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It's hard to say, it depends on what your needs are.
For example, if you only need medical treatment, then you can get more than 1,000, if you pay attention to critical illness, about 5,000, and if you pay attention to income, then I can design more than 2,000 to several million.
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Depending on which insurance you buy and how much you insure, you can consider New China Life Health Fuxing, a health insurance that accompanies your child to grow up and give your child lifelong protection.
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If you want to buy health insurance for your child, you can choose Tsinghua Tongfang Global (one of the world's top five insurance companies) Health Life, 300,000 yuan of insurance within the age of 10 is only about 3,100 yuan, and the most important thing is to have a mild illness premium waiver function.
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The blessing of Life Insurance is accompanied by a 5-year-old child's premium of less than 3,000, covering 100,000 major illnesses and 60 major diseases. Each of the l0 mild cases is entitled to 20,000 yuan of medical treatment. Medical care after the age of 60 o threshold.
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Hello! Children can buy financial insurance and critical illness insurance, but they don't know what type of insurance you want to buy.
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My advice is to find a foreign insurance company, and the Zhonghong Insurance I serve is very professional. Trustworthy, there is a branch in Shenzhen. Consult me too.
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About 3,000, guaranteed for life, critical illness.
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Reimbursement is based on the amount of insurance you have purchased.
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Kiss! You can buy Sunshine Insurance.
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From a few hundred to ten thousand.
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Hello, you see what you buy, you can give you a specific analysis.
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Hello, do you mean to settle a claim or buy insurance?
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Taikang's Xin enjoys life, giving children a lifetime of love.
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Sunshine Golden Doll is looking forward to your consultation.
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Ping An's smart star and guardian star, Xinli are very good.
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Founded in 2002, Ping An Life is one of the world's top 500 life insurance companies, and won awards such as "Outstanding Life Insurance Company of the Year" in 2021. Universal insurance, also known as universal insurance, is a type of insurance with both protection and financial management functions. Ping An Life has a lot of children's universal insurance products, and the space is limited, so I can't list them all.
And different products, the premium to be paid a year is also different, some may only need a few thousand yuan per year, but some need more than ten thousand yuan per year. In addition, the amount of premium paid in a year is also related to age, sum insured, etc. If you want to know what kind of partner Ping An Life is like as an insurance company, you can take a look at this article:
How about Ping An Life, what products are there, which ones are good, and what are the issues worthy of in-depth analysis?
Although children's universal insurance also has a financial management role, the income of universal insurance is unstable. In other words, if this is a sum of money invested as a child's education fund, then the income generated by this fund may not be very stable. Since the account value of universal insurance is related to the settlement interest rate, and the settlement interest rate announced by the insurance company is different every month, the income is not very stable.
How much money can I make by buying universal insurance? Don't be sold, it's a happy ......In addition to universal insurance, there are other types of insurance with a financial nature that are also worth insuring, such as annuity insurance. The income of annuity insurance is relatively stable compared with universal insurance, and the longer the year, the higher the income of annuity insurance.
Therefore, compared with universal insurance, the senior sister recommends that you buy annuity insurance for yourself, which can be used as a child's education fund or a wedding fund and start-up fund for future growth. There are many annuity insurance on the market, and in order to save time for parents, the senior sister has compiled this list of high-yield annuity insurance for you, hoping to help parents:
Top 10 Annuity Insurance Rankings Want to buy high-yield annuity insurance? Don't miss out on these 10 again!
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At present, the newly listed Ping An Wisdom Star Children's Universal Insurance has a minimum payment of 4,000 yuan, and the previous Ping An Century Tianjiao Children's Universal Insurance has a minimum payment of 12,000 yuan.
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Ping An has a century winner children's omnipotence, starting from 12,000 yuan, under 18 years old has a protection of 10,000 yuan, can be attached to critical illness, and the sum insured can be increased after the age of 18.
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How much Ping An Children's Universal Insurance pays a year depends on which product it is.
and the specific insurance conditions will be known later.
Because universal insurance provides universal accounts, the more money we invest, the higher the premium required, so it cannot be generalized.
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Children's wisdom star from 4000.
Century Tianjiao 12,000 up.
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Summary. Hello dear, it is a pleasure to serve you <>
Ping An Insurance Children's Insurance can generally be reimbursed in the following ways:1The insurance salesman can handle the reimbursement procedures on behalf of the insurance clerk
The beneficiary of the insured can contact the insurance salesman and hand over the information required for reimbursement to the insurance salesman, who can handle the reimbursement procedures on his behalf; 2.You can apply for reimbursement by yourself: after the occurrence of an insured accident, the insured beneficiary also needs to notify the insurance company in time, report the case, and then prepare the materials required for reimbursement according to the requirements of the insurance company, such as invoices for inpatient medical expenses, medical expense lists, medical insurance statements, discharge records and other relevant materials for medical expense reimbursement; For the claim of death insurance benefits, you need to prepare three certificates of SI death, that is, SI death certificate, cremation certificate, and certificate of account cancellation; Disability insurance claims require a disability appraisal**; In addition, if it is caused by an accident, it is generally necessary to prepare an accident manual.
