What taxes do you have to pay to buy a new house

Legal Analysis: Buying a new home requires the following taxes:

1.Deed tax: 90 square meters and below ordinary housing, and the housing belongs to the only family housing, the deed tax is levied at a reduced rate of 1%, 90-144 square meters of ordinary housing, more than 144 square meters of 3%, non-residential 3%.

Usually, the deed tax is paid along with the down payment, and the developer collects it on behalf of the developer. Pay the relevant fees, and the developer will issue an official invoice for the purchase of the house. Deed tax refers to a one-time tax levied on the new owner (property right bearer) at a certain percentage of the property price of the contract entered into by the parties when the property rights of immovable property (land, house) are transferred and changed.

2.Stamp duty: It is paid directly at the time of signing the contract, and the total house payment is generally paid together with the down payment, so as to facilitate the developer to handle the contract registration and real estate certificate in a unified manner.

Stamp duty is a tax levied on the act of writing and receiving legally valid certificates in economic activities and economic exchanges.

3.Bank mortgage fees: If you apply for a mortgage loan, the second set of fees to be paid when signing the contract is the bank mortgage fee, and the fee items for commercial loans are slightly different from bank to bank.

4.Overhaul**: 2%-3% of the purchase price is for the maintenance of public facilities and common equipment (involving common parts of the house such as exterior walls, roofs, sewers, water pipes, etc.).

5.Property management fee: calculated from the date of receipt of the house and calculated from the date of acceptance of the house by the buyer. If the purchaser does not take possession of the property without justifiable reasons after the developer issues the notice of occupancy, the property management fee can be calculated from one month after the notice of occupancy is issued.

6.Ownership registration fee: 80 yuan set, the ownership registration fee is the cost of handling the real estate certificate.

7.Transaction fee: residential floor area x 3 yuan; Non-residential floor area x 11 yuan.

Legal basis: Article 2 of the Law of the People's Republic of China on the Administration of Tax Collection and Collection The real estate tax shall be paid by the property owner. If the property rights belong to the whole people, they shall be paid by the units that operate and manage them.

If the property rights are pawned, the pawn shall pay them. If the owner of the property right or the pawn is not in the place where the property is located, or if the property right has not been determined and the dispute over the lease has not been resolved, the real estate custodian or user shall pay the fee.

The property owners, business management units, pawns, real estate custodians or users listed in the preceding paragraph are collectively referred to as taxpayers (hereinafter referred to as taxpayers).

Derivative question: When will the down payment be given for buying a house?

The down payment is usually made at the time of signing the contract, or after the contract is signed. After signing the purchase contract, the loan information is completed and sent to the bank for approval, generally waiting for about 1-2 months, the bank will release the loan, and then repay the monthly payment from the next month of the loan.

The down payment is the minimum proportion of the first payment made in proportion to the state when buying a house, of course, the payment can be higher than this amount, but it cannot be lower than it, and the rest is borrowed from the bank. With effect from 1 June 2006, the down payment ratio of individual housing mortgage loans shall not be less than 30%. Taking into account the housing needs of low- and middle-income people, the down payment ratio of 20% is still implemented for the purchase of owner-occupied housing with a floor area of less than 90 square meters.

The taxes and fees to be paid to buy a house are as follows:Taxes to be paid when buying a house:

1. Deed tax: the total amount of the house payment. Ordinary houses under 140 square meters, 3% for ordinary houses over 140 square meters, and 3% for non-ordinary houses. Usually, the deed tax is paid along with the down payment, and the developer collects it on behalf of the developer. Pay the relevant fees, and the developer will issue an official invoice for the purchase of the house.

2. Stamp duty: It is paid directly at the time of signing the contract, and the total house payment is generally paid together with the down payment, so as to facilitate the developer to handle the contract registration and real estate certificate in a unified manner.

3. Bank mortgage fees. If you apply for a mortgage loan, the second set of fees to be paid when signing the contract is the bank mortgage fee, and the fees for commercial loans vary slightly from bank to bank.

The fees that need to be paid after buying a house mainly include house maintenance**, decoration deposit, property fees and other expenses.

