Please help a friend who knows, about the transfer of checks

Checks, promissory notes, bills of exchange belong to the negotiable instruments adjusted in the Negotiable Instruments Law, according to the provisions of the Negotiable Instruments Law, negotiable instruments belong to the Negotiable Instruments without cause, that is, no matter what the reason, as long as you are bona fide (not stealing, robbing, picking, cheating and other abnormal circumstances) to obtain the negotiable instruments, you enjoy the right to negotiable instruments, the payer should unconditionally pay you the amount determined on the negotiable instruments, the drawer is unable to say that it is invalid, he has no control over the negotiable instruments. As for whether you can receive the amount determined on the bill, it depends on whether your bill is within the validity period, whether the form of the bill itself is legal (whether all elements are complete), and whether there are sufficient funds in the payer's account (only checks, commercial acceptance drafts, and promissory notes, bank acceptance drafts and bank drafts will not fail to receive funds).

Several scenarios. days expire.

2.The password was not written.

3.The bank reservation seal is stamped incorrectly.

4.There is no money on the account.

Cheques drawn can also be voided for a variety of reasons. The other party has already hit **, so you can go back and change it.

The check has 7 items: date, collection unit, amount, etc., the check you say must be exchanged in the same city (this city), and the validity period is within 10 days from the date of issuance of the check, and the holiday will be postponed. For the sake of the relationship between the unit, negotiate the following with the other party, if you change it, there is no problem, he has no reason not to give you a change.

If the other party does not specify the date in the date of issuance, then it can be used. If the date is indicated, it can only be valid for 10 days, and the ticket will be invalid after 10 days.

I don't think so

Pay attention to it, ask the experts.

By: LY4108 - Xiucai Level 2 That's a good point.

It is estimated that the other party has no money in his account.

Categories: Business Banking >> Finance & Tax.

Problem description: My unit received a transfer check and wanted to transfer it to another unit, what should I do, and what should I do with the accounting vouchers? Please help me!

Analysis: 1On the back of the transfer check"Endorser's signature"Stamp your unit's bank reserved seal in the column, in"Endorsed by"Fill in the name of the other unit to be transferred.

Then make a copy of both the front and back of the check. Accounting vouchers can be directly linked to two units of accounts, debit: accounts payable and other receivables.

Credit: Accounts receivable Other payables.

2.If the payee of the check has written the name of your unit, and your unit does not endorse it, then, the current bearer goes to the bank to handle it, the bank will not accept it, and the bearer will take the check back to your unit for endorsement. If the payee of the check is blank at that time, then the bearer can directly write the name of his liquid pants unit.

If you don't have a copy and the check has been deposited in the bank, you can ask the unit you transferred to to issue a receipt to your unit.

First, it is convenient, reduces cash flow, and is relatively safe to carry, and second, the holder of the check generally does not withdraw cash immediately, which can play the role of late cash payment to a certain extent.

The transfer bill is a voucher issued by the unit to notify the bank to withdraw money from its account. Transfer cheques can only be used for transfers and cannot be used for cash withdrawals. It is applicable to the settlement of payments for commodity transactions, labor services** and other economic transactions between units.

The transfer check shall be signed by the payment unit and handed over to the receiving unit, and the receiving unit shall not be entrusted to sign on behalf of the receiving unit; The issuance of dishonoured cheques and post-dated cheques is not permitted; Cheques are not allowed to be rented out. All units must comply with the relevant regulations of the bank when using the transfer cheque.