What should I do if I am deceived by a pecan loan?

Hello: The only way to be deceived by a pecan loan is to call the police.

Tell the deceived in detail, and you will intervene in the investigation and evidence collection based on the information you provide.

If it is determined that you have been deceived through the investigation and evidence collection of the information you provide, and the amount of defrauded has reached the minimum standard for filing a case, the case will be filed and investigated to help you recover the defrauded money.

If you are deceived, you must call the police, rely on ** to help you solve it, don't believe anyone who says they can help you, say that they can help **, don't believe it, so as not to be deceived again.

I was also fooled today, 3000, 1650 under the next payment, 1350 service fee, 15 yuan interest, 5 days period, I can't see these at all when I apply, they are all mandatory, when I checked the repayment, it was actually offline repayment, and I found that there was a problem, and I knew that I had fallen into the trap, and immediately contacted customer service to repay, in fact, customer service has always been there, I said to repay, directly let me transfer money, endless good words, grandson can not be grandson, don't give me any more money in the follow-up, fortunately, customer service agreed. Paid back the money, took a screenshot, let him write off the account, a minute and so on, but on the loan page I found that there is a time limit for canceling the loan within ten seconds, I guess you are here to be fooled, I still want to say something to him, the customer service told me, don't go online if you don't borrow, and when I still want to say something to him, he told me that you still have five seconds to automatically pay off, scared me to immediately quit the login, hey, my heart collapsed a comparison, it's been more than an hour, I didn't receive a text message for the next payment, I guess I won't transfer money to me again, I hope not, share it with everyone, take out a loan first, this kind of trap is scary.

Pecans are the most rubbish, the blackest and the most unreasonable in online loans. The most violent. You borrow 1,500 yuan from him, and you pay him back another 3,000.

This is the blackest online loan. Blacker than loan sharks. The person who made the payment was called, Tian Zuping, and this person could not be found with any information.

Remember not to touch his **, and try to report it if you can. The blackest is the hickory online loan platform.

Call the police, but it won't solve the root problem, it will pay you over and over again, and finally cancel the bank card.

You don't have to pay it back. Alarm. Then wait for the judicial process.

What about what you owe pecans now, I'm due today, and I'm not going to pay it back.

The Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases is the most practical and practical judicial interpretation in terms of borrowing. The interest rate and interest rate of private loans are clearly stipulated. Includes:

If the borrower and the borrower do not agree on the interest, or the agreement on the interest between natural persons is unclear, the lender has no right to claim that the borrower pay the interest during the loan period; If the interest rate agreed between the borrower and the borrower does not exceed 24% per annum, the lender has the right to request the borrower to pay interest at the agreed interest rate, but if the interest rate agreed between the borrower and the borrower exceeds 36% per annum, the interest in excess of 36% per annum shall be deemed invalid, and the borrower has the right to request the lender to return the interest paid in excess of 36% per annum; Where interest is deducted from the principal in advance, the people's court shall determine the amount actually lent as the principal; Unless otherwise agreed by the borrower and the borrower, the borrower may repay the loan in advance and calculate the interest according to the actual loan period. In addition, there are provisions for overdue interest rates, voluntary interest payments and compound interest.

Article 10 of the Several Opinions of the Supreme People's Court on the Trial of Loan Cases by the People's Courts: A lending relationship formed by one party by means of fraud, coercion or other means, or by taking advantage of the danger of others, so that the other party violates its true intentions, shall be deemed invalid.

Article 11 of the Several Opinions of the Supreme People's Court on the Trial of Lending Cases by the People's Courts: Where a lender clearly knows that the borrower is borrowing money for the purpose of carrying out illegal activities, its lending relationship shall not be protected.

1. Follow the law.

In terms of legal relationship, the legal relationship of borrowing is fresh, clear and simple, while the legal relationship of arrears may be more complex, and the background situation "behind the arrears" may be much more complex;

2. The nature of arrears and loans is different, and the reasons for their formation are different. The IOU proves the arrears.

3. In terms of IOUs and arrears certificates, the validity of the two is not the same, and the degree of security of the rights of creditors is also different.

If the other party issues an IOU to you, assuming that a lawsuit is initiated, then it may involve a more complex background and legal relationship, for example, if the other party defaults on the debt, saying that the IOU is written because of gambling debts, the problem is more complicated; IOUs don't create so many problems.