Legal analysis: When buying a new house, you need to pay deed tax, stamp duty, warrant stamp duty, house maintenance, property management fees, ownership registration fees, transaction fees and other fees.

Legal basis: Law of the People's Republic of China on the Administration of Tax Collection

Article 1 This Law is enacted for the purpose of strengthening the administration of tax collection, standardizing the collection and payment of taxes, safeguarding state tax revenues, protecting the legitimate rights and interests of taxpayers, and promoting economic and social development.

This Law shall apply to the collection and administration of all kinds of taxes levied by the tax authorities in accordance with the law.

Article 3 The levy and suspension of taxation, as well as tax reduction, exemption, tax refund and tax compensation, shall be carried out in accordance with the provisions of the law; Where the law authorizes ***, it shall be implemented in accordance with the provisions of the administrative regulations formulated by ***.

No organ, unit, or individual may violate the provisions of laws and administrative regulations by making decisions on the introduction or suspension of tax collection, tax reduction, exemption of regular taxes, tax refunds, tax compensation, or other decisions that contradict tax laws and administrative regulations.

Article 4 Units and individuals that are liable to pay taxes as stipulated by laws and administrative regulations are taxpayers.

Units and individuals that are required by laws and administrative regulations to withhold and remit, collect and remit taxes are withholding agents. Taxpayers and withholding agents must pay, withhold, collect and remit taxes in accordance with the provisions of laws and administrative regulations.

1. Transaction hand silver key renewal fee: construction area multiplied by 3 yuan Pingzai land side 2, property rights registration fee: individual:

$50 up; 10 yuan for each additional person; Unit: 80 yuan for non-residential: 550 yuan for each additional person, 10 yuan for each additional person 3. Transaction deed tax:

1) Purchase of the only family house, ordinary house with a total construction area of less than 90 square meters: the assessed price of the local taxation bureau multiplied by 1% (2) Purchase the only family house, the total construction area of the unit is more than 90 square meters - less than 144 square meters: the assessed price of the local taxation bureau is multiplied (the above needs to be based on the family unit, the buyer must provide the original household registration book, marriage certificate or the original marriage registration certificate for half a month, and the certificate of no house in the place of household registration) (3) The unit construction area is more than 144 square meters (inclusive):

Local Taxation Bureau Appraisal Price Multiplied by 3% (4) Non-Family Sole Ordinary Housing: Local Taxation Bureau Assessed Price Multiplied by 3% (5) Gift, Non-Residential, Unit Purchase: Local Taxation Bureau Assessed Price Multiplied by 3% 4. Transaction Stamp Duty:

Individual Residential: Exempt Non-residential, Unit Purchase or**: Local Taxation Bureau Appraisal Price Multiplied by 5, Mortgage Registration Fee:

The mortgagee is a personal residence: 50 yuan Zong Feng Qi Qiao Unit residence: 80 yuan Zong Non-residential:

550 yuan 6, license stamp duty: 5 yuan certificate, 5 yuan for each additional person. Article 3 of the Provisional Regulations on Deed Tax The deed tax rate is 3-5%.

The applicable tax rate of deed tax shall be determined by the people of provinces, autonomous regions and municipalities directly under the Central Government within the range specified in the preceding paragraph in accordance with the actual situation of their respective regions, and shall be reported to the Ministry of Finance and the State Administration of Taxation for the record.

Buying a house requires the payment of deed tax, repairs** and stamp duty. Deed Tax: 4 for residential, commercial or condominium.

Stamp duty: 5/10,000 of the total room price. Repair**:

Buyers should pay 2% of the purchase price.

1. Deed tax refers to a one-time tax levied on the property right assignee according to a certain proportion of the house price in the contract signed by the parties when the housing right is changed. It is a special tax levied on changes in real estate property rights.

2. Stamp duty is a tax levied on the establishment and receipt of certificates in economic activities and economic exchanges. Developers and buyers are required to pay 5/10,000 of the stamp duty each.

3. It is the maintenance of public facilities and public equipment (involving the common parts of the house such as exterior walls, roofs, sewers, water pipes, etc.). 2-3% of the total purchase price, 2% in most places.

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