After preparing the reimbursement materials, they will be handed over to the insurance company, and the insurance company will approve the claim, and the claim will be paid into the bank account designated by the beneficiary of the insured.
How to reimburse Ping An Insurance children's insurance.
Hello dear, it is a pleasure to serve you <>
Ping An Insurance Children's Insurance can generally be reimbursed in the following ways:1The reimbursement procedures can be handled by the Baoru dry insurance salesman on behalf of the company
The beneficiary of the insured can contact the insurance salesman and hand over the information required for reimbursement to the insurance salesman, who can handle the reimbursement procedures on his behalf; 2.You can apply for reimbursement by yourself: after the occurrence of an insured accident, the insured beneficiary also needs to notify the insurance company in time, report the case, and then prepare the materials required for reimbursement according to the requirements of the insurance company, such as invoices for inpatient medical expenses, medical expense lists, medical insurance statements, discharge records and other relevant information for medical expense reimbursement; For the claim of death insurance benefits, you need to prepare three certificates of SI death, that is, SI death certificate, cremation certificate, and certificate of account cancellation; Disability insurance claims require a disability appraisal**; In addition, if it is caused by an accident, it is generally necessary to prepare an accident manual.
After preparing the reimbursement materials, they will be handed over to the insurance company, and the insurance company will approve the claim, and the claim will be paid into the bank account designated by the beneficiary of the insured.
Extended information: Children's insurance can generally be reimbursed in the following ways: The insurance salesman can handle the procedures for reporting the split chain and selling the fortune on behalf of the insurance salesman
The beneficiary of the insured can contact the insurance salesman and hand over the information required for reimbursement to the insurance salesman, who can handle the reimbursement procedures on his behalf; Usually, if you buy insurance for your child for the first time, you need to wait a month or three months, but there is no waiting period for renewal. When the child is hospitalized, you need to report to Ping An Insurance Company, and after the hospitalization, bring the hospitalization settlement certificate, Bing calendar, Yao list, diagnosis certificate, invoice, etc., but these need to be stamped with the official seal of the hospital, in addition, you also need to go to the insurance company for the insurance contract, household registration book, guardian SFZ and YHK to handle it.
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Ping An Children's Insurance can generally be reimbursed in the following ways:
1.The insurance salesman can handle the reimbursement procedures: the insured beneficiary can contact the insurance salesman and hand over the materials required for reimbursement to the insurance salesman to handle the reimbursement procedures on behalf of the insurance salesman;
2.You can apply for reimbursement by yourself: after the occurrence of the insured event, the insured beneficiary should notify the insurance company in time to report, and then prepare the materials required for reimbursement according to the requirements of the insurance company, such as invoices for inpatient medical expenses, medical expenses list, medical insurance settlement list, discharge records and other relevant materials; Death insurance claims should prepare death certificates, i.e., death certificates, cremation certificates, and cancellation certificates; Disability insurance claims should be prepared with a disability assessment form; In addition, if it is caused by an accident, it is generally necessary to prepare a statement of the accident.
Once you have prepared the reimbursement materials, hand them over to the insurance company. If the insurance company approves it, the claim can be made. The claim will go to the bank account designated by the insured beneficiary.
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Summary. Hello, which children's insurance of Ping An, different reimbursement ** is different, please describe or supplement your problem more specifically, and talk to the teacher in detail, so that the teacher can better help you.
Hello, which children's insurance of Ping An, different reimbursement ** is different, please describe or supplement your problem more specifically, and talk to the teacher in detail, so that the teacher can better help you.
Ping An baby one-time annual card, there are two types of cards: paragraph A: 0-5 years old (0 years old refers to the baby who has been born for 30 days and has been discharged from the hospital in good health), 398 yuan. Section B: 6-18 years old, 260 yuan.
For children, there is also a school insurance of about 100 yuan a year.
In addition, there is also critical illness insurance for children, which needs to determine the premium according to the payment period and the amount insured. For example, a 0-year-old child buys 100% Guardian (Children's Edition) and pays it for 20 years, with an insurance amount of 200,000 yuan and a one-year premium of 1,180 yuan.
