I am a person who has just joined the work, and I now want to buy the regular investment fund of the

Huaxia returns. In the last year, the overall scale of ChinaAMC returns is higher than that of the same category; In terms of dividend style, it is manifested in the preference for dividends in the overall **. In terms of the ratio of risk and return, the investment return of the ** is very high, and the investment risk is very small.

The proportion of ** assets invested in the ** net asset value. The manager of Huaxia Return has a very strong comprehensive management ability and good stability. In terms of choosing investment objects, we prefer to invest in large-capitalization categories, which have a mix of growth and value.

Among the concentration of heavy stocks, the concentration of the industry to which it belongs is average.

From the perspective of the overall management level of the ** company, the ** overall income of the ** management company is slightly greater than the average overall income of other ** companies, the difference in income is slightly greater than the average level, and the overall risk level is equal to the average level.

Therefore, it is recommended that you recommend** and hold it for a long time**.

Harvest 300 is in the index**, and Harvest 300 is the best among them! I believe you have already seen all kinds of analyses about this **!

1. According to the current point, it is no longer possible to have a large **.

2. China's most advanced economic aspect has not changed, and investing in Harvest 300 can enjoy the profits of the rapid growth of blue-chip listed companies.

3. The current **, regular investment index** must be more than 3 years, so as to ensure the income.

The downward trend of interest rates will become a long-term trend, and the interbank market is abundant, providing a good macro environment for the bond market to continue its previous strength, and bonds are facing more investment opportunities.

2. GF Strong Bond embodies the two concepts of safety and risk control in its structural design, and its rise in the past six months is far ahead of other bond types, and the stability of its performance is good, and it has been recommended by many research institutions.

3. GF Strong Bond has a unique design of the rate, no subscription fee and subscription fee are charged, and the redemption rate is only, and no redemption fee is charged if the holding period exceeds 30 days (including 30 days), which effectively reduces the handling fee for investors. For individual investors who avoid market fluctuations and pursue asset preservation and appreciation, as well as prudent institutional investors, low-risk and medium-return wealth management products are still their first choice. In view of the above situation, we believe that this ** is more suitable for the current market conditions, and investors are advised to actively subscribe to it.

If you go to the bank, you can buy **, you can only buy a part of the varieties, and you can buy all of them when you go to the securities company. Securities companies are more professional.

It is very convenient to open online banking and buy it by yourself in **company**.

The Harvest 300 is good.

After you go to the bank to apply for the AIP agreement, select the AIP date and amount, and then ensure that there is enough money to deposit into the card every month, and the bank will automatically deduct the money.

First open a trading account at the post office, and then select the first product sold by the postal agency, in the selection of the first, good buy to pay attention to the stock selection ability and dare to reallocate in the industry, such as Huaxia industry, Da Mo leading, Great Wall brand optimization, Yinhua leading strategy, etc.; At the same time, we pay attention to flexible strategies, such as the growth of Chinese business prosperity and the growth of Xinhua Preferred.

It is a monthly deduction of money. Rise and fall like that, according to**.

The so-called "fixed investment" refers to the investor's investment in a fixed amount (such as 1,000 yuan) at a fixed time every month (such as the 10th of each month) into a designated open-ended investment, similar to the bank's lump sum deposit and withdrawal method. Due to the low starting point and simple method of "fixed investment", it is also known as "small investment plan" or "lazy financial management".

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth, and eliminate the volatility of the market.

As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

It is best to stick to long-term investment, and there are very few people who invest 100 yuan per month, generally more than 200 yuan.

Bring your ID card and bank card to the bank to handle**You can buy ** after opening an account**.

For long-term regular investment, choose the one with back-end fees. Regular investment** is suitable for choosing **type and index type**, because they fluctuate greatly and can effectively amortize costs. For example, South 500, Dacheng 300, Desheng Advantage, etc. all have back-ends.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

It seems that the postal service of regular investment costs at least 200 yuan, and there is no 100. No one can say what will happen in 20 years. Look at his market.

20 years? You do it for a full year first and see if you can stick to it!

In addition, there are few ** that can act with a conscience!

The exponential CSI 300 is better!

After 20 years, you may not even be able to drink the broth!

You make your own decisions, so why don't you trust yourself?

Bring your ID card to the counter of the branch of China Post Bank to go through the ** regular investment procedures. You can also open online banking to self-service ** regular investment.

Postal Savings** Regular Investment Rules:

1. "Regular and fixed investment business" is referred to as postal savings**Regular investment, which refers to the business mode in which investors regularly subscribe for ** at a fixed time and with a fixed amount within a certain investment period. After accepting the investor's application, the Bank will automatically deduct the agreed amount from the investor's contracted fund account on the date specified by the investor to subscribe for the agreement. Investors can still carry out daily subscription and redemption business while opening a regular investment in postal savings.

