Regarding the time of bank transfer, how long does it take to transfer money online?

Updated on society 2024-04-19
7 answers
  1. Anonymous users2024-02-08

    The next day, the remote counterparts are in real time.

  2. Anonymous users2024-02-07

    If you transfer money to another person's ABC savings card or other bank card through the ATM machine, it will arrive in the account within 24 hours, and generally within 24-25 hours.

    If you transfer money to ABC users through the counter of ABC, you can choose real-time transfer, and the transaction will be successful and the funds will arrive immediately.

    Through personal online banking, mobile banking peer transfer, choose real-time transfer, the transaction is successful, and the funds will arrive in the account instantly. Select normal transfer, the transaction is successful, and the funds will arrive in the account in two hours. Select the next day transfer, the transaction is successful, and the funds will arrive in the account within 24 hours.

    1.Manually enter the bank where the receiving account is opened:

    The first transfer must be manually re-recorded, and it is not possible to choose to expedited. No deduction will be made before the re-registration, from 9:00 to 16:00 on weekdays

    50. The teller will manually record the opening bank of the payee, and the account will arrive within 1 hour after the manual supplementation. After the first transfer is successful, the subsequent transfer to the account will be made according to the "Select the opening bank from the drop-down list".

    2.drop-down list to select the beneficiary account opening bank:

    The transfer amount is less than 50,000 yuan (inclusive): if the beneficiary bank has joined the super online banking system, the funds will be credited to the account in real time after deduction; If the beneficiary bank has not joined the super online banking system, the transfer will be made through the large and small payment system, and the transfer will generally arrive within 6 hours (calculated from the successful submission of the transaction) on working days.

    Transfer amount of more than 50,000 yuan: 9:00-16:00 on working days

    50, basically real-time arrival, under normal circumstances, within 1 hour; Outside of 9:00-16:50 on weekdays, the system automatically obtains the bank number of the payee's opening bank, but it needs to be at 9:00 on weekdays

    The transfer request will be submitted by the teller from 00 to 16:50, and it will basically arrive in real time after submission, and it will generally arrive within 1 hour.

    1.If the transfer amount is less than 50,000 yuan (inclusive), it will be remitted within 2 hours after the acceptance is successful, and it can be credited to the account within 6 hours after the successful remittance on weekdays.

    2.The transfer amount is more than 50,000 yuan, and it is 9:00-14:00 on working days

    After 50, inter-bank ordinary transfer methods greater than 50,000 yuan are not supported. )

    1.If the transfer amount is less than 50,000 yuan (inclusive), it will be remitted 24 hours after successful acceptance. On working days, it can be credited to the account within 2 hours after the remittance (calculated from the successful deduction).

    2.The transfer amount is more than 50,000 yuan, 9:00-16:50 on working days: basically it will arrive in the account after 24 hours, and it will arrive within 1 hour after the successful deduction under normal circumstances.

  3. Anonymous users2024-02-06

    The time it takes for a bank transfer to arrive depends on the method you made the transfer

    1.If the transfer is made from the ATM, if it is the same account of the same peer, it will be received immediately, and if it is not the same account, it will be received after 24 hours.

    2.Transfer over the counter.

    1) If it is a real-time transfer, it can generally be received after completing the transfer procedures.

    2) If it is a two-hour transfer, it will generally arrive within two hours.

    3) If it is a normal transfer, it usually takes 1 to 3 days.

  4. Anonymous users2024-02-05

    The bank transfer will arrive in two days.

    Peer transfers will arrive within two days, and if Qiaoyu is an inter-bank transfer, it will take a week to arrive, and there are certain restrictions on the amount.

    Notes on online bank transfers:

    1. You need to have a debit card issued by the bank, and open the online banking and online payment functions at the bank counter (or the bank's official website).

    3. Confirm that the daily and each payment limit of your online banking is different from bank to bank.

    4. Distinguish between login password and payment password, the login password is the password used by the customer when logging in to personal online banking, and the payment password is the password entered by the customer when handling the fund transfer between card accounts in online banking, and sometimes the initial login password is the same as the payment secret judgment early code.

    5. If the card issuer has restrictions on the use of the card such as online payment limit, please call the card issuer and the actual situation shall prevail. <>

  5. Anonymous users2024-02-04

    In general, the time it takes for a bank transfer to arrive depends on a number of factors. First of all, different banks have different processing times, which will affect the reconciliation, and if the recipient and remitter use different banks, it will increase the processing time. Secondly, the time it takes for a bank transfer to arrive is also affected by the amount of money sent, and generally speaking, the larger the amount of money sent, the longer the processing time will be.

    In addition, weekends and holidays can also affect the bank's processing time.

    For most bank transfers, it usually takes up to one business day for the bank to process the transfer, as the bank needs to confirm and review the remittance information, ensure that the funds reach the recipient accurately, and follow the procedures specified by the regulator. In addition, the bank used by the recipient will also affect the bank transfer time.

