Is there a discount if an individual has paid employee medical insurance for 17 years and has never

Updated on society 2024-04-21
33 answers
  1. Anonymous users2024-02-08

    No matter how many years an individual pays medical insurance, it is impossible to pay preferential or underpaid because he has not been hospitalized, he can only show that he is in good health and medical insurance has guaranteed you, and now he pays for the future retirement to enjoy this benefit, and it is also an accumulation for the individual to do in the future, and there is no need to worry about encountering an epidemic like this year, and you must pay enough for 20 to 25 years to go through the procedures when you retire.

  2. Anonymous users2024-02-07

    There is no preferential for individuals to pay social security, whether you have seen a doctor or not, whether you have been hospitalized or not, as long as the base of your payment remains unchanged, the fees paid are the same, and there is no preferential treatment.

  3. Anonymous users2024-02-06

    There is no discount for payment, that is, the money in your personal medical insurance account has increased every year, you can check how much money is in that person's account, and now in addition to seeing a doctor yourself, you can also use the money in your personal account to see a doctor for your immediate relatives.

  4. Anonymous users2024-02-05

    There is no discount, the employee medical insurance is the cost of your illness and hospitalization, which is a subsidy given to us by the state. Instead of car insurance, as long as you don't have an accident, you will get a discount every year.

  5. Anonymous users2024-02-04

    If it is really employee medical insurance, if you have never been hospitalized for 17 years, there is no discount for payment, but if you are really hospitalized for reimbursement, you may not need to spend money, because of your own medical insurance, the balance under Lei before is also very much.

  6. Anonymous users2024-02-03

    No, and only hospitalization is eligible for reimbursement.

  7. Anonymous users2024-02-02

    There's no special offer for this. But never, never, has never done research, which is a blessing in itself. It's the biggest deal.

  8. Anonymous users2024-02-01

    There will be no discount for paying medical insurance in any case, and you must pay medical insurance on time and in full

  9. Anonymous users2024-01-31

    For employee medical insurance, it is different from commercial insurance, if the traffic insurance has not been insured, the premium is lower than the normal payment, but the medical insurance is different, it is a policy insurance, and the premium is the same if it has not been reported.

  10. Anonymous users2024-01-30

    Nope. This is not car insurance.

  11. Anonymous users2024-01-29

    1.As long as the medical insurance has been paid for more than six months, you can enjoy hospitalization reimbursement.

    2.Pay the threshold fee according to the hospital level, then hand over the social security card to the inpatient department billing office, and reimburse 70%-85% according to your medication category when you are discharged.

    Extended information] 1. Can medical insurance arrears be reimbursed for hospitalization normally for one month?

    Medical insurance arrears for one month cannot be reimbursed for hospitalization.

    1.For those who participate in the urban employee medical insurance, such as in-service employees, flexible employment personnel, and migrant workers, if the medical insurance card is in arrears, they need to wait for one month after the payment of the medical insurance card before it can be used normally. However, the money in the personal account of the medical insurance card can still be used normally.

    2.If the enterprise cannot enjoy the medical insurance benefits due to arrears and other reasons, the enterprise shall be liable.

    3.The medical premiums will be renewed during the payment period, and the waiting period will start from January of the following year.

    4.Residents pay insurance premiums during the non-payment period, and the waiting period is calculated from the month following the payment and waits for 3 months.

    5.The calculation of the waiting period for urban residents' medical insurance is related to the time of the insured to make up the premium. For example, if the insured renews the insurance premium during the medical insurance payment period, that is, September and December, the waiting period is January and March of the following year, and he will enjoy the treatment from April 1.

    If the insured person pays the premium during the non-payment period, the waiting period is 3 months from the month following the payment.

    6.Employees can get a health insurance card after two months of enrollment. Employees in the designated hospital when showing the medical insurance card to prove the identity of the insured and **, the individual does not need to pay and then reimbursement, directly by the medical insurance and the hospital to settle the part of the medical insurance reimbursement, only at the time of checkout, the self-paid part by their own medical insurance card balance or cash payment.

    2. What is the reimbursement ratio of medical insurance hospitalization expenses?

    The hospitalization fee is paid directly by the hospital and the medical insurance center, and the insured only needs to pay the part that he or she should bear (but if the company is in arrears or other reasons, he needs to pay out of pocket first). Outpatient is more than 1800, inpatient is more than 1300 can be reimbursed, depending on the amount of money spent on a proportional basis.

    1.The medical insurance starting line of 1800 is for on-the-job outpatient emergency, and the part that exceeds 1800 in a year will be reimbursed by social security 50%.

    2.Inpatient and outpatient policies are different. Each time the hospitalization is settled, the individual who is reimbursed for basic medical care does not have to pay. For example, if 50,000 yuan is payable by the individual, the individual should only pay 10,000 yuan, and the hospital and the social security center will settle the remaining 40,000 yuan.

