Master, please ask me to deposit 5082 yuan a year,

The interest on a one-year deposit is:

Do you mean the following?

Save 5082 yuan in the first year, take out the principal and interest 5082 in the next year, and withdraw it at maturity.

In the second year, an additional 5082 yuan will be deposited, so that the interest will be rolled, that is, compound interest calculation?

If so, it is (16 items in total, because you held the principal in the first year) :(the following calculation and calculation of interest tax).

There is no deposit on the balance of the last year.

Excluding the last year's unsaved events, i.e. at the end of the 15th year, you have $5,082, but you haven't deposited it in the bank. There is no way to talk about interest.

Then the sum of the principal is 5082 15 76230 yuan, the sum of interest yuan, and the sum of interest income

Average annual return

In fact, it is an equal ratio sequence sn a1(1-q n) (1-q).

5082 [yuan, the error before and after is caused by rounding.

If the interest tax is included, the annual interest rate

5082 [yuan, that is, the after-tax income is yuan. The sum of the principal remains.

5082 15 76230 yuan, the sum of interest, returns, average annual rate of return.

For the same principal, there is a difference between a 5-year deposit and a 5-year deposit period. Deposit for 5 years for 5 years from the interest earned.

See, the interest earned is much less than that of a lump sum deposit for 5 years. If you don't use it for a long time, it is recommended to save it for 5 years.

For example, 10,000 yuan, saving for 5 years is the interest rate, the interest due is 360 5 1800, the interest tax is 20, and the actual interest is 1440 yuan.

That is, the total amount of principal and interest due is 11,440 yuan.

Deposit for 5 years a year: 10000 (1 + yuan.)

It's a lot worse than the other. Please consider carefully when choosing to make a deposit.

Compound interest? Just use the formula for the final value of the annuity

I don't remember exactly.

It seems to be 5028*(1+.)

Not necessarily, anyone with money and your passbook (or card) can go to the bank to deposit money.

Say it with great certainty: no!

Remember to adopt it.

10,000 yuan per year interest rate of 330 yuan.

It seems like 10,000 yuan and more than 300 a year.

The period of death, it seems to be a year.

You're a piecemeal deposit. Just find a small deposit calculator and you're done!

The conditions are too few compound interest or simple interest what is the interest rate The intermediate interest rate changes no.

The loss is about 30%, so it is not recommended to take it. If you need money urgently in the short term, you can consider consulting a policy mortgage, which can borrow a small amount at the bank's interest rate. It's a lot less than losing 30%.

The surrender of the bancassurance product in the first year is only more than 70% of the principal, and the cash value table of the contract has detailed reference data! You can apply for a full surrender within 10 days of purchase!

According to the provisions of China's insurance law, the salesman should explain the surrender and income in detail when the customer handles it at that time, otherwise it is a phenomenon of misleading customers in violation of regulations and will be terminated by the company!

Surrender: The policyholder can bring his ID card, insurance policy, and savings card to the counter to fill in the surrender application!

What is the cash value on the contract, how much will be refunded to you, and it is estimated that half of the loss will be lost...

If it is the latest insurance with a five-year period, it should be the Fulu Double Happiness Dividend Insurance of Chinese Life.

If it's Shenzhen, it's a happy life.

The most recent words are Fulfillment Life, paid in 5 years, and it belongs to the investment dividend insurance in the benefit insurance.

There are so many products like this... Can you describe the content of the insurance?

1) Cash in hand should be counted once a day.

2) Bank deposits.

Check with your bank at least once a month.

3) Creditor's rights and debts.

Check at least once or twice a year.

Creditor's rights and debts should be reconciled from time to time or once a month.