What is the minimum amount of Ping An Insurance to have a treasure?

According to the subject's question, Ping An Insurance.

The minimum amount of deposit can have a treasure, if you buy a treasure alone, it is a single payment.

1 million. In the first year, the money can be used to accumulate wealth and earn interest.

Jucaibao is Ping An Bank.

Dedicated to local and foreign currency wealth management products.

The main brand has several types of products under the brand, such as structured, principal-protected, non-principal-protected, bank-trust cooperation, and portfolio products, which meet the different needs of customers for profitability and liquidity.

Jucaibao is a RMB wealth management product tailored by Ping An Bank for individual customers to meet the needs of customers for automatic appreciation of idle funds, with high profitability, strong liquidity, reliable security, simplicity of procedures and other characteristics.

1.Features:

1) Low investment threshold (from 1,000 yuan), low investment risk (100% capital protection), investment income.

High (up to.)

2) One-to-one correspondence of creditor's rights, products are sold on schedule, and higher returns.

2.Product type.

Principal-protected and non-interest-guaranteed.

3.Investment direction.

The funds will be invested in farmers and individual industrial and commercial households as stipulated in the product contract.

Loans arising from various legal business activities of small and micro enterprises, licensed microfinance companies.

High-quality debt of financial leasing companies and low-risk investment products of other financial institutions.

4.Product term.

90 days (month month full day (double season win day (nine seasons rich day (four seasons red).

5.Subscription amount.

The minimum purchase amount is 1,000 yuan, and then it will be increased in multiples of 1,000, and the subscription limit is subject to the data of each product.

6.Subscription timeframe.

You can subscribe at any time during the current product offering period, and the income will be calculated from the date when the purchase application is approved.

7.Payment date.

The date of principal repayment and income payment.

8.Product Redemption.

Before the maturity of the effective product, if the customer applies for redemption in advance, the income will be calculated according to the current bank current interest.

Effective products cannot be revoked or redeemed in advance during the closed period.

9.Earnings withdrawals.

After the maturity of the product, the principal and interest will be successfully redeemed into the available balance of the account, and the funds can be transferred to the member's bank account only after "withdrawal" (a handling fee of 3 yuan will be charged for every 50,000 yuan).

10.Management fee.

Subject to current circumstances.

11.Product revenue.

At present, the income of savings insurance is best around six, generally not more than five, and the product is guaranteed without interest.

12.Investment Tips.

It is recommended that investors choose the products that suit them according to their own financial plans and investment preferences, and because new products cannot be redeemed in advance, it is recommended that investors plan their funds in advance to avoid turnover difficulties.

Hope mine helps.

If you buy a single treasure, you will pay 1 million in a lump sum. But in the first year, the money can be used to accumulate wealth and earn interest.

Jucaibao (20) whole life insurance is a universal whole life insurance under Ping An Life, as for whether this product is good or not, we still have to combine the protection of this product. In today's article, the senior sister will analyze this product for you.

The old rule, let's take a look at the product guarantee chart first:

It can be seen from the protection chart that the protection content of Jucaibao (Hidden 20) Whole Life Insurance (Universal) is not particularly comprehensive, and it can only provide the insured with a death benefit. When the insured dies, the insurance company will pay the sum insured at the time of the insured's death as the death benefit.

As a whole life insurance, the protection function of Jucaibao (20) whole life insurance (universal type) is actually not particularly strong, after all, some life insurance policies can not only provide death benefits for the insured, but also provide unique protection for the death caused by various accidental injuries. If you want to buy better life insurance, you can take a look at the following list:Top 10 Life Insurance Worth Buying!

In addition, as a universal insurance of Zaohe's, Jucaibao (20) Whole Life Insurance (Universal) will also provide a universal account for the insured, but the guaranteed interest rate of this universal account is not high enough. It is important to know that the interest rate of the universal account is not constant, and only the income that can be obtained by running according to the guaranteed interest rate is the money that the insured will be able to get.