    In addition to standard bank transfers, there are a few other transfer methods that can speed up transactions. For example, transferring money through payment apps such as PayPal, venmo, and others is usually faster because they are different from bank payment systems in that they receive the necessary approvals and approvals and connect directly to financial accounts. In addition, if the money is sent to an account in the same bank, the transaction can be made through the instant transfer service, which allows the transfer to be completed more quickly.

    Overall, the arrival time of a bank transfer is not a fixed time, but is affected by a variety of factors. However, more often than not, bank transfers take up to one business day to process and are late. Of course, if you're looking for a faster way to transfer money, consider using other payment apps or instant transfer services.

  6. Anonymous users2024-02-03

    The service time of online banking cross-border remittance is 7*24 hours, if you want to send money to other overseas banks, it is recommended that you submit it between 9:00 and 16:00 from Monday to Friday.

    Extended Information》How to Make International Money Transfers.

    1. Once you have prepared the materials to open online banking, register an account! You need your own mobile phone number, ID card, and the card you use also needs to open online banking or mobile banking, otherwise you can't use it!

    2. Then enter the homepage and find the transfer in the upper left corner, of course, the transfer includes domestic transfers, as well as overseas transfers!

    3. Then choose overseas transfer, and you're good to go! The type selected here can be transferred according to the information you know, and the category cannot be selected incorrectly.

    4. Remittance and flow.

    5. Enter the relevant information of the beneficiary, especially the name, and the card number cannot be entered incorrectly! It's best to find a colleague or copy the relevant information directly, don't enter it yourself!

    1. Enter the sender's information and verify that it is correct! This is basically automatically generated by the system!

    2. Verify whether the relevant information is correct, this is the beneficiary's information, which is automatically generated by the system**!

    3. Check the relevant information of the payer, it is recommended to fill in truthfully, otherwise it will cause the transfer to fail and the other party will not be able to receive it!

    4. The main display here is the relevant fees, generally including handling fees and telegram fees, please verify carefully, and enter the corresponding verification code, submit the order.

    The failure of cross-border remittance may be due to the remittance limit exceeding the limit, and the single transaction and daily cumulative limit for domestic people are equivalent to 50,000 US dollars; The single and daily cumulative limits for foreign persons are equivalent to US$500,000. In addition, there are precautions when sending money overseas:

    The payroll in the recipient's bank account should be used for the same purpose as the remittance.

    The purpose of the remittance should be accurate, for example, if it is the cost of studying abroad, it needs to be clearly stated that the purpose is to study abroad. The beneficiary cannot be an investment company, a company, an exchange, an insurance company, etc.

    SAFE currently allows services** remittances that do not include currency. In order to ensure the success of the remittance, the customer needs to provide detailed and accurate sender and beneficiary addresses when remitting, and the details must be detailed to the house number.

  7. Anonymous users2024-02-02

    Interbank transfers (non-urgent business) usually arrive within 24 hours. However, due to the fund settlement procedures of both banks, there may be a delay in receiving the payment, so please refer to the account opening time of the beneficiary. If it is a weekend or holiday, the arrival time may be delayed.

    Interbank transfers (urgent transactions), usually received in real time. However, due to the failure of the payment system during the National Day and Spring Festival, the application for inter-bank transfer transactions may not be timely.

    Ordinary transfers. If the money is between 9 a.m. and 4 p.m., it will normally arrive in real time. After 4:00 p.m., the remittance after Naheng has to be processed by the teller before it arrives, so it arrives the next day.

    Extended Material: Billing Requirements.

    1.The basic deposit account is a bank settlement account that the depositor needs to open for daily transfer settlement and cash receipt and payment.

    2.A general deposit account is a bank settlement account opened by a depositor in a bank business institution other than the bank where the basic deposit account is opened for borrowing or other settlement needs.

    3.A special deposit account is a bank settlement account opened by a depositor for special management and use of its funds for specific purposes in accordance with laws, administrative regulations and rules.

    4.A temporary deposit account is a bank settlement account opened by a depositor for temporary needs and use within a specified period.

    At the same time, it is also stipulated that:

    1.Depositors of corporate bank settlement accounts can only open one basic deposit account with the bank.

    2.The basic deposit account is the depositor's host account. The receipt and payment of funds for the depositor's daily business activities and the withdrawal of wages, bonuses and cash shall be handled through this account.

    3.The general deposit account is used to handle the transfer of depositors' loans, the return of loans and the receipt and payment of funds for other settlements. The account can be used for cash deposit, but not for cash withdrawal.

    The specific time for transferring from the company's account to the personal account is as follows:

    For ordinary transfers, if the transfer is made between 9 a.m. and 4 p.m., it will arrive in real time under normal circumstances. Remittance after 4 p.m. will be processed by the teller before it arrives at the account, so it will arrive the next day.

    Inter-bank transfers (non-expedited services) will generally arrive within 24 hours. However, due to the fund clearing procedures involving both banks, there may be delays in the arrival of the account, please refer to the payee's account entry time. If it is a weekend or holiday, the arrival time may be delayed.

    Inter-bank transfer (urgent business) will arrive in real time under normal circumstances. However, due to the impact of the non-operation of the payment system during the national holiday and the Spring Festival, the application for inter-bank transfer transaction may not be processed in time and will be delayed by one or two days.

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