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As an Internet celebrity product in the insurance industry, Ping An Fu has attracted the attention of all kinds of people. For some of the security changes that have occurred in Ping An Fu, let's do an evaluation today to see if this product is really worth paying attention to.
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Hello, I am Ping An ** person, Ping An Fu 45 major diseases are actually written in the contract, if you are a customer who has purchased Ping An Fu, then you can find it in the contract.
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The Internet is full of information in this regard, specifically, you can also ask your own ** person in detail.
There is also a detailed introduction on the official promotional color page.
It is also available on the official website.
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Ping An Fu 2019 covers minor illness, critical illness, death, long-term accident, multiple claims for malignant tumors, and premium waiver for the insured and the policyholder.
1.Critical Illness: 100 critical illnesses for life.
2.Mild illness: 30 mild illnesses, providing coverage of 20% of the basic sum assured of critical illness insurance, and does not affect the payment of 100 critical illnesses.
3.Death: Death benefit for life.
4.Accident: Cover up to the age of 70 with double accident coverage for accidents occurring while driving or riding in a non-operating private car or public transport on the anniversary date.
Multiple payouts:1Multiple claims for malignant tumors: provide additional compensation for the first time to effectively deal with **, metastasis and other conditions.
2.Minor illness can be paid up to 3 times: each minor illness is limited to 1 time.
Double Growth: 1Minor Illness Benefit Increase: For each minor illness before the 70th policy anniversary, the Death and Critical Illness Benefit Limits will be increased by 20% of the Basic Sum Assured of the Main Insurance and Critical Illness Insurance respectively, up to a maximum of 60%.
2.Exercise Benefit Increase: According to the terms and conditions, the death benefit of the main insurance and the critical illness insurance benefit can be increased by 5% or 10% of the basic sum assured of the main insurance and critical illness insurance respectively.
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In 2017, the coverage of the Critical Illness Insurance is:
1.Critical Illness Benefit: 80 types of critical illness diagnosis will be paid once, and 100% of the insured amount will be compensated.
The insured participates in the activities of the designated sports recording platform, and the number of exercise steps per day is not less than 10,000 steps in the first two policy years for at least 600 days. If a critical illness occurs in the previous two policy years, the compensation will be based on the basic sum insured. If a critical illness is diagnosed in the third year or later, an additional 10% will be paid.
2.Minor Illness Benefit: 20 minor illnesses will only be paid once, and 20% of the basic sum insured will be paid.
The insured participates in the activities of the designated sports recording platform, and has at least 600 days of imitation socks in the first two policy years, and the number of exercise steps per day is not less than 10,000. If a minor illness occurs in the first two policy years, 20% of the sum insured will be paid. If the diagnosis of mild illness is confirmed in the third year or later, 22% of the insured amount will be paid.
3.Death Benefit: If you participate in the designated sports recording platform activities, the number of exercise steps per day is not less than 10,000 steps for at least 600 days in the first two policy years.
In the event of death in the previous two policy years, compensation will be made according to the basic insurance amount. In the event of death in the third year or later, 110% of the sum insured will be compensated.
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Ping An Fu is a life insurance.
Life insurance products are based on human life, and life itself is priceless, so it is not possible to price a life insurance product with a fixed amount. You can choose the appropriate ** according to your age, payment period, family income, etc., but it shall not be lower than the minimum limit of the insured amount stipulated by the company.
Ping An Fu (2019) Insurance Product Plan continues the classic advantages of comprehensive protection, multiple claims and protection growth, and expands the types of minor and critical illness benefits to 130. Suitable for all demographics. Term: Death, Critical Illness Benefit, Lifetime Accident Coverage, Up to age 70.
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There are a total of 100 types of critical illnesses covered by Ping An Fu, and in addition to the 25 types of critical illnesses prescribed, Ping An Fu also provides an additional 75 types of critical illnesses. For example, multiple limb loss, severe burns, elephantiasis, severe muscular dystrophy, HIV infection through blood transfusion or AIDS, diffuse intravascular coagulation, pheochromocytoma, severe facial burns, etc.
Xueba talks about insurance, focusing on insurance product evaluation! How does Ping An Fu compare to popular critical illness insurance in the market? This comparison table gives you the answer"Comparison Table of 136 Popular Critical Illness Insurance in China". >>>More
The one you're talking about is not a combination of two types of insurance? If it is a combination, and the insurance is added to the insurance at the time of claim, and the amount of the main insurance is not reduced, if this person leaves in the end, won't the insurance company have to pay again? For example, 100,000, the main insurance is 100,000, and the additional critical illness is also 100,000, this person has a critical illness, and the insurance company pays 100,000, if the basic insurance amount of the main insurance is not reduced to the sickness money, the 100,000 yuan of the main insurance is still valid, if the person is not cured or walks away in the end, the insurance company will not have to pay 100,000 yuan? >>>More
I am Zhengzhou Ping An, Ping An Fu is a protection type of insurance, low cash value, high protection, insurance has survival funds, dividends, etc., I don't know if you want to buy financial products and mistake Ping An Fu as a financial product.
How about Ping An Fu Insurance?
Yes, if the customer feels that the sum insured is too high after taking out the insurance, he can contact the insurance company to reduce the sum insured. If the customer feels that the sum insured is too low, they can also apply to the insurance company to increase the sum insured. >>>More