How much does it cost for employees to pay for medical insurance, and how much does it cost for them

For employees, the formula for calculating the medical insurance fees paid each month is as follows: individual medical insurance payment amount = individual medical insurance payment ratio * individual medical insurance payment base, it should be noted here that medical insurance payment is jointly participated by the employee and the employer, generally speaking, the medical insurance payment standard is as follows:

1. Medical insurance payment ratio: 8% for employers and 2% for individuals (standards vary from place to place);

2. Medical insurance payment base: The paying unit calculates and pays the medical insurance premiums of in-service employees according to the total amount of the monthly payment base of the individual payment of the unit. Individual payment is based on the salary and salary income of the individual income tax declared by the individual in the current month.

How much does it cost to pay for medical insurance for flexible workers every month?

1. Pension insurance premiums.

1.Contribution ratio: 18%;

2.Payment base: 2968-11128 yuan per month;

3.Payment amount: RMB per month.

2. Medical insurance premiums.

1.Contribution Ratio:;

2.Payment base: 2968 yuan per month;

3.Basic medical insurance premium: RMB;

4.Critical illness medical assistance fee: 3 yuan per month;

5.Subtotal: January.

It should be reminded that the above involves relevant data and is for reference only! The medical insurance policies in different places are different, and the specific medical insurance payment standards can be combined with the types of insurance you participate in, and consult with the local social security bureau! Or call the medical insurance inquiry**: 12333!

1. Individuals who pay medical insurance insurance are generally paid on an annual basis. Among them, the payment standard of individual zhi medical insurance is mainly divided into two different grades, and individuals can choose to participate in the insurance independently. The details are as follows:

1. The insured person shall pay the medical insurance premium before January 10 each year.

2. Those who participate in the insurance for the first time shall pay the medical insurance premiums for the remaining months of the year before the 10th of the next month after the registration procedures.

3. The minimum payment period for medical insurance is 30 years for men and 25 years for women, of which the actual payment period must be 10 years according to the regulations.

3. How to pay for personal medical insurance:

1. The insured person shall pay the medical insurance premium on an annual basis. If you participate in the insurance for the first time or pay again after interrupting the payment, the medical insurance premium shall be paid according to the actual remaining months of the year.

2. After the insured person reaches the statutory retirement age, he or she voluntarily can pay the medical insurance premiums for the remaining years in a lump sum (large medical insurance premiums should continue to be paid), or they can be paid annually.

Hello, how much money is paid for employee medical insurance a year is determined according to the city where you are located and the payment registration, and the employee medical insurance has been adjusted after the new policy.

There are new changes in social security in 2020, if you don't understand, it is recommended to take a look at this article first: "6 major changes in social security in 2020: "five insurances" to "four insurances"? 》

I can't pay the employee medical insurance, I can only pay personal medical insurance, the specific amount of money depends on the number of your provincial and municipal social security bureaus, different provinces, and there are many grades.

The proportion of employees' contributions is 2% + 3 of their salary income. Employer's contribution ratio: The employer's contribution ratio is 6% of the total salary of the employee.

Medical insurance is mainly divided into employee medical insurance and urban and rural residents' medical insurance, and the amount of payment is different for different types. For employee medical insurance, the payment amount = unit medical insurance payment base * payment ratio + individual medical insurance payment base * payment ratio. Under normal circumstances, the unit pays 8% and the individual pays 2%.

There is no clear regulation on how much urban and rural residents should pay for medical insurance in a year.

Are you asking yourself how much does it cost to pay for employee health insurance? For one month, this employee medical insurance is not paid casually, but by units and individuals in proportion.

In 2023, the financing of residents' medical insurance participation will not be less than 960 yuan. Among them, the financial subsidy shall not be less than 610 yuan, and the individual payment standard shall be 350 yuan. The financial subsidy funds at the municipal and county levels must be fully matched before the end of December 2023, and if they are not matched in full and in a timely manner according to the regulations, the corresponding side leakage will be deducted from the central and provincial financial subsidy funds, and the deduction part shall be made up by the municipal and county-level finances.

Employee medical insurance contributions are related to the local social security payment base and payment ratio. In Beijing, for example, social security units and individuals have to bear 16% and 8% of pension insurance, 9% and 2% of medical insurance, 0 yuan and 3 yuan of serious illness insurance, unemployment insurance, 0% work-related injury insurance, and 0% maternity insurance. According to the minimum payment base of 5869 yuan to participate in the insurance, the minimum payment of five insurances is to pay yuan.

Take five insurances and one housing fund as an example:

Endowment insurance: the employer pays 21% of the salary base for you every month, and you pay 8% of the salary base yourself;

Medical insurance: The unit pays 9% for you every month, and you pay 2% plus 3 10 yuan for serious illness co-ordination (major illness co-ordination is mainly in charge of hospitalization);

Unemployment insurance: the employer pays 2% for you every month, and you pay 1% yourself;

Work-related injury insurance: the employer pays for you every month, and you don't have to pay a penny yourself; Work-related injury insurance determines its work-related injury rate according to the scope of the industry in which the unit is divided, between;

Maternity insurance: The unit pays for you every month, and you don't have to pay a penny yourself;

Housing Provident Fund: The unit pays 8% for you every month, and you pay 8% yourself (the situation varies from place to place, according to the actual situation of the enterprise, choose the proportion of housing provident fund payment.) However, in principle, the maximum contribution shall not exceed 10% of the average salary of the employee).

Answer: If it is social security, buying medical insurance for yourself is to pay the social security of residents (including medical insurance, endowment insurance) and the medical insurance for urban and rural residents, each person has to pay at least 250 yuan a year, and the annual payment fee in most areas is 250 yuan, and some developed areas will charge higher fees.

Medicare reimbursement. Expenses such as **, outpatient, drug purchase, and inpatient medical treatment can be reimbursed by employee medical insurance, and the reimbursement ratio is mainly 70%. to 90%, while the medical insurance for urban and rural residents can only reimburse the expenses incurred in outpatient and hospitalization, and the reimbursement ratio is 50%-70%.

How much money to pay for employees' medical insurance needs to be calculated according to the local payment ratio, and there is no unified national regulation. Due to the actual situation of each region, the specific deposit base is determined according to the actual local situation. The cost of employee medical insurance is composed of 3 parts, social security ** (state) + company part + individual part, the individual payment part is the balance after social security ** subsidy = 80% of the company + 20% of the individual, the personal ratio is calculated according to the work income of the party, and the final amount of payment is required.

Social Insurance Law of the People's Republic of China

Article 23.

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons can participate in the basic medical insurance for employees, and the basic medical insurance premiums shall be paid by the individual in accordance with national regulations. Article 26.

The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations. Article 27.

Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years specified by the state, and they will no longer pay the basic medical insurance rough land fee after retirement, and enjoy the basic medical insurance treatment in accordance with the provisions of the state; If the travel answer has not reached the number of years specified by the state, the payment can be made up to the number of years specified by the state.