4. On the issue of interest payment, Article 211 of the Contract Law clearly stipulates that if there is no agreement on the payment of interest in the loan contract between natural persons or the agreement is not clear, it shall be deemed that no interest shall be paid; There is no uniform regulation on the interest rate on arrears

Arrears are subject to legal liability.

There is a difference between an IOU and an IOU. (1) IOUs prove the borrowing relationship, and IOUs prove the arrears relationship. A loan is definitely an arrears, but an arrears is not necessarily a loan; (2) The reason for the formation of the IOU is a specific fact of borrowing.

There are many reasons for the formation of IOUs, which can be based on a variety of facts, such as arrears arising from sales and sales, arrears arising from labor services, arrears arising from enterprise contracting, arrears arising from damages, etc.; (3) When the holder of the IOU files a lawsuit with the court on the basis of the IOU, since it is easier to identify and determine the fact of the loan between the parties through the IOU itself, the holder of the IOU generally only needs to briefly state the facts of the loan to the judge, and it is generally difficult for the other party to defend and deny. However, when the holder of the IOU files a lawsuit with the court on the basis of the IOU, the holder of the IOU must state to the judge the facts of the formation of the IOU, and if the other party denies or defends this fact, the holder of the IOU must further provide evidence to prove the fact of the formation of the IOU.

1. The IOU proves the borrowing relationship, and the IOU proves the arrears relationship. A loan is definitely an arrears, but an arrears is not necessarily a loan.

2. The reason for the formation of the IOU is the specific fact of borrowing. There are many reasons for the formation of IOUs, which can be based on a variety of facts, such as arrears arising from sales and sales, arrears arising from labor services, arrears arising from enterprise contracting, arrears arising from damages, .......

3. When the holder of the IOU files a lawsuit with the court on the basis of the IOU, since it is easier to identify and determine the facts of the loan between the parties through the IOU itself, the holder of the IOU generally only needs to simply state to the court the facts of the loan, and it is generally difficult for the other party to deny it. However, when the holder of the IOU files a lawsuit with the court on the basis of the IOU, the holder of the IOU must state to the judge the facts of the formation of the IOU, and if the other party denies or defends the matter, the holder of the IOU must further prove the existence of the fact that the IOU was formed.

See General Principles of the Civil Law

Article 12 of the General Principles of the Civil Law stipulates: "A minor over the age of 10 is a person with limited capacity for civil conduct, and may carry out civil activities that are appropriate to his age and intelligence, and other civil activities shall be carried out by his legal **person**, or with the consent of his legal **person." That is to say, a person with limited capacity for civil conduct can usually only carry out some civil acts that are related to his life or study, that his or her intellect can understand and foresee the corresponding consequences, and that the subject matter of the act is not large.

If the civil act they carry out is not appropriate to their age or intelligence, it shall be confirmed as an invalid civil act and has no legal effect.

Article 61 of the General Principles of the Civil Law stipulates that after a civil act is confirmed to be invalid, the property acquired by the parties as a result of the act shall be returned to the party who suffered the loss; The party at fault shall compensate for the losses suffered thereby; Where both parties are at fault, they shall each bear corresponding responsibility.

In other words, the loan agreement is invalid (depending on the amount borrowed), and if the minor refuses to repay, he or she can find his guardian. Of course, you also have some legal responsibilities.

It is a private lending, which is defined by law as a kind of lending behavior between individuals, between individuals and enterprises, and between enterprises, including minors.

It should be a loan contract, in the contract issuance. Whether a minor can borrow depends on how much he borrows, whether it is in tune with his own intellectual consciousness and is able to foresee the consequences independently.

Yes, the key is the question of how much to borrow, when it exceeds its due age of intelligence, it needs to obtain its legal consent, otherwise it is invalid.

Minors are persons with incomplete capacity for civil conduct.

Borrowing is a civil act.

Minors do not have this capacity.

Persons who are at least 16 years old and rely on their own labor to support themselves are persons with full capacity for civil conduct).

1) The legal definition of private (lending) lending: refers to the (lending) borrowing behavior between individuals and between individuals and enterprises, which has a very long history and is a form of private finance. Private lending is direct financing, while bank borrowing is indirect financing.

