Taikang Insurance s critical illness is 6 million, 1 yuan in the first month, how to pay the law in

The 2020 version of 360 Universal Medical Insurance is a million-dollar medical insurance jointly launched by the 360 platform and Taikang**. 1 yuan was deducted in the first month, why did you deduct more than 100 or 200 yuan next month? Is 360 Medicare 2020 a scam?

Certainly not a lie. However, there is a certain calculation method for the deduction standard.

First of all, let's take a look at the medical expenses of up to 6 million medical expenses of 360 million medical universal medical insurance, covering self-financed drugs, examination fees, diagnosis and treatment fees, outpatient surgery, nursing expenses, imported drugs, inpatient surgery, etc., and full reimbursement of inpatient medicine. Supplementary social security, a wide range of reimbursement, high incidence of malignant tumors, high cost, and malignant tumor disease insurance will pay 20,000 yuan after diagnosis, with no pressure on the deposit to advance the economy. And it has certain advantages:

1) There is a new crown pneumonia protection.

360 universal medical insurance combined with the current reality, there is a certain protection for the new crown pneumonia, but it should be noted that only when you reach a critical condition can you get an insurance payment of 10,000 yuan.

2) Loose restrictions on insured occupations.

In addition to high-risk occupations, other employees can be insured as long as they meet the conditions.

3) Online insurance is convenient.

The 2020 version of 360 universal medical insurance can choose to pay annually and monthly: and 1 yuan in the first month is for users who pay monthly, that is, 1 yuan in the first month, but it will be charged according to the normal rate next month.

We can take a look at how the specific rate (paid monthly) is calculated, just a simple example.

For example, Mr. Zhang is 30 years old and has social security, which is in the form of monthly payment, even if it is 1 yuan in the first month, but the next month will be deducted according to the prescribed rate, that is, 34 yuan will be deducted every month. If you are a user without social security, even if you deduct 1 yuan in the first month, you will have to deduct the fee according to the agreed rate in the next month.

Therefore, according to the rate table, it is necessary to divide according to your age, gender, and whether you have social security. The corresponding rates are also different. As a reminder, the premium in the same policy year is unchanged, and will not be paid every month, the premium is only related to age, and the older the age, the higher the premium.

For example, if you are 39 years old this year and 40 years old next year. Although it is only for one year, the standard of charging fees has changed, so the specific premiums are different.

This is a million medical insurance, not critical illness insurance, and the insurance rules and terms will state that the premium will increase with age! You can call Taikang 95522 and press 3 to transfer Taikang ** property insurance, and tell the customer the name of the insurance for detailed consultation. When buying medical insurance, you need to pay attention to:

Insurance rules, health notices, renewals, liability exemptions, deductibles, etc., buy the right one!

Summary. Kiss, <>

Hello, I am glad to answer for you, Taikang critical illness insurance pays 4890 yuan a year for five years Taikang's critical illness insurance products are more, different critical illness insurance products can choose to pay for different years, some can choose to pay in a single payment, you can also choose to pay premiums for 5 years, 10 years, 20 years, 30 years, there are also pay for one year for one year, according to the monthly payment of critical illness insurance products, you can check the terms of the critical illness insurance contract to know, the policyholder only needs to choose the payment period according to their actual needs. If the longer the payment period is chosen, the pressure on the policyholder to pay the premium in each installment will be much less, and if there is a premium waiver protection, the longer the premium payment period, the more beneficial it is. <>

How much does Taikang Critical Illness Insurance pay in a year?

Kiss, <>

Hello, I am glad to answer for you, Taikang critical illness insurance pays 4890 yuan a year for five years Taikang's critical illness insurance products are more, different critical illness insurance products can choose to pay for different years, some can choose to pay in a single payment, you can also choose to pay premiums for 5 years, 10 years, 20 years, 30 years, there are also pay for one year for one year, according to the monthly payment of critical illness insurance products, you can check the terms of the critical illness insurance contract to know, the policyholder only needs to choose the payment period according to their actual needs. If the longer the payment period is chosen, the pressure on the policyholder to pay the premium in each installment will be much less, and if there is a premium waiver protection, the longer the premium payment period, the more beneficial it is. <>

Kiss, <>

Taikang Life Critical Illness Insurance is a critical illness insurance product launched by Taikang Insurance Company. Critical illness insurance is based on illness as a condition for the payment of insurance benefits, and as long as the insured suffers from one of the diseases listed in the insurance policy, regardless of whether or not medical expenses are incurred or how many expenses are incurred, the insurance company can pay compensation. ”<

Taikang critical illness insurance pays 4,890 yuan a year, how many years do you have to pay?