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Summary. Hello, happy to answer your <>
Kissing, Ping An Children's Insurance; Ping An Children's Insurance, or Ping An Children's Comprehensive Insurance, is a comprehensive protection insurance designed for children aged 30 days to 18 years old, covering personal accident, accidental medical treatment, death from illness and 15 common critical illness insurance for children, as well as providing accidental medical rescue and advance payment. In response to parents' increasing demand for children's protection, Ping An Insurance Company has launched a variety of targeted children's insurance, namely Ping An Children's Insurance, from critical illness protection to education fund planning, in an effort to provide comprehensive growth protection for children.
Ping An Children's Insurance.
Hello, happy to answer your <>
Kissing, Ping An Children's Insurance; Ping An Children's Insurance, or Ping An Children's Comprehensive Insurance, is a comprehensive protection insurance designed for children aged 30 days to 18 years old, covering personal accident, accidental medical treatment, death from illness and 15 common critical illness insurance for children, as well as providing accidental medical rescue and advance payment. In response to parents' increasing demand for children's protection, Ping An Insurance Company has launched a variety of targeted children's insurance, namely Ping An Children's Insurance, from critical illness protection to education fund planning, in an effort to provide comprehensive growth protection for children.
Ping An Children's Insurance covers personal accident, accidental medical treatment, death from illness and 15 common critical illness insurance, as well as accidental medical assistance and advance payment. In response to parents' increasing demand for children's protection, Ping An Insurance Company has launched a variety of targeted children's insurance, namely Ping An Children's Insurance, from critical illness protection to education fund planning, in an effort to provide comprehensive growth protection for children.
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Whether Ping An's children's insurance can be purchased depends on the specific product. Because the coverage content of different products will be different, it must be analyzed in combination with specific products.
Generally speaking, parents and friends should first consider the protection needs of their children when buying insurance for their children. This article may provide you with a little idea of insurance configuration: how to buy insurance for your child? Netizens shouted: Why did you only see it now.
There are three main types of insurance necessary for children, children's critical illness insurance, children's medical insurance, and children's accident insurance.
1.Children's critical illness insurance, medical insurance.
Critical illness insurance and medical insurance belong to health insurance, because children will face the risk of disease, so these two types of insurance must be bought. Critical illness insurance can transfer the financial risk caused by critical illness, and medical insurance can reimburse the medical expenses incurred in hospitalization. The sooner you buy it, the sooner your child will be covered.
In particular, the premium of critical illness insurance is constant, so the sooner you buy it, the more cost-effective it is. If you don't know what products to buy, you can take a look at this list: Top 10 ultra-cost-effective children's critical illness insurance, don't miss this treasure strategy!
2.Children's accident insurance.
Children are active by nature, and parents are inevitably worried about accidents. It is very necessary to buy an accident insurance to deal with the financial risks caused by accidents. Be careful not to buy long-term accident insurance for less trouble, short-term accident insurance is more cost-effective.
And there is no need to worry about renewal, you can change it directly when you encounter a good product.
Friends who don't know how to choose accident insurance can take a look at this article: [Accident Insurance] Whether to buy, how to buy, what are the types, comprehensive analysis, comparative evaluation.
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Children's insurance with coverage type.
Insurance purchase order:
1. Protect adults first, then children, because adults are children's insurance!
2. Buy protection first, then buy financial management, because health is the key to everything!
3. Long-term payment of health insurance and short-term payment of wealth management insurance, because health insurance can be attached to the exemption function, and wealth management insurance generally has compound interest and interest-bearing function!
4. Insurance must be bought early and late, and it must be bought sooner or later; Buy more insurance and buy less, buy as much as you want!
5. Insurance is first of all charcoal in the snow, and then it is the icing on the cake!
The specific recommendations for insuring your child are as follows:
1.When buying insurance for your child, you should first consider whether the adult is adequately protected, and don't put the cart before the horse.
2.Don't ignore local insurance policies, such as whether there is medical coverage for the elderly and the young.
2.Children's insurance, based on the basis of protection, then talk about education funds.
3.In terms of protection, accidents, critical illnesses, and medical treatment must be considered.
4.There are three types of children's insurance in the market: dividend, universal and investment-linked, and it is recommended to choose the first two.
5. Insurance planning, do what you can, don't deviate from the reality of affordability, then it is not insurance. Best, solve whatever you can? Don't aim for a one-step solution.
6.Remember the additional exemptions!!
6.Buying insurance for your children, don't plan too much for a rainy day, and plan your life, which is very unrealistic. Treat it rationally and do what you can. You can set short-term, medium-term, and long-term financial goals, but if you don't ask for them all, reverse the order, and it will be a mess and a waste of money.
7.First of all, we must clearly understand the above needs and rules, and then select a qualified ** person, which is very important and very important, and then choose an insurance company.
It is recommended to communicate with ** people in detail and verify with multiple parties, after all, face-to-face communication is the most practical and effective way.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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