    3.However, there is still a lot of personal conceit, and the large amount of mutual aid from medical insurance can also be reimbursed. That is to say, if the personal self-responsibility exceeds 1300 for each hospitalization (the starting line after the second time has become 650), you can also take the bill to the unit and declare it again by the unit.

    This time, the excess of 1,300,650 will be reimbursed according to the segmented proportion.

  12. Anonymous users2024-01-28

    Hello, I'm glad to answer for you, as long as you pay for more than six months in a row, you can get reimbursement, of course, the medical insurance reimbursement treatment must be in the local insurance place to be able to enjoy, that is to say, for example, if you are insured in this city's medical insurance, then you must be able to see a doctor in the city's hospital and enjoy the reimbursement treatment of medical insurance.

    Hello, I'm glad to answer for you, as long as you pay for more than six months in a row, you can get reimbursement, of course, the medical insurance reimbursement treatment must be in the local insured place to be able to enjoy, that is, for example, if you are insured in this city's medical insurance, then you must be able to see a doctor in the city's hospital and enjoy the reimbursement treatment of medical insurance.

    Hello Question! I work in the factory, and I started to pay social security in September this year, do I have to pay for one year to enjoy hospitalization reimbursement?

    Hello! I work in the factory, and I started to pay social security in September this year, do I have to pay for one year to enjoy hospitalization reimbursement?

    Hello question, thanks!

    Ok thanks!

  13. Anonymous users2024-01-27

    Medical insurance can be reimbursed on a pro-rata basis for hospitalization as long as there is no arrears before retirement, so you can be reimbursed in this situation.

  14. Anonymous users2024-01-26

    Participating in the insurance in the unit should be to participate in the employee medical insurance, employee medical insurance, pay medical insurance premiums on a monthly basis, and you can enjoy medical insurance treatment in the next month after the successful insurance payment, and you do not need to pay for one year!

  15. Anonymous users2024-01-25

    Yes, you can be reimbursed for medical expenses as long as you pay for six consecutive months.

  16. Anonymous users2024-01-24

    Although your medical insurance has not been paid for one year, you can be reimbursed for more than three months of medical insurance.

  17. Anonymous users2024-01-23

    I haven't paid medical insurance for a year and now I'm hospitalized, and the expenses can be reimbursed! Please rest assured, you have collected all the documents and reached a certain data, except for the part that you pay for yourself, the rest can be reimbursed in accordance with national regulations!

  18. Anonymous users2024-01-22

    Generally speaking, the medical insurance paid by the individual generally needs to be paid for more than half a year or one year before you can enjoy the reimbursement treatment; The medical insurance paid by the unit can be reimbursed for hospitalization in the next month. Reimbursement for medical insurance is pro-rata and varies between hospitalizations at different levels of hospitals. Generally around 70%.

    If the employee medical insurance is paid within 3 months after the suspension of the insurance, it can be used immediately, and if the payment is made after 3 months, it will be necessary to wait for 3 months before it can be used. In the case of domestic medical insurance, it will take one month to use the premium payment after March 31. Generally, newly insured employees (including those who interrupt payment for more than one year and re-enroll) participate in basic medical insurance in accordance with the law and pay for one year in a row (excluding the number of years of supplementary payment), according to the provisions of the basic medical insurance treatment; if it is six months but less than one year, it shall be implemented at 50%; If it is less than six months, it will not be paid.

  19. Anonymous users2024-01-21

    Hospitalization can be reimbursed after one year of medical insurance.

  20. Anonymous users2024-01-20

    If the medical insurance has not been paid for 6 months, it cannot be reimbursed; If the medical insurance has been paid for 6 months, it can be reimbursed.

  21. Anonymous users2024-01-19

    It also depends on the time when the medical insurance takes effect, some medical insurance takes effect in three months, and some medical insurance takes 9 months to take effect, depending on your specific payment time, and then the corresponding insurance to determine whether it can be reimbursed.

  22. Anonymous users2024-01-18

    Reimbursement is possible. As long as you are hospitalized and have purchased the corresponding medical insurance, then you can reimburse the corresponding expenses.

  23. Anonymous users2024-01-17

    You can also report if you haven't paid for one year, and you can be reimbursed for the third month after paying medical insurance.

  24. Anonymous users2024-01-16

    If you say that you are the initial medical insurance, then you must pay continuously within the initial period, and you can enjoy the reimbursement treatment of this medical insurance for more than 6 months.

    That is to say, although your medical insurance has not been completed for one year, as long as you have paid for more than 6 months, then the reimbursement of medical insurance can be enjoyed normally, of course, the medical insurance reimbursement treatment must be in the local insured place to be able to enjoy, that is to say, for example, if you are insured in this city's medical insurance, then you must be able to see a doctor in the hospital in this city and enjoy the reimbursement treatment of medical insurance.

