five certificates are complete, namely the state-owned land use certificate, the commercial housing pre-sale certificate, the building construction permit, the construction land planning permit, and the construction project planning permit.

When you receive a house, you should read two books: "Residential Quality Assurance Certificate" and "Residential Instruction Manual".

There are no other fees when you first subscribe for off-plan properties. The cost is no different from buying another house.

If the developer has a business license and has a certain qualification, it can be purchased.

After the buyer pays the down payment (usually 20%), the developer issues a receipt certificate. With the purchase contract and down payment voucher and the buyer's income certificate, apply for a mortgage loan at the bank designated by the developer.

The buyer determines the loan term (1-30 years) according to his ability to repay the loan, and generally chooses the equal principal and interest repayment method, and the bank will tell you when to start and the monthly repayment amount (if the loan amount and term are known, send a message to calculate it for you).

The contract mainly specifies the delivery time and the time for handling the real estate certificate, as well as the provisions for liquidated damages. Since they are all standard contracts, as long as the above three aspects are clear, it is fine.

The following statement is untrue: you need to pay a down payment tomorrow for house repairs** and deed tax (saying that the full deed tax will be refunded after tomorrow, but you must pay it first, otherwise you can't pay it in the bank.) )

The first is that the loan only requires a down payment voucher and has nothing to do with repairs** and deed tax.

The maintenance ** is paid at the time of delivery, and the deed tax is paid when the real estate certificate is processed, and how can the deed tax be refunded? It is estimated that it is a means for developers to ease the liquidity crunch. But if the developer can issue a receipt certificate, it is also possible.

Before handing over the house, the house must be accepted, and it can only be moved in after passing (satisfied).

At that time, you will have to pay maintenance** and one year's property fee, the initial installation fee of piped gas and the initial installation fee of cable TV, etc.