My colleague borrowed money from me, and I don t remember to pay it back, so I m embarrassed to ask,

I remember there was a pitch some time ago"Magic beans"It is a seed, which can grow a plant after planting, and can be customized with various seeds on it, and the word can be seen after the plant grows. At that time, it was in the usual way he introduced"Please pay it back"So to speak. You can ask at the local jewelry store, stationery store or florist.

What did he borrow from you last time, and you borrowed money from him for the same reason this time.

Is there a lot of money? Looking for an opportunity, I just didn't have any money with me, so I told him directly about borrowing money.

Just say that someone borrowed money from you and needed it urgently. You don't have that much. Ask him if he's tight. Take it with him.

When there is no one, you go straight to him and explain it to him directly.

You just say you've been so poor lately! Saying that he had not been able to repay the money he had borrowed from others, he asked him what to do?

Bring it up unintentionally and use clever phrases to make him think you're not too angry.

When you talk to him, talk to him about borrowing money. Reveal him. If he deliberately pretends to be stupid, then use powder dew to condense the incense That trick: You can also borrow it from him, and if he asks you you can say: Oh, didn't you borrow me last time*, offset.

If you see as much as you want, you won't need less if you have less, and you won't need it directly.

That's that much trouble.

I often lend money to other people, and when the time comes, I say, "Brother, get some money to spend, and I'm short on money."

Ask him to borrow money, and then learn from him to forget to pay it back When he asks for it, you say: You didn't pay me back last time

I encountered the same thing, I asked directly, it's okay, just say what is the use of you, now the money in your hand is not enough, can you repay him last time.

Let someone else give you money in front of him.

You can borrow from him as well, and if he asks you you can say, "Oh, didn't you borrow from me last time*, offset."

Oh! Forgot about lending me money, right? How forgetful the nobles are.

In turn, borrow money from him. Anyway, if you have a good relationship, he can't help him.

Then I suddenly remembered, oh, how much money you borrowed from me last time and still haven't paid it back!

Huh

Do you remember the last time you borrowed money from me?

Or. You can also ask him to go shopping, watch a movie, buy something or something, and say that he has no money on the way.

If you borrow too much, just "so-and-so (someone important to you, like your family) has an urgent matter to pick up money from me in the past two days, and I don't borrow so much from him for a while?" ”

I don't lend money to people in general.

If the other person forgets, I'll ask for it. In this regard, I will not talk about any situation and strategy.

Tell him, when will you pay me back the 500 yuan you owe me, scam him, who made him not pay back.

Frequently talk about borrowing and repaying money.

I'm also in this situation a lot, I don't know what to do, I want to open some!

Here's a trick to remind him or her that it is.

Tell him (her): You don't have to pay me back the money you borrowed from me last time, I don't have a shortage of money this month, you can pay it back next month.

So that he or she remembers.

HuhTake into account the camaraderie and facial problems between colleagues. I guess there was no IOU at that time, the more hesitant this matter was, the longer it took to support, the more difficult it was to do, and I think it was better to solve it quickly.

What did you do with the money last time?

Find a chance to hint at him.

Borrow money from him again

When he asks for it, you tell him: You haven't paid back the money you borrowed from me last time!

You can borrow some more from him.

It's better to say it directly ...

That's what I'm so embarrassed to ask.

I am now in debt and feel at ease.

1. Decide whether to borrow or not according to the situation. In the workplace, each of us may encounter some difficulties, such as a family member who suddenly falls ill and really needs a lot of money, and it is normal to borrow from a colleague at this time. If this is the case, and we ourselves are financially well-off, we can lend it to our colleagues, and I believe that colleagues will thank you very much.

But if a colleague is borrowing money to travel or buy something valuable, we don't want to borrow it, so we don't have to borrow it.

In addition, if a colleague asks you to borrow three or five hundred yuan because he doesn't bring money temporarily, we can also borrow it at this time. After all, even if we don't pay it back, a few hundred yuan is within our range of affordability, and it is not much of a loss. If you don't even borrow a small amount of money, it will definitely affect the relationship between the two parties.

2. Use your wife as a shield. As long as your family is not particularly rich, you can say that the family's money is managed by your wife, and you don't know how much money you have, at this time you can say to your colleagues: "My current salary is all in the hands of my wife, and I usually have a few hundred yuan of living expenses, and I will ask my wife when I go home to see if there is any extra money."

This is the first step in our rejection. Usually a colleague will hear about it and ask you to go home and have a look.

The next thing is simpler, because you have a lot of time to make excuses, such as how much money you will lose if the money is saved by the wife on a regular basis. If a colleague is not particularly excessive, it is generally impossible for you to take out the money you have saved for a fixed period and lend it to him. If a colleague really thinks this way, you can not borrow it at all, because the colleague is not doing it right.

3. Don't show your wealth. Even if you have money in your family, you don't need to act like you're rich. In fact, this is the same as our work, even if you have the ability, you still have to keep a low profile in normal times.

Nowadays, many people love to brag when they have a little money, and I wish everyone around the world knew the same, but in fact, this is an immature practice.

I once had a colleague who had several villas at home, but every time I went to work, I drove tens of thousands of Santana to work, and waited for my colleague to leave and get together to drink. Something like this colleague is very clever.