Whereas financing is applicable to financial regulations.

2) Minors have the right to borrow money, but it must comply with the principle of reciprocity between the ability to borrow money and the ability to repay money, as well as its legitimacy.

It is not difficult to borrow and repay.

There is no borrowing and not returning the whole family.

These are all truths that understand people understand.

If someone else doesn't have the money to pay you back, it's useless to go to court.

Before you borrow money, you have to look out for this person.

What kind of person is it.

Trust your eyes.

Otherwise, you will regret it when you lend it.

No. But our ancestors have told you ... Debt repayment.

Yes, anyone can borrow it!!

Topic: Breaking the law.

Contents: Robbery + Yes.

Borrowing money, as the name suggests, is borrowing someone else's money. Borrowing money between friends is the most common, but there are also many people who borrow money and do not pay it back, mostly because they are embarrassed to ask for money after borrowing, and over time, the money becomes a debt that they will not return. In order to avoid this embarrassing headache.

If there is a friend who borrows money from the subject, the subject can consider recommending the use of money to borrow money to a friend, and also in order not to look at people's faces, the subject can also use money to borrow money when he is short of money, money is a product of the company, safe and reliable, and very convenient.

A loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity with interest. With the exception of loan contracts between relatives, friends, and colleagues, most loan contracts are made by banks or credit unions.

The loan contract has the following characteristics:

1) The loan contract is a two-way paid contract. The parties to the loan contract share mutual rights and obligations. The lender has the obligation to make the payment to the borrower as agreed in the contract, and the borrower has the obligation to repay the principal and interest on time.

2) Most of the loan contracts are formal contracts. Unless otherwise agreed upon in the loan between natural persons, the loan contract shall be in written form. The loan contract shall include clauses such as the type of loan, currency, purpose, amount, interest rate, term and repayment method.

In addition, the loan application, loan voucher, agreement and relevant written materials for amending the loan contract are an integral part of the loan contract.

In order to safeguard the interests of the lender and ensure that the borrower repays the principal and interest on time, article 198 of the Contract Law stipulates that the lender may require the borrower to provide security when entering into a loan contract. The form and content of the guarantee shall be handled in accordance with the provisions of the Guarantee Law of the People's Republic of China.

In addition, when entering into a loan contract, the borrower shall provide the true information of the business activities and financial status related to the loan as required by the lender.

Articles 204 and 205 of the Contract Law also stipulate in principle the interest rate of borrowing. According to the regulations, the interest rate on loans of financial institutions handling loan business shall be determined in accordance with the upper and lower limits of the loan interest rate stipulated by the People's Bank of China. The interest rate on borrowing between citizens shall not violate the provisions of the state on restricting the interest rate on borrowing.

As long as someone wants to, they can borrow it, and there is no way to say that.

Someone else borrowed 200,000 yuan from me, and in three years and four months, how much interest should I receive?

It is enough to agree on the loan term, loan amount, loan interest, and repayment method clearly, and nothing else matters.

Regarding the laws and regulations dealing with private lending, please refer to the General Principles of the Civil Law of the People's Republic of China, the Property Law of the People's Republic of China, the Guarantee Law of the People's Republic of China, the Contract Law of the People's Republic of China, the Civil Procedure Law of the People's Republic of China, the Criminal Procedure Law of the People's Republic of China and other relevant laws.

On June 23, 2015, the Supreme People's Court promulgated the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases, which further explained the issue of private lending.

Examples: 1. Article 135 of the General Principles of the Civil Law stipulates that the limitation period for a lender to apply to the people's court for protection of creditor's rights is 2 years.

2. Article 211 of the Contract Law stipulates that if the loan contract between natural persons stipulates the payment of interest, the interest rate of the loan shall not violate the relevant provisions of the state on restricting the interest rate of the loan.

3. Article 26 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases stipulates that: If the interest rate agreed between the borrower and the borrower does not exceed 24% per annum, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it.

If the interest rate agreed between the borrower and the borrower exceeds 36% per annum, the interest agreement on the excess part shall be invalid. Where the borrower requests the lender to return the interest paid in excess of 36% of the annual interest rate, the people's court shall support it.