I want to buy some funds now, it s the kind of regular investment, how about Huaxia Revival?

You don't necessarily have to invest regularly, if you want to buy**. Compare with each other, take a look, and you will know what kind of ** to buy. The following reasons show that it is a lot more cost-effective to buy a closed ** with a large discount rate.

It is recommended that you buy some closed ones with a large discount rate in installments**. Learn to invest by investing. For example: 184701**Jingfu. 150002 Dacheng preferred. Why is it recommended that you buy a closed type with a large discount rate**?

First of all, the most important thing is the closed** discount transaction, and the discount is 20%-30%, and it can be traded at parity after expiration.

Secondly, the handling fee of the closed ** is cheaper, and even the open ** direct sales center is not as cheap as the closed ** handling fee.

3. Closed-end ** is easy to realize, the funds arrive quickly, the funds are sold and cashed into the account, and they can be withdrawn the next day. Much more convenient than opening a base.

4.The investment base is actually your disguise, holding ** at a discount, so it can be said that the risk is minimized.

5.The starting point is low, and the lower limit is one hand, which is 100 copies, and you can buy it for more than 50 yuan. Far lower than the lower limit of open**.

6.The resistance to decline is better than that of the open base, and the annual decline of the closed base is less than 4 percentage points of the open base.

Hello, the ** is good, but the subscription has not been opened, you can choose the Huaxia industry.

1. First of all, buying ** depends on your risk tolerance type. If you can tolerate a lot of risk, it is recommended that you buy index and **type**, which are risky and have high returns; If the tolerance is average, it is recommended to buy a stable type; If you can't afford the risk, buy currencies and bonds, but there is no return. However, it is recommended to choose a high-risk type, because regular investment itself can diversify risks.

2. Secondly, to choose, you still have to use a professional vision. Generally, the best companies that have experienced the bull and bear markets and can survive are all experienced. I recommend that you buy the products of Huaxia and E Fund first, and companies such as China Universal Wealth, Yinhua, Rongtong, and Huashang are also good.

3. Then, combine the above two points. You can choose ChinaAMC and E Fund's index and **type** products, such as ChinaAMC CSI 300, E Fund 50 Index, E Fund Positive Growth, E Fund Value Selection, etc. Personally, I recommend the China AMC CSI 300.

4. The advantage of regular investment is to diversify risks, so it is appropriate to start regular investment whenever you start. In addition, no matter up or down, as long as the ** is still changing, there is a chance, the good ** can also make money in the bad market, and the bad ** will still lose money in the bull market, so don't care too much about the trend of **, just stick to the regular investment.

In addition to the above points, this post is my personal summary of experience, although it is relatively early, but I hope it will be helpful to you:

08-11] "Big Talk**" Beginner Literacy Course (2): A lot**, which one should I buy?

If you have a long-term fixed investment, you will choose one with back-end fees, and Huaxia has no back-end fees, and short-term investment is good.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

Oh, buy **, there are many kinds, if you are a steady and conservative type, you can buy a bond type, or a currency type, of course, the currency type **income is definitely not much, as for the bond type**, this year's performance has been good, you can pay attention to it! Harvest Bond 070005 (, Sino Analytica Optimized Returns 320004 (, E Fund Enhanced Returns 110017 (, these are all bonds, and the returns have exceeded this year, you can choose one of them!) To add:

**Past performance does not represent future performance, please consider carefully before purchasing**!

As for your colleague's Huaxia**, I have a deep understanding of it, because I have bought it before! But I'm a large **, because it's a high point, so**, or because I've bought such a **, I'm willing to like Huaxia**. What a wild opinion!

It is recommended that you invest in the ChinaAMC CSI 300 Index**.

Because regular investment** is a long-term investment and financial management method, you can save a small amount of money at ordinary times and receive a lot of money at critical moments.

Don't deliberately pay attention to the ups and downs of **, and don't go to "buy low and sell high", because you can't ** when it is high and when it is low, you only need to honestly deposit money in the bank on a monthly basis. Choose the appropriate amount of fixed investment each month, don't have too much pressure to save money, and don't be too little, which can't achieve the purpose of depositing.

The time is not necessarily 3 years, but long or short, I suggest that as long as you have an income one day, you should always insist on making a fixed investment**, when you are in a hurry to use the money, you can redeem the large amount**, and then continue to save money every month, because your income is uninterrupted, saving money is a long-term activity, will accompany you for a lifetime, so that you will benefit endlessly in your life!

It is not particularly important to choose which **, the important thing is to be able to save money on time every month, which is often considered a very simple thing, but 90% of people can't stick to it, I hope you can.

Reliable, Huaxia belongs to the old ** investment company.

Regular investment generally chooses third-party consignment sales (Tiantian**.com, Jimmi.com, Ai**, Huaxia**, Bosera**, etc.), with low rates and good management.

It is best to choose a back-end fee, so that there is no handling fee every month, but the holding time should reach the time specified by the company (ranging from 3 to 10 years) before redemption, and there is no handling fee, which can save a lot of handling fees in the long run. There are many back-end charges, which are explained in the subscription fee column. Such as:

Southern 500, Huaan Baoli, Rongtong 100 and so on all have back-end charges.

Regular investment** is suitable for choosing **type and index type**, because they fluctuate greatly and can effectively amortize costs. But insist on long-term holding, if you don't have money for a certain month, then you can also stop investing for one to two months, which will not affect the regular investment, but if you stop investing for three consecutive months, the regular investment will automatically stop. In addition, it is best to change the cash dividend to dividend reinvestment, so that if the company dividends, the cash will be repaid, and the company will re**the, this part of the company, there is no handling fee, saving costs, and it can also produce compound interest benefits.