    Therefore, it is very important to say that you have a continuous insurance period, especially medical insurance, and once the medical insurance is interrupted, then the reimbursement treatment of medical insurance will also be stopped, and the interruption of more than three months is completely stopped, so it is said that after 6 months of continuous payment, you will resume your medical insurance reimbursement treatment.

    There is a waiting period for health insurance. The waiting period is to limit our employees, especially those who are flexibly employed, from being hospitalized and then paying emergency fees after getting sick, in order to enjoy hospitalization reimbursement treatment.

    The waiting period for Medicare generally ranges from six months to one year. This waiting period time.

  25. Anonymous users2024-01-15

    There will definitely be no reimbursement. Other words. As long as you stop medical insurance, you can't be reimbursed. But the money in the health insurance card can be spent if it can be spent. Who will pay less for health insurance.

  26. Anonymous users2024-01-14

    If the medical insurance has not been paid for half a year, can the hospitalization expenses still be reimbursed?

    Hello dear, the hospitalization expenses that have not been paid by the medical insurance for half a year cannot be reimbursed. If the medical insurance is not paid, it will take three months to use the rural cooperative medical care, and if it is an employee medical insurance, it will take six months to use it. The individual medical insurance benefits will be suspended from the next month after the payment is stopped, but the medical insurance card will have a recovery period of 2 to 3 months after the payment is stopped, and the cardholder can be reimbursed manually if he is sick and hospitalized within this 2-3 months.

    The subsequent payment of medical insurance will also be affected by the spine of the time, and it can be used in the second month after the normal payment within three months of the interruption, and it needs to be paid continuously for six months before it can be used normally.

  27. Anonymous users2024-01-13

    It's not up to 80% anymore. Only 75 percent of employees' medical insurance is reported, and 85 percent is retired from medical insurance. Medical insurance generally requires men to pay for 25 years, women to pay for 20 years, and only after retirement can they enjoy medical insurance benefits without paying again.

    Medical insurance cannot be terminated, and once the insurance is broken, it will no longer be reimbursed for serious illness. Pension insurance and medical insurance have a minimum payment period, and pension insurance needs to accumulate 15 years before you can receive a pension after retirement. Therefore, if you stop paying social insurance for 15 years and no longer pay medical insurance, you can no longer enjoy the treatment of medical insurance.

    If you don't pay social security for 15 years, it means that your medical insurance is broken, and if you have a period of time before retirement, this is a window period for not paying social security.

  28. Anonymous users2024-01-12

    The key depends on what standard you are paying now, and it has nothing to do with what standard you paid before. For example, if you have been paying employee insurance before, but now you are paying resident insurance, then you can only report according to the resident standard, and generally only 50%. If you continue to pay according to the employee's salary, then you can still enjoy the employee standard.

    If you don't have a job, you can continue to pay for employee health insurance as a freelancer.

  29. Anonymous users2024-01-11

    Pension insurance can be accumulated to calculate the number of years, and you can continue to pay it later, or you can not pay it, and you can receive a pension after you reach retirement age. However, medical insurance cannot be broken, and once the insurance is broken, it will no longer enjoy serious illness reimbursement. After quitting, it is recommended that the medical insurance continue to be renewed, and men can enjoy lifelong reimbursement for serious illness after reaching retirement age after paying for 25 consecutive years and women after 20 years.

  30. Anonymous users2024-01-10

    After being laid off, you must continue to pay insurance premiums to enjoy medical insurance benefits, and 40% of the part paid will be paid to the medical card, and 60% will be coordinated. The reimbursement ratio shall be calculated according to the regulations.

  31. Anonymous users2024-01-09

    You should pay attention to this, medical insurance is to be paid for 25 years, if you do not continue to pay, you will not be able to enjoy medical insurance treatment in the future, please be cautious.

  32. Anonymous users2024-01-08

    Are you of retirement age? If you don't do it now, you can go to the community to apply for urban employee pension insurance, and the employee medical insurance is only 75 percent, and the retirement is 85 percent.

  33. Anonymous users2024-01-07

    Legal analysis: Although your medical insurance has not been completed for one year, as long as you have paid the premium for more than 6 months, then the reimbursement of medical insurance can be enjoyed normally.

    Legal basis: Article 30 of the Social Insurance Law of the People's Republic of China The following medical expenses are not included in the scope of payment of basic medical insurance**

    1) It should be paid out of work-related injury insurance**;

    2) It shall be borne by a third party;

    3) It should be borne by public health;

    4) Seeking medical treatment outside the territory of the Wei nationality Heng.

    Medical expenses shall be borne by a third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party.

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