Therefore, for the insured, the higher the guaranteed interest rate of the universal account, the better. Nowadays, the guaranteed interest rate of many universal accounts on the market can reach 3%, compared to the guaranteed interest rate of the universal account provided by Jucaibao (20) Whole Life Insurance (Universal), which is too low.

In fact, in addition to universal insurance, there are many insurance policies on the market with financial attributes, if you are more interested in them, you can take a look at the following article:What is the difference between participating insurance, universal insurance, and increased whole life insurance? Which one is the best deal?

Hope.

Hello (* The minimum guaranteed interest rate for Ju Cai Bao Lifetime is 3 Ju Cai Bao Lifetime Insurance: 1First of all, this Ping An Jucai Bao (2021) Whole Life Insurance (Universal) has a very wide insurance range, from 0-year-old babies to 80-year-old seniors.

If you want to buy this product for your newborn child, as long as you are older than 28 days old and in good health, you will have a chance to successfully buy it. And this insurance age setting is also very friendly to those who are too old to buy the same type of insurance, after all, there are not many life insurance policies on the market that can allow octogenarians to take out insurance. 2.

Choosing two insureds is different from conventional life insurance products, this Ping An Jucai Bao (2021) Whole Life Insurance (Universal) can choose two insureds when applying for insurance, that is to say, this product can achieve "one policy for two people". For example, if both husband and wife want to buy life insurance for themselves, this product is worth buying. In this way, the insurance process can help two people get protection, which is simply worry-free and effort-saving.

But don't underestimate the defects of Ping An Jucai Bao (2021) Whole Life Insurance (Universal), and when the senior sister analyzed the terms of this product, she also found a small flaw. 3.There is no Total Disability Benefit, and the object of this Ping An Wealth Treasure (2021) Whole Life Insurance (Universal) is limited to death, and total disability is not included.

However, many life insurance products on the market provide both death protection and total disability protection. In contrast, Ping An Jucaibao (2021) Whole Life Insurance (Universal) still needs to be continuously improved in terms of protection. All in all, this Ping An Jucai Bao (2021) Whole Life Insurance (Universal) is still very wide in terms of the age range of the policy, and one policy can protect two people, which is quite good.

The insurance age of Ping An Ju Cai Bao is from 0 to 80 years old.

Ping An Ju Cai Bao also has the characteristics of high settlement interest rate, and Ping An Ju Cai Bao buys whole life insurance.

The settlement interest rate can reach 5%, and if the treasure holder has been buying Ping An Ju Caibao, then the insurance company will give the policyholder a certain continuous reward.

Insurance refers to the commercial insurance behavior in which the insured pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the liability for compensating for the property loss caused by the occurrence of the accident that may occur as agreed in the contract, or bears the responsibility of paying the insurance money when the insured dies, is disabled, is sick or reaches the age and time limit agreed in the contract. From a social point of view, insurance is an important part of the economic security system of the social sedan association, and it is a "delicate stabilizer" of social production and social life; from risk management.

From perspective, insurance is a method of risk management.

Summary. Hello. Ping An Ju Cai Bao Life's Minimum Guaranteed Interest Rate:

The minimum guaranteed interest rate is an annual interest rate. In this insurance product plan, Ping An Jucai Bao (21) Whole Life Insurance (Universal) is a universal insurance, and the minimum guaranteed interest rate is an annual interest rate, and the investment income above the guaranteed interest rate is uncertain.

You get ready. The minimum guaranteed interest rate for the life of Ping An Jucai Burning Pai Bao: The minimum guaranteed interest rate is an annual interest rate.

In this insurance product plan, Ping An Jucai Bao (21) Whole Life Insurance (Universal) is a universal insurance, and the minimum guaranteed interest rate is an annual interest rate, and the investment income above the guaranteed interest rate is uncertain.

Hello. The minimum guaranteed interest rate of Ping An Ju Cai Bao Life: The minimum guaranteed interest rate is the annual interest rate, and the guaranteed interest rate of Ping An Ju Cai Bao 21 Edition Pension Insurance (Universal Type) is Yan Yan, and policyholders can also enjoy policy loans, additional premiums and other rights.

