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Male is like shit on the side of the road! It's everyone's, and it doesn't belong to everyone.
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The two businesses receive and pay each other.
The company is two enterprises to receive and pay each other, the general company finance is more personal business, the business volume is large, the business volume of the company is relatively small, if the company to the other company to collect and pay, it will take the form of transfer or remittance, which requires the other party to come to the company to handle, by the company's leaders agree to sign the financial department can do the account remittance business.
Banking services will be called corporate business for the business of the unit, personal business for the individual business, corporate business has deposits, loans, transfer and remittance, wealth management, bills, etc., service channels include counters, online banking, etc. Corporate business includes deposits, loans, transfers and remittances, wealth management, bills, etc., and service channels include counters, online banking, etc.
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It refers to the transfer of funds to the account of the other company, or the transfer of units to units, also known as corporate transfers, which is an inevitable form of economic development. There are four types of corporate accounts: basic accounts, general accounts, temporary accounts and special accounts.
Corporate transfers
A company-to-company transfer, or a unit-to-unit transfer. Also known as corporate transfer. The opening bank of the legal representative of the payment company transfers money to the opening bank of the legal representative of the receiving company.
The transfer of personal accounts from corporate accounts can be handled in the following ways:
1. Withdraw cash from the corporate account and deposit it directly into the personal account, which is the simplest and most effective method. If the personal account is a non-local account, a certain fee will be charged. The premise of using this method is that the corporate account must be a basic deposit account, because only the basic deposit account has the function and right to withdraw cash.
2. Fill in the transfer and remittance form of the corporate account at the opening outlets of the corporate account, and the funds will be transferred to the personal account you have designed. In addition to the special deposit account, there will be restrictions on the other three types of accounts (basic deposit account, general deposit account, and temporary deposit account) in the corporate account.
3. For the use of cheques for corporate account transfers, the company will issue a transfer cheque to the cardholder of the personal account, and the cardholder will handle the transfer of funds at the bank outlets where the cheque can be accepted. One of the drawbacks of this method is that it can be troublesome if the check is lost or cannot be processed.
4. Use corporate online banking to handle corporate account transfer to private account, after the bank handles corporate online banking, you can log in to online banking to transfer funds directly to personal accounts, which is very convenient, fast and secure, and is highly respected by various companies.
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The corporate account, i.e., the corporate bank settlement account, refers to the account opened in the name of the company in the bank, and can also refer to the non-resident (individual) account.
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The "public" here is "public", which is different from private individuals, and now refers to the state, institutions, enterprises, organizations, etc.
For example, the corporate account is the account of the state, the government, the enterprise, the group, etc., not the private account.
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To the public: the public refers to the public, which is different from the private, and now it refers to the state, organs, enterprises, groups, etc. Corporate is when two enterprises receive and pay each other.
Corporate businessThe corporate business of the bank includes institutional business, corporate electronic banking, fund clearing, intermediary business, credit business, asset promotion, unit deposit business, international business, entrusted housing, Jinhong Yingrong trusteeship, etc., which is commonly known as "the business of the unit".
With enterprise legal persons, units and other simple and out-of-file customers as the main body, carry out all kinds of checks, exchanges, loans and other businesses for public deposit accounts. In addition, it should be noted that banks generally do not handle corporate business on weekends or holidays, and if you want to handle it, it is best to go to the relevant bank outlets from Monday to Friday.
The most basic departments within a corporate bank are savings (private), accounting (public) and credit. Accounting can be said to be the back-office and service department of credit, credit is the deposit and loan business of the unit, a bit like the sales department of a general company, and all the business dealings between these units and the bank are realized through the accounting department. Specifically, the corporate business obstruction is to carry out various types of checks, exchanges, loans and other businesses around the public deposit account with corporate legal persons, units and other customers as the main body.
The difference between a corporate account and a private account:
First, the object is different.
1. Enterprises and institutions for the public.
2. Refers to a single natural person.
Second, the required information is different.
1. The original and duplicate of the business license of the public household information, the original and duplicate of the ** certificate of the organization, the original and duplicate of the national and local tax registration certificate, the copy of the ID card of the legal person and the operator, and the official seal and reserved seal. Fill out the account opening application form.
2. The original personal ID card for private account opening information. Fill out the account opening application form.
Third, the functions are different.
1. The corporate account refers to the establishment of the enterprise, the user name is the name of the enterprise, and the financial statements need to be prepared as reference materials for the enterprise's tax payment.
2. The private account refers to the most common personal account, the user name is personal, the personal financial statement is made, the bank deposit has interest, and the interest tax needs to be borne after the interest is collected.
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Male, upper and lower structure, will be the word.
Gong, oracle bone inscription (eight, division) (囗, village, tribe), the original meaning of the word: in the ancient times when the level of productivity was low and the material supply was scarce, people distributed the property and material use of the tribe equally. The Jin script basically inherits the oracle bone glyphs.
The seal script mistakenly wrote the "囗" in the golden glyph as "厶".
The literary version of "Shuo Wen Jie Zi": Gong, equally divided. From eight, from the house. Eight back also. Han Fei said: The back is the public.
The vernacular version of "Shuowen Jiezi": Gong, evenly distributed. The glyph adopts the meaning of "eight, 厶". Eighth, as if each was contrary to each other. Han Feizi said that contrary to private is public.
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