2. Postal Savings Regular Investment is applicable to investors who can invest in accordance with relevant national laws and regulations and the first contracts.

3. The minimum subscription amount of each period of postal savings ** fixed investment is detailed in the announcement of each ** company, which is generally 100 yuan per period, and the doubling amount is 100 yuan (that is, more than 100 yuan must be an integer multiple of 100 yuan). According to the business regulations of the Postal Savings Bank, the maximum application amount for the Postal Savings ** regular investment is 5,000 yuan (inclusive).

Bring your ID card to the counter of the post bank of China branch to go through the ** regular investment procedures. You can also open online banking to self-service ** regular investment. Agree on the date and amount of the charge.

The minimum amount is 100 yuan. According to the high and low of your risk-return tolerance, choose **type, hybrid type and bond type** in turn. Such as:

Golden Eagle Small and Mid Cap ****, Wells Fargo Tianhui Mix**, E Fund Enhanced Bonds**, these 3** are all old ** with good long-term performance**, ranking high in all kinds of **, suitable for long-term regular investment.

Just take your ID card and bank card to the bank counter, which is very convenient.

**Regular investment does not guarantee future profits, so profit and loss are unpredictable.

Recommend a few** and choose from them.

070010 HARVEST THEME.

Under ****, we should choose those who are proactive and flexible. In the past six months, the performance of Harvest Theme (070010) can be described as very dazzling, which is inseparable from the "personalized" operation of its ** manager Zou Wei, in addition to the research strength and management method of Harvest ** management company is also an important factor in its outstanding performance. So back to the choice we mentioned earlier, when the **up and down are swinging, the more flexible hybrid ** should theoretically perform more prominently than the **type**, but in practice, due to the excessive scale of the public offering ** and other restrictions, unless it encounters a relatively large systemic risk, the hybrid ** rarely lowers the **, so the hybrid **, which should be more flexible, does not show its advantages.

Therefore, whether it is the first type or the mixed type, we look at his historical operation style, and try to choose the most frequent varieties of position adjustment and stock exchange, of course, it is necessary to operate correctly, if the replacement of the ** will also increase the investment cost and will not be affected by the good effect.

At present, the Harvest theme is only open for subscription for 1 day per month, and it can also be regularly invested.

630002 The prosperity of Chinese businessmen.

In the past two years, China Commercial has shown strong stock selection ability and market grasp ability in different market environments, especially the growth of China Commercial Shengshi, which has just won the "2009 Open Golden Bull", and has demonstrated good resistance in the market in 2010. Wind data shows that as of June 3, the growth rate of China Commercial Shengshi has won the first type of income champion this year, and it is one of the most ideal regular investment varieties.

At present, China Commercial Shengshi has suspended large-amount subscriptions, and small subscriptions of less than 500,000 yuan are allowed.

400009 Oriental Steady.

Oriental Steady (400009): The 2010 performance of the ** in the open-end bond ** performance is outstanding, which makes countless partial stocks** ashamed. From the perspective of bond allocation, more than 4% are in short- and medium-term central bank bills, which have nothing to do with credit risk and long-term interest rate bubbles.

Convertible bond holdings and corporate bond holdings accounted for 4%.

I recommend you to invest in 070002 Harvest Growth, let's analyze it, this is **year-to-date** and the Shanghai Composite Index is **21%. Looking at his historical performance, this ** was established on July 9, 2003, and has accumulated as much as 540% so far, compared with the Shanghai Composite Index of 1480 points at that time, 2588 points have only risen by 75% so far.

Industrial convertible bonds.

Just work stability first, I've been buying ** for four years, and several ** have suffered losses, only this one earns!

You can take a look at this on Alipay, and it is recommended to invest 2-3 different types of **.

More than a year of fixed investment time is a bit short, not fierce to accompany the royal will definitely make you money, you also Zhiyan to consider the risk and what you expect in your heart, if you invest in some small fluctuations, the income is not so high, invest in large fluctuations, and the risk is larger.

The work debate has not been long, if you want to invest in financial management, then take it to learn from yourself first, not in a hurry to enter the market, if it is the best fixed investment, it is a good thing, but to think long-term, think about the target, can not rush into the market, must be cautious, do not expect to find the answer on the top, it is recommended to invest in the mainstream, such as the index, SSE 50, CSI 300, CSI 500 these mainstream indexes, the best investment in the field, the operation is also convenient, and the realization is fast!