Hello, the sum insured of Ping An Jubao can be held to choose from the potatoes. Details of Ping An Treasure Gathering Details: Issue Age:

0 to 80 years old Insurance period: lifelong Payment method: agreed with the insurance company Product features:

It is an annuity financial protection product, which will receive annuity every year from the fifth year, and the age and proportion of annuity can be agreed in advance or changed, and there is also protection in death. The annuity payable in each policy year shall not exceed 20% of the premium paid and shall not exceed the policy account value of this principal contract. The death benefit paid includes the account value of the policy at the time of death.

Summary. Hello, I'll answer this question for you.

There are five years, and there are ten years.

The insurance period of Ping An Treasure 2020 Whole Life Insurance (Universal) is for life.

This product is a universal whole life insurance launched by Ping An Life Insurance Company, which provides death insurance benefits, supports policy loans, can designate beneficiaries, has a universal account, and has a guaranteed interest rate. The issue age is 0-80 years old and the cooling-off period is 20 days.

Ping An Ju Cai Bao 15 has to pay a few years of premiums.

Hello, I'll answer this question for you. There are five years, and there are ten years. The insurance period of Ping An Treasure 2020 Whole Life Insurance (Universal) is for life.

This product is a universal whole life insurance launched by Ping An Life Insurance Company, which provides death insurance benefits, supports policy loans, can designate beneficiaries, has a universal account, and has a guaranteed interest rate. The issue age is 0-80 years old and the cooling-off period is 20 days.

First of all, this Ping An Jucai Bao (2021) Whole Life Insurance (Universal) has a very wide insurance scope, from 80-year-old seniors to 0-year-old babies have the opportunity to insure this product. If you want to configure this product for a newborn child, as long as you are older than 28 days and in good health, you have a chance to get it successfully. And this insurance age setting is also very friendly to those who are too old to buy the same type of insurance, after all, there are not many life insurance policies on the market that can be insured by octogenarians.

The age of the policyholder is as follows:

1) Before the policy anniversary when the insured reaches the age of 18 (excluding the policy anniversary date of 18 years old), the insured amount of this main insurance contract is the greater of the basic insured amount of this main insurance contract and the policy account value of this main insurance contract;

2) From the policy anniversary when the insured reaches the age of 18 to the policy anniversary date when the insured reaches the age of 41 (excluding the policy anniversary date of the 41st birthday), the insured amount of this main insurance contract shall be the greater of 160% of the basic insured amount of this main insurance contract and the policy account value of this main insurance contract

3) From the policy anniversary when the insured reaches the age of 41 to the policy anniversary date when the insured reaches the age of 61 (excluding the policy anniversary date of the 61st birthday), the insured amount of this main insurance contract shall be the greater of 140% of the basic insured amount of this main insurance contract and the policy account value of this main insurance contract;

4) From the policy anniversary when the insured reaches the age of 61, the insured amount of this main insurance contract shall be the greater of 120% of the basic insured amount of this main insurance contract and the policy account value of this main insurance contract.

Extended Information: What are the product highlights of Ping An Jucaibao?

1) Credited funds are settled on a monthly basis.

Single premiums, additional premiums or transfer-in premiums can be entered into the Jucaibao 20 policy account and enjoy monthly settlement interest.

2) There is no cap on the settlement guarantee.

If the settlement interest rate is higher than the guaranteed interest rate, the settlement interest rate will be settled and paid according to the actual settlement interest rate, and there is no upper limit.

Third, what is not guaranteed by gathering treasure in peace?

1) Intentional killing or intentional injury of the insured by the insured;

2) The insured intentionally commits a crime or resists criminal compulsory measures taken in accordance with the law;

3) The insured commits suicide within 2 years from the date of the conclusion of the main insurance contract or the restoration of the validity of the contract, unless the insured is incapacitated for civil conduct at the time of suicide;

4) The insured actively smokes or injects drugs;

5) The insured is driving a motor vehicle under the influence of alcohol;