4. A colleague asks you to lend 10,000 to 2,000. If you really don't have a good excuse, when a colleague asks you to borrow a large amount, you must not lend him the full amount, just borrow a part. That is, he shows that he regards him as a friend, but his colleagues can only come up with so much money, which is acceptable to ordinary colleagues.

What's more, maybe someone else just borrowed 2,000 and deliberately said 10,000, and such a thing is not uncommon.

The fact that a former colleague borrowed money means that she has borrowed all her current friends and colleagues. It's basically the kind that can't be returned. It's better not to borrow.

Hope, thank you.

1. What to do if a colleague borrows money and doesn't pay it back.

1. The handling method of non-repayment of borrowed money by colleagues is as follows:

1) If a colleague borrows money and does not repay it, he can negotiate with the other party first and ask the other party to repay the money;

2) If the negotiation is inconsistent, the parties may collect evidence such as IOUs, write a complaint, and file a lawsuit with the court.

2. Legal basis: Article 122 of the Civil Procedure Law of the People's Republic of China.

The following conditions must be met for a prosecution:

1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case;

2) There is a clear defendant;

3) There are specific litigation claims, facts, and reasons;

4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

Article 123.

A complaint shall be submitted to the people's court, and copies shall be submitted in accordance with the number of defendants.

Where it is truly difficult to write a complaint, the complaint may be filed orally, and the people's court will record it in the record and inform the opposing party.

2. How to sue if you don't repay the borrowed money.

The following ways to sue for non-repayment of borrowed money are as follows:

1. Prepare litigation materials, and when filing a lawsuit, you need to prepare a complaint;

2. Bring evidence and indictment to the court to file a case and pay the litigation fee;

3. According to the court's arrangement, the production will be tried and mediated or judged;

4. If the other party does not repay the loan within the specified time after the mediation or judgment takes effect, the plaintiff may apply to the court for compulsory enforcement.

Legal analysis: If a former colleague borrows money and does not repay it, and meets the conditions provided for in Article 108 of the Civil Procedure Law, a civil lawsuit may be conducted in accordance with the provisions of Article 108 of the Civil Procedure Law.

Legal basis: Article 108 of the Civil Procedure Law of the People's Republic of China The following conditions must be met for prosecution:

1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case;

2) There is a clear defendant;

3) There are specific litigation claims, facts, and reasons;

4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

When encountering this kind of problem, the following countermeasures can be taken according to the situation:

First, remind the other party directly, but in a tactful and acceptable way.

For colleagues who have a very ordinary relationship, you can directly remind the other party that the money has not been given, but you should pay attention to the ways and means.

For example, you can say something like this: "Xiao Li, the ** you asked me to bring you last time is still easy to use, when I went to buy it, the salesperson said, this ** is very easy to use, 98 yuan a box, quite cost-effective......."”

In this way, there is **, cause and effect, as long as it is a person with a little emotional intelligence, he will know that this is a reminder to repay the money. Of course, if this is said, the other party still does not mention the matter of repaying the money. Then you can ask him directly.

Second, if the amount is not large, you don't have to worry about it, it can be regarded as a favor investment.

Generally speaking, things within 100 yuan, if a colleague finishes giving you money, I personally think there is no need to mention it, after all, there is not much money, it has little impact on you, less money, no starvation, more money, will not make a fortune. Think of it as a personal investment in the workplace.

Of course, this approach requires the premise that this colleague has a good relationship with you. If the other party and you are just an ordinary colleague relationship, you should ask for it, and you should mention it. Favors should be given to people who can give favors, ordinary colleagues, there is no need.

Third, the amount is relatively large, there is nothing to hesitate to remind the other party to repay the money as soon as possible.

If a colleague asks you to bring something for a large amount, in this case, it means that the other party must have forgotten. Therefore, it is best to remind the other person as soon as possible.

Of course, the ways and means still need to be emphasized. As before, you can pretend to ask about the use of the items you are carrying, say that you want to buy them and use them, and ask him how he feels about using them. casually mention the ** thing, in this way, even if it is a disguised reminder to the other party to repay the money.

There is a special situation here, if it is something that the leader asks you to bring, and the leader has a bad reputation every day, and belongs to the kind of person who likes to take advantage, then you had better not mention it. In the future, try to refuse this kind of leader's request to bring things to reduce the chance of being rubbed with oil.

Legal analysis: If the borrowed money is not repaid, it can be repaid in the following ways: 1. The creditor and the debtor resolve it through negotiation and remind the other party to repay the debt as soon as possible; 2. If the debtor refuses to repay the loan and the negotiation between the two parties is invalid, the creditor needs to prepare IOUs and other relevant evidence in advance, and then can submit a complaint to the court, and has the right to file a lawsuit with the people's court, which will be accepted by the court in accordance with law.

Legal basis: Article 242 of the Civil Procedure Law of the People's Republic of China: If the person subject to enforcement fails to perform the obligations set forth in the legal document in accordance with the enforcement notice, the people's court has the right to inquire about the property of the person subject to enforcement, such as deposits, bonds, **, and shares. The people's courts have the right to seize, freeze, transfer, or sell the property of the person subject to enforcement according to different circumstances.

People's courts must not inquire about, seize, freeze, transfer, or sell property beyond the scope of the obligations that the person subject to enforcement shall perform. When a people's court decides to seize, freeze, transfer, or convert property, it shall make a ruling and issue a notice of assistance in enforcement, and the relevant units must handle it.