Hello, I'm honored to have your question At least five years Taikang has more critical illness insurance products, and different critical illness insurance products can choose to pay for different years, some can choose to pay in a single payment, or you can choose to pay premiums for 5 years, 10 years, 20 years, and 30 years, and there are also critical illness insurance products that are paid for one year and one year, according to the monthly payment of critical illness insurance products, you can check the terms of the critical illness insurance contract to learn that the policyholder only needs to choose the payment period according to their actual and virtual needs. If the longer the payment period is chosen, the pressure on the policyholder to pay the premium for each troubled search period will be much less, and if there is a premium waiver protection, the longer the premium payment period, in fact, it is more beneficial.

Taikang Million Medical Insurance is actually a very popular product on the market now, and there are many people who pay attention to this insurance. In fact, Taikang million medical insurance is also an insurance product contracted by Taikang**, generally speaking, this product is still good, the insurance amount of 6 million is about 324 yuan a year, ** is not particularly expensive, most people can still afford it. <>

Of course, if you want to apply for Taikang Million Medical Insurance, there are also some insurance rules, such as the age of insurance must be within 60 years old, and the maximum renewal age is 99 years old. In fact, we can also see from this point that the age range of Taikang medical insurance is still relatively wide. There is a waiting period for this insurance product, and the waiting period is 30 days, which is actually a normal level compared with similar products.

The protection period of the insurance product is one year, which means that you pay for one year and you will be insured for one year, but you still need to pay attention to the renewal conditions of the product when applying for insurance. <>

Taikang Million Medical Insurance contains an insurance amount of 6 million, and the other is a deductible of 10,000 yuan, the so-called deductible is that when you see a doctor, if the final cost does not exceed 10,000 yuan, it will not be paid to you, only the part exceeding 10,000 yuan will be paid to you in proportion. In fact, if you buy this product, the general medical insurance amount is enough. In addition, if there is a special outpatient clinic and outpatient surgery, there are related expenses that can be reimbursed.

This product contains a total of 100 diseases, with an insured amount of 6 million, and the critical illness option is zero deductible, which is actually quite good. Many people are more concerned about the proportion of reimbursement, in fact, in the case of social security, the proportion of reimbursement after social security settlement and reimbursement is 100%, and if it does not go through social security settlement, it can be reimbursed 60%. Finally, this insurance product actually contains a green channel for critical illness, and the other is that you can enjoy value-added services such as advance payment.

The amount of medical insurance is 3 million, and the critical illness is 6 million, and the protection is very large, and the premium is not particularly much, this million medical insurance is still very cost-effective.

The sum insured of 6 million yuan needs to pay a premium of 4,000 yuan per year, and if there is no accident, these premiums will be refunded in the end.

It depends on how many years you have been insured. According to my own time, the insurance amount of 6 million is about 20,000.

Summary. 324 yuan.

Taking a 30-year-old man with social security as an example, the annual premium to be paid for Taikang Million Medical Insurance is 324 yuan.

Taikang medical insurance is 6 million, how much do you have to pay a year?

324 yuanTaking a 30-year-old man with social security as an example, the annual premium to be paid for Taikang Million Medical Insurance is 324 yuan.

A 49-year-old woman with social security What is the annual premium of Taikang Million Medical Insurance.

Taking the sum insured of 3 million yuan and social security as an example, the first-year premium for men and women aged 0-60 is listed separately, of which the first-year premium for men and women aged 0 is 788 yuan; The first-year premium for 10-year-old men and women is $297; The first year premium for 20-year-old men and women is $184; The first year premium for a 30-year-old man or woman is $304; The first year premium for 40-year-old men and women is 493 yuan; The first-year premium for a 50-year-old man or woman is $987; The first year premium for a 60-year-old man and woman is 1,635 yuan. It can be seen that people between the ages of 10-40 need a low premium, a few hundred dollars a year, compared to newborn children and the elderly, this ** is very affordable, if there are not millions of medical insurance users, you can consider this product, a few hundred yuan a year can be up to one million medical protection, or very cost-effective.

Does the 3 million sum insured include malignant tumors and non-malignant tumors?

We are unable to find the relevant information at this time, so it is recommended that you call the insurance customer service for consultation.

Medical insurance costs only $360 million for the first month, so the first year's premium divided by 11 months is 107 and that's the premium for each subsequent month.

After obtaining the insurance brokerage business license, 360 Financial Group launched the first customized medical insurance in the field of insurance business, providing users with one-stop insurance services for the whole life cycle. The annual medical expenses can reach up to 6 million yuan, and the insurance age can be up to 65 years old, which can be extended to 99 years old.

Million dollar medical insurance means that you get a million dollars in medical insurance when you get sick. The premise is that your illness is covered by the insurance company's insurance liability, and you can make a claim, as long as you live in the hospital, you can be reimbursed for more than 10,000 medical expenses by yourself. The 10,000-level medical insurance does not guarantee renewal and can only be purchased separately, so the 10,000-level medical insurance can only be used as a short-term transitional guarantee, and there is uncertainty.