Why can t you apply for a card separately when you are 16 years old, what parents do you have to do,

Because these cards are not so simple to handle. Many people will think that they are already over 16 years old, and they can write some of them with an ID card, but some of them are special.

Normal banks, as long as you are at least 16 years old, as long as you bring your ID card, you can apply for a bank card, unless you have not yet applied for an ID card.

The law stipulates that those who are under the age of 18 are minors and cannot bear legal responsibility alone, but must have a guardian to bear it.

That's the way the policy is, and there are a lot of restrictions when you become an adult. Don't be willful, familiarize yourself with the rules before you can take advantage of the policy.

Sixteen years old is the last adult, so you must be accompanied by a guardian, otherwise the bank will not handle it.

Eighteen-year-olds can go to apply for a card separately!

Therefore, if you are over 16 years old but under 18 years old, you need your guardian to accompany you to apply for a card! That's the bank's regulations, and the bank's explanation has more right to speak! You can consult the staff for a specific reason when you apply for a card, and I believe that the bank staff will patiently tell you the reason!

Good luck!

Because I'm 16 years old, I'm not old, so it's okay to say I'm 18 years old.

Because you are a minor, you need to be accompanied by a guardian, no matter what is stipulated in **, after all, if your card handles any business, you have no ability to repay.

This may be the special regulations of your bank, the general bank stipulates that 16 years old can apply for a card alone.

Because there are some things that you have to be at least 18 years old to do.

Those under the age of 16 cannot apply for a ** card alone, but can apply for a ** card accompanied by a guardian.

According to the laws of our country, it is not allowed for a person with limited civil capacity to apply for a card alone, and he can apply for a ** card when he or she is accompanied by a parent or guardian.

The specifications and requirements for minors under the age of 18 to access the network are as follows:

1. Minors under the age of 10 cannot apply for it;

2. Minors who have reached the age of 10-16 must provide valid documents, and the guardian must bring his or her valid documents to the business hall accompanied by his guardian.

3. Minors who have reached the age of 16 and are under the age of 18 should have a labor contract or other income certificate with a valid certificate and income certificate.

[Legal basis].

Article 2 of the Provisions on the Protection of Personal Information of Telecommunications and Internet Users These Provisions apply to the collection and use of users' personal information in the course of providing telecommunications services and Internet information services within the territory of the People's Republic of China. Article 3: The Ministry of Industry and Information Technology and the communications administrations of all provinces, autonomous regions, and municipalities directly under the Central Government (hereinafter collectively referred to as telecommunications regulatory bodies) are to carry out oversight and management of efforts to protect the personal information of telecommunications and internet users in accordance with law. Article 4: "Users' personal information" as used in these Provisions refers to information collected by telecommunications operators and internet information service providers in the course of providing services, such as users' names, dates of birth, ID numbers, addresses, ** numbers, account numbers, and passwords, that can identify users, either alone or in combination with other information, as well as information such as the time and place when users use services.

Article 17 of the Civil Code of the People's Republic of China A natural person over the age of 18 is an adult. Natural persons under the age of 18 are minors. Article 18: Adults are persons with full capacity for civil conduct and may independently carry out civil juristic acts.

Minors over the age of 16 who rely on their own labor income as their main livelihood** are to be regarded as persons with full capacity for civil conduct. Article 19: Minors over the age of 8 are persons with limited capacity for civil conduct, and the implementation of civil juristic acts is carried out by their legally-designated ** persons ** or with the consent and posthumous recognition of their legally-prescribed ** persons; However, they may independently carry out civil juristic acts that are purely beneficial or that are appropriate to their age and intelligence.

Legal analysis: Those who are at least 16 years old do not need to be accompanied by a guardian to apply for a bank card. You can go to the bank with your ID card alone.

1. Application conditions: To apply for a bank card, you need to be at least 16 years old, and under the age of 16 you need to be accompanied by a guardian, and you can use the household registration book and the guardian's ID card to apply for a bank card.

2. Information required for bank card application:

To apply for a debit card (i.e. a savings card), you need to prepare an ID card.

Three smiles, handling steps:

1. Take your ID card to the bank;

2. Fill in **;

3. After filling in the **, you can give it to the counter;

4. After the counter completes the procedures, it will ask you to set a password and finally get a bank card.

Legal basis: Article 18 of the Civil Code of the People's Republic of China: Adults are persons with full capacity for civil conduct, and may independently carry out civil juristic acts. Adults over the age of 16 who live mainly on their own labor income are deemed to be persons with full capacity for civil conduct.

Parents do not need to be accompanied by parents to apply for a bank card at the age of 16. If you want to apply for a bank card at the age of 16, you need to bring your ID card to the bank for processing. The age requirements for applying for a bank card are as follows:

1. If you are under the age of 16 and want to apply for a bank card, you need to be accompanied by a guardian to bring your ID card and household registration booklet to the bank for processing;

2. At least 16 years old, you can use your ID card to apply for a bank card at the bank;

3. Those who are over 18 years old can open online banking;

4. Natural persons who have reached the age of 18 and have full capacity for civil conduct can apply for credit cards.

Bank card refers to a credit payment instrument that has all or part of the functions of consumer credit, transfer and settlement, deposit and cash withdrawal, etc., which has been approved by commercial banks (including postal financial institutions) to the public. Bank cards have reduced the circulation of cash and checks, and the banking business has broken through the limitations of time and space, and has undergone a fundamental change.

Legal basis] Law of the People's Republic of China on Resident Identity Cards

Article 7: Citizens shall, within three months from the date of reaching the age of 16, apply to the public security organ for the place of permanent residence to receive a resident identity card.

Citizens under the age of 16 shall have their guardians apply for a resident identity card on their behalf.

You can apply for a bank card at the age of 16. If you are at least 16 years old but under 18 years old, you can bring your original ID card or original account book to the bank counter to apply for a bank card, but you are not allowed to open online banking and apply for bank credit cards under the age of 18. Hope it helps.

You need to be accompanied by a guardian to apply for a bank card.

Summary. Hello, if you are 16 years old but not 18 years old and do not have a work unit certificate, you need to be accompanied by a legal guardian to the bank. When applying, you need to bring each other's original ID cards and provide the original copy of the contact household registration booklet, and then go to the bank service desk for processing.

Hello, if you reach the age of 16 and are not under the age of 18, you need to be accompanied by a legal guardian to the bank for processing. When handling the application, you need to bring each other's original imitation rock qin ID cards, as well as provide the original household registration book with the connection, and then go to the bank service desk to handle it.

What do I need to apply for a separate card when I am over 16 years old?

ID card, ** card.

Need cash. No.