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Anonymous users2024-02-07First of all, the subject's question is that there is no insurance that should be bought or not, mainly according to the insurance needs of the policyholder. The second is that Sunshine Life's Wealth Treasure Insurance itself is reliable, and this product belongs to Sunshine Life. Next, the senior sister will give you a brief introduction to this product.
Sunshine Life Insurance and China Life Insurance Comparative Evaluation, which product is better?
After reading the protection chart of Fortune Treasure Insurance, the senior sister directly gave the evaluation results:
1.Analysis of insurance conditions.
The insurance age range is from 30 days old to 50 years old, the insurance period is set to 20 years, and the payment period is 10 years.
From the perspective of the age range of this product, the age range of this product is relatively narrow, you must know that the insurance age of the general insurance products on the market is set at the age of 28 to 60 years old, and the upper limit of the insurance age corresponding to some better products can reach 65 or 70 years old; The upper age limit for Fortune Protector is 50 years old.
The comparison shows that the insurance conditions of Fortune Treasure Insurance are a bit strict.
Seeing this, if you are interested in buying both insurance, the following article must be read:
About both insurance, the salesman will definitely not tell you!
2. Insurance liability analysis.
As can be seen from the above protection chart, the insurance liability of Fortune Treasure Insurance mainly includes death benefit and maturity benefit.
Among them, the death benefit is based on whether the insured was over 18 years old at the time of death, which is mainly divided into two situations: first, if the insured is under the age of 18 at the time of death, the insurance company will pay according to the basic sum insured; Second, if the insured is over 18 years old at the time of death, the insurance company will refund 120% of the premium paid.
Ultra-complete! Everything you need to know about insurance is here.
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Anonymous users2024-02-06Hello, whether to buy or not depends on the actual needs of the insured. The most important thing to buy insurance is to buy insurance that is suitable for their own protection needs, for individuals, buying insurance should first consider the protection of insurance, accident insurance and medical and health insurance is the first thing to consider, and then consider pension insurance or participating insurance, it is recommended that you should combine your actual situation to a professional insurance platform (Huize.com) or insurance companies combined with specific insurance types of detailed comparison and consultation.
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Anonymous users2024-02-05It is advisable to purchase Ping An's insurance. After all, peace is greater.
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Anonymous users2024-02-04Summary. Hello dear! Now answer for you Is Sunshine Life Monopoly Insurance Section B a protection insurance:
Sunshine Life is about to launch a product with typical "wealth-provoking" characteristics, and customers who buy this product can not only make themselves "rich", but also make their children become veritable "rich second generation". Take a 0-year-old baby as an example, its parents only need to invest 10,000 yuan per year in the first 10 years of its growth, and then they can ensure that the child is rich for life, if the baby survives to the age of 80 years old, according to the assumption of the mid-range dividend level, when the contract expires, the total survival benefit of the policy can reach 13.46 million yuan.
Hello dear! Now for you to answer Is Sunshine Life Monopoly Insurance Section B a protection insurance: Kiss Hello is a protection insurance Sunshine Life is about to launch a product with typical "wealth" characteristics, and customers who buy this product can not only make themselves "Monopoly", but also make their children become veritable "rich second generation".
Take a 0-year-old baby as an example, its parents only need to invest 10,000 yuan a year in Zhengsong Zheng for 10 years before they grow up, and then they can ensure that the child is rich and prosperous for life, if the baby survives to the age of 80 years old, according to the assumption of the mid-range dividend level, when the contract expires, the total survival benefit of the policy can reach 13.46 million yuan.
The product characteristics of "Monopoly" can be summarized as 9 words: "double income, double peace of mind, and double permanence". Double income: It means annual income and birthday income.
Customers who choose "Monopoly" can receive a survival insurance benefit equal to 20% of the basic sum insured from the end of the first policy year, and enjoy a happy life every year; At the same time, when the customer reaches the age of 60, he can also receive a life insurance premium equal to 200% of the basic insurance amount, and live a worry-free life in his old age. Double peace of mind: It means that the appreciation of peace of mind and the peace of mind of the principal.
If you don't need to receive it temporarily, you can keep it in Sunshine Life and enjoy compound interest every year, and your wealth will increase steadily. When the customer reaches the age of 80, the insurance contract expires, and the premium paid will be refunded in a lump sum, and the principal is safe and worry-free. Double permanence: It means that the receipt is permanent and the dividend is eternal.
20% of the annual survival insurance benefit is received until the age of 80, and the earlier you choose, the longer you will profit. At the same time, according to the actual operating conditions of the participating insurance business, Sunshine Life will determine the dividend distribution plan every year, and customers who choose "Monopoly" can enjoy policy dividends of no less than 70% of the dividend distribution amount of the current year, and share the operating results of Sunshine Life. At the same time, "Monopoly" also has the function of policy loans, providing customers with working capital to alleviate urgent needs, and through the combination of additional products such as additional term life and additional accidents, on the basis of meeting the financial needs of customers, providing customers with a full range of protection.
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I won't get it on the spot, except for your production cost, about 10 yuan, and I will refund the rest of the money to you within 10 working days.
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