What about the repayment time of Huabei?

Updated on technology 2024-04-27
11 answers
  1. Anonymous users2024-02-08

    On the day the seller receives your payment - another month delay, that is, the confirmation of receipt time is October 10, then November 10 is the repayment time. There is a manual receipt and a default receipt (10 days).

    If you receive the goods on April 1st, then May 1st is the repayment date.

    If you plan to repay on May 10, it is not possible to calculate the time, if you pay on March 27, the default receipt is 10 days, and April 7 is the default receipt date, and your latest repayment date is May 7.

  2. Anonymous users2024-02-07

    Huabei repayment has a one-month interest-free time, and a daily interest rate of 5/10,000 will be charged if the repayment time exceeds (the monthly repayment date is from the early morning of the 1st to 24 o'clock on the 9th).

    If you spend the amount on the 1st of this month (the time when the receipt is confirmed), you can repay the loan from the 1st to the 9th of the next month.

  3. Anonymous users2024-02-06

    The repayment date of Huabei is calculated from the day you confirm the receipt of the goods to the 19th of the following month. There is no particular fixed time, but the repayment time is calculated from the moment you confirm the receipt of the goods, which is about a month.

  4. Anonymous users2024-02-05

    Yes, it is good to confirm the receipt of the goods on the 10th of the next month. For example, if you confirm the receipt of goods at the beginning of April, then the repayment time is the next month (that is, May 10th).

  5. Anonymous users2024-02-04

    It is best to pay it off before May 10, otherwise Huabei will calculate the interest, which will be calculated from the day the receipt is confirmed.

  6. Anonymous users2024-02-03

    Confirm the next month's repayment, which is May 10th.

  7. Anonymous users2024-02-02

    It is May 10th, subject to your delivery date!

  8. Anonymous users2024-02-01

    It is May 10, and it starts from the time of confirmation of receipt.

  9. Anonymous users2024-01-31

    1. Huabei is a monthly repayment, and the repayment date is the 9th or 10th of each month. 2. If the current amount due is not paid off before the repayment date (the 10th of each month), the corresponding overdue interest will be generated, and the overdue interest will be charged on a daily basis based on the outstanding amount of the current period. Using the device:

    Alipay Apple 12, ios14, Alipay version Extended information: 1. Adjust the repayment date of Huabei, which is a benefit launched by Alipay for old users. Users who do not meet the conditions cannot adjust the repayment date of Huabei.

    2. After the appointment adjustment of Huabei's repayment date takes effect, the repayment date will be changed to 15 or 20 days according to the user's appointment. When the user makes an appointment to adjust Huabei, the user's repayment date will change, and the repayment date will not change for users who have not made an appointment to adjust Huabei. Adjusting the repayment date of Huabei will give some users who pay their salaries later will have more sufficient repayment time.

    Users can choose whether to adjust the repayment date of Huabei based on their own situation. If the user has made an appointment to adjust the repayment date of Huabei and wants to cancel, he can enter the Huabei page, click "My", then click on the repayment date setting, and finally click Cancel Appointment, and follow the prompts on the page to cancel the appointment. 3. In addition to the consumption experience of "buy this month, pay back next month, super long interest-free", Ant Huabei has also launched the function of Huabei installment, and consumers can repay the loan in months.

    4. Precautions related to Huabei repayment: The Huabei deferred repayment function has been fully opened on December 1, 2018. The postponement of Huabei is equivalent to a simple transition, which can reduce the repayment pressure of the chopper to a certain extent.

    For younger users, Ant Huabei's appeal lies in the ability to shop with a line of credit and an interest-free period of up to 41 days. When the last repayment date of each month is reached, Huabei will automatically deduct the amount in the user's account and repay the loan. Based on consumers' online shopping situation, payment habits, credit risk, etc., Ant Huabei grants users consumption quotas ranging from 500 to 50,000 through big data computing and risk control models.

    Ant Huabei's quota is granted according to the user's accumulated consumption, repayment and other behaviors on the platform, and the user's various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic.

  10. Anonymous users2024-01-30

    Huabei. The repayment time is fixed by the system on the 8th, 9th, and 10th of each month. The repayment time of Huabei may be different for each user, and the display on the Huabei page shall prevail.

    At present, Alipay has launched the service of making an appointment to set the repayment date, and users who have opened Huabei for more than 1 year can make an appointment to set the repayment date to be paid on the 5th and 15th of each month, or on the 10th of each month and repaid on the 20th.

    The ways to repay Huabei are:

    1. Early repayment.

    Huabei supports early repayment, that is, before the bill comes out, you can repay it directly through Alipay, which will neither issue a bill nor affect your sesame credit.

    2. Full repayment: After the bill comes out, it will be repaid in full directly before the repayment date.

    3. Minimum repayment: The minimum repayment is 10% of the bill amount, and the rest is calculated on a daily basis, generally daily.

    4. Installment repayment: borrow.

    The same instalment repayment method, each installment according to the contract repayment of principal and interest.

  11. Anonymous users2024-01-29

    The repayment date of Huabei is the 8th of each month.

    1.There is no need to calculate the repayment date of Huabei, which is generally automatically generated by the Alipay system, and each user has a fixed repayment date. Under normal circumstances, the repayment date of Huabei is the 8th, 9th, and 10th of each month.

    For users who have made an appointment to adjust the repayment date of Huabei, the repayment date of Huabei is the 15th and 20th of each month.

    2.Since each user's account situation is different, different accounts have different repayment dates. You can refer to the actual repayment page of Alipay.

    Part of the payment date is the 15th of each month. However, in order to alleviate the repayment pressure of these users, Alipay plans to adjust the repayment date of Huabei. The booking adjustment feature is not fully open and is only available to users who have signed up for one year.

    If the user has opened Huabei for more than one year, but has not found the reservation and adjustment period of Huabei, it may not be able to pass the comprehensive evaluation of the Alipay system.

    3.Users can choose whether to adjust the repayment date of Huabei according to their own situation. If the user has already made an appointment to adjust the payment date and wants to cancel, they can go to the payment page, click "My", then click on the payment date setting, and finally click "Cancel appointment".

    Users can cancel the appointment according to the prompts on the page.

    4.Users can click "My Bill" on the Huabei interface of the Alipay app, and they can see the information of the last payment date in a certain month's payment. Users need to use this information as a criterion.

    Extended Information:1"Huabei" is a consumer credit product launched by Ant Financial in April 2015.

    After applying, users can get consumption quotas ranging from 500 yuan to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first and pay later". On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed and traded on the Shanghai ** Stock Exchange, becoming the first Internet consumer financial asset-backed ** on the Shanghai ** Exchange.

    In September 2021, Huabei will be fully connected to the credit system of the People's Bank of China. Users who deny access will not be able to use Huabei.

    Operating environment: Apple 12 ios14 